Sold for:Sold Mar 27, 2026
$795,000

498 Spruce Street

Collingwood, ON L9Y 3H6

Detached House SoldNot available

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 498 Spruce Street, Collingwood

2026-03-17
2026-03-27
Sold
Price
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MLS#
s12891836

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 498 Spruce Street, Collingwood

Summarized Description

  • Charming 4-bedroom, 2-bath brick bungalow.
  • Fully finished lower level with in-law suite.
  • Recently renovated and move-in ready.
  • Generous lot with extended deck for outdoor living.
  • Durable metal roof adds long-term value.
  • Walking distance to shopping and amenities.
  • Perfect for families or weekend retreats.

Delightfully renovated and move-in ready, this charming 4-bedroom, 2-bath brick bungalow is perfectly located in the heart of town. Tastefully updated with a serene, neutral palette, the home offers comfortable living for families of all sizes. The fully finished lower level is a standout feature-complete as a spacious in-law or secondary suite with endless possibilities for extended family, guests, or recreation..Set on a generous lot, enjoy outdoor living with an extended deck, added privacy, and plenty of room for kids to play or to create your dream garden. A durable metal roof adds long-term value and peace of mind. Ideally situated within walking distance to shopping, restaurants, and everyday amenities, this property is perfect for full-time living or a weekend retreat. A fantastic opportunity that won't last long!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,880
Land Transfer Tax Fee
$12,375

Rental Items

Rental Equipment
hwt
Under Contract
Hot Water Tank-Gas

Basement Type
Full, Separate Entrance

Interior Features

Laundry Level
Lower Level
Interior Extras
Carpet Free, In-Law Suite
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Other Structures
Shed

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Metal
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
55.00 ft
Lot Depth
122.00 ft

Inclusions

Inclusions
fridge, stove, dishwasher, washer, dryer, window coverings

Parking & Garages

Garage Type
None
Garage Spaces
4
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 1
Washrooms
2
Kitchens
2

Room sizes

  • Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Bedroom 3—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Recreation—
    Lower level
  • Bedroom 4—
    Lower level
  • Kitchen—
    Lower level

Washrooms

  • 4-piece, Main
  • 3-piece, Lower

Municipality
Collingwood
Neighbourhood
Collingwood
Main cross streets
sixth and spruce
Zoning
R3
Directions
sixth to spruce

MLS® number
S12891836
Data source
Toronto Regional Real Estate Board
Status change
2026-03-27
Listed on
2026-03-17
Days on market
10 days
Possession date
2026-03-31
Possession type
Flexible
Co-op commission
2%+tax
Seller
Listed by
Royal LePage Locations North

Home Market Value

Current home valuation for 498 Spruce Street, Collingwood, Collingwood, ON. Listed for $795,000

HOMEH Estimate

?

$691,387

Estimated Sales Range

?

$483,971 - $898,803

HOMEH Estimate for 498 Spruce Street, Collingwood

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$691,387Low confidence
Based on 6 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Collingwood, ON
Minimum Down Payment Required:6.9%

5% on first $500K + 10% on $295,000 over $500K

Minimum down payment

$54,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$29,606$22,181$18,921$0
=Total mortgage
$769,751$737,681$694,671$636,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,758monthly$3,602monthly$3,392monthly$3,105monthly
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Land Transfer Tax

Provincial

$12,375

Total Land Transfer Tax

$12,375

Around this home

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0/100Minimal Transit
0/100Not rated
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