Was listed for:Expired Sep 17, 2026
$829,000

1028 Finch Lane

Frontenac (Frontenac Centre), ON K0H 1B0

Detached House ExpiredNot available

Property not available for sale or for rent.

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Sale & Price History for 1028 Finch Lane, Frontenac, Frontenac Centre

2026-04-09
2026-09-17
Expired
Price
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MLS#
x12978120
2025-11-23
2026-01-19
Terminated
Price
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2025-06-19
2025-11-23
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1028 Finch Lane, Frontenac, Frontenac Centre

Summarized Description

  • Custom-built lakefront home designed for effortless living.
  • Spacious open-concept main level with vaulted ceilings.
  • Chef-inspired kitchen with granite countertops and Electrolux appliances.
  • Oversized bedrooms with walk-in closets and en-suites.
  • 300 feet of waterfront with fishing and boating access.
  • Natural beauty with perennial gardens and granite outcroppings.
  • High-efficiency mechanical systems for modern comfort.
  • Ideal location between Toronto and Ottawa for outdoor enthusiasts.

Welcome to your dream lakefront escape, custom-built in 2022 and designed with effortless living and retirement in mind. This year-round lake house offers a rare blend of modern comfort, natural beauty, and thoughtful craftsmanship, all nestled on a breathtaking East-facing shoreline with commanding views. Step into the spacious open-concept main level, where vaulted ceilings and large windows flood the space with natural light. The living area is anchored by a striking oversized wood-burning stove, set on custom tile, perfect for cozy nights. The chef-inspired kitchen features an impressive 8-foot bar, custom soft-close cabinetry with hidden slide-outs. These granite countertops glimmer as the light moves throughout the day, matching Electrolux appliances, including a concealed dishwasher. Enjoy easy main-level living with two oversized bedrooms, each with a walk-in closet. The primary suite features a 3-piece en-suite and a walk-out to the covered porch, as does the second bedroom, which has a 4-piece bathroom conveniently located just outside. The lower level features an exposed granite rock face, two private entrances, and ample flexibility, making it ideal for additional bedrooms, guest suites, or hobby spaces. Mechanical systems include a high-efficiency propane furnace, central AC, HRV system, owned water heater, pressure tank, and 200-amp hydro. Bell Fibre internet and cell reception ensure you're connected when you want to be. Outside, the natural beauty of this property is simply unmatched. Approx 300 feet of waterfront offers a beach area for wading, a fishing/boat dock, a fire pit, and winding pathways through granite outcroppings and perennial gardens bordered by stunning armour stone. Enjoy peaceful lake life with access to Horseshoe Lake and further connection to Buck, Bull, and Crotch Lakes - an outdoor enthusiast's paradise. Ideally situated between Toronto and Ottawa, this is a must-see, must-feel property! By Appointment Only

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,565
Land Transfer Tax Fee
$13,055

Rental Items

Rental Equipment
PROPANE TANK
Under Contract
Propane Tank

Basement Type
Full, Exposed Rock, Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
Carpet Free, ERV/HRV, In-Law Capability, Primary Bedroom - Main Floor, Propane Tank, Sump Pump, Water Heater Owned
View
Beach, Forest, Water
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Deck, Fishing, Landscape Lighting, Landscaped, Lighting, Year Round Living
Pool
None
Property Features
Lake Access, Lake/Pond, Level, Sloping, Waterfront
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
0-5

Construction

Exterior Finish
Vinyl Siding
Roof
Metal
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
281.00 ft
Lot Depth
230.00 ft
Lot Shape
Irregular

Inclusions

Inclusions
fridge, stove, microwave (currently not installed, new in box), washer, dryer, all ELF, all mechanical appliances, furnace, AC, HRV, well pump, pressure tank, dock, shed

Exclusions

Exclusions
ALL PERSONAL BELONGINGS

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Holding Tank
Natural Gas
No
Hydro
Yes
Cable
No

Bedrooms
2
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level, Combined w/Dining, Combined w/Kitchen, W/O To Deck
  • Primary Bedroom—
    Main level, 3 Pc Ensuite, Walk-In Closet(s), W/O To Deck
  • Bedroom—
    Main level, Walk-In Closet(s), W/O To Deck
  • Bathroom—
    Main level, 4 Pc Bath
  • Bathroom—
    Main level, 3 Pc Ensuite
  • Utility Room—
    Lower level

Washrooms

  • 4-piece, Main
  • 3-piece, Main

Municipality
Frontenac
Neighbourhood
Frontenac Centre
Main cross streets
Horseshoe Lane & Finch Lane
Zoning
RW - EC
Directions
Arden Rd - Horseshoe Lane - Finch Lane
Waterfront
Direct

MLS® number
X12978120
Data source
Toronto Regional Real Estate Board
Status change
2026-09-17
Listed on
2026-04-09
Days on market
161 days
Possession type
Flexible
Co-op commission
2
Seller
Listed by
CARDINAL REALTY INC.

Home Market Value

Current home valuation for 1028 Finch Lane, Frontenac, Frontenac Centre, Frontenac, ON. Listed for $829,000

HOMEH Estimate

?

$555,000

Estimated Sales Range

?

$527,250 - $838,949

HOMEH Estimate for 1028 Finch Lane, Frontenac, Frontenac Centre

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$555,000Low confidence
Based on 4 comparable properties
+ $274,000 (49%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Frontenac, ON
Minimum Down Payment Required:7.0%

5% on first $500K + 10% on $329,000 over $500K

Minimum down payment

$57,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
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+CMHC insurance
$30,839$23,129$19,730$0
=Total mortgage
$801,809$769,229$724,380$663,200
Amortization
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$3,915monthly$3,756monthly$3,537monthly$3,238monthly
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Land Transfer Tax

Provincial

$13,055

Total Land Transfer Tax

$13,055

Around this home

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