
681 Charlotte Island
Frontenac (Frontenac Centre), ON K0H 2P0
- 1+2Bedrooms
- 1Bathroom
- 6Garage
- 700–1100Sq Ft
- $3,371Tax
- 200×217 ftLot Size
- Estimated Value:$435,310See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 681 Charlotte Island, Frontenac, Frontenac Centre
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-05-23 | 2025-06-16 | Login to See Prices | Sold | x12171232 |
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About 681 Charlotte Island, Frontenac, Frontenac Centre
Welcome to Charlotte Island on Beautiful Sharbot Lake This rare and exceptional offering features a privately owned 1-acre island on stunning Sharbot Lake, complete with swimmable waterfront and a 3.76-acre mainland lot (1234 Wagner Road-Pin for this is in the additional pin section) with municipal road frontage perfect for private parking and docking. The charming, fully winterized cottage was architecturally redesigned and renovated in 2005(list of improvements available upon request), blending a modern, open-concept layout with classic cottage charm. Soaring vaulted ceilings, bright airy windows, and multiple heat sources create a cozy yet spacious atmosphere. Step outside to a large, inviting deck with a hot tub, or enjoy meals in the beautiful screened-in dining area every detail has been thoughtfully designed for comfort and relaxation, including state of the art solar blinds on all south facing windows. guests will love the additional accommodation, which include a well-finished, insulated base-board heated bunkie, with memory foam double Murphy bed mattress and/or a large 10x 14 ft cedar floored Montana wall tent with full mosquito netting, rollup sides, and electricity. Also, a secluded northern point ideal for pitching a tent under the stars. The waterfront offers something for everyone: a large dock on the west side with deep water for swimming, a sandy beach to the south, and a smaller sunset dock perfect for evening relaxation. Currently used as a year-round residence, the property includes a open-style pontoon boat, a small aluminum boat with motor, and available for purchase separately a hovercraft. Opportunities like this are rare on one of the most sought-after lakes in the Frontenac's. Don't miss your chance to own this incredible island retreat.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,371
- Land Transfer Tax Fee
- $10,055
Rental Items
- Rental Equipment
- None
- Basement Type
- Crawl Space
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Built-In Oven, Countertop Range, Primary Bedroom - Main Floor, Water Heater Owned, Water Purifier
- View
- Lake, Trees/Woods
- Security Features
- Other, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood, Electric, Wood Stove
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Hot Tub, Privacy
- Pool
- None
- Property Features
- Lake/Pond, Waterfront
- Other Structures
- Other
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 31-50
Construction
- Exterior Finish
- Board & Batten , Cedar
- Roof
- Metal
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 200.00 ft
- Lot Depth
- 217.00 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Appliances; furniture expect as excluded; pontoon boat, motor and trailer; aluminum fishing boat and motor
Exclusions
- Exclusions
- Personal items; 2 rocking chairs; 2 upholstered single chairs in porch; Nokia;2 office chairs; rolling filing cabinets; 2 Adirondack chairs;Cedar chest;2 outdoor benches, cushions and wooden table; wooden leopold bench at fire pit; shelving unit in porch; 2 canoes; kayak, Kitchen Pine table & chairs
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 6
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- Other
- Water
- Other
- Sewers
- Septic
- Hydro
- Yes
- Bedrooms
- 1 + 2
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Kitchen—Main level
- Living Room—Main level
- Foyer—Main level
- Bedroom—Main level
- Office—Main level
- Bathroom—Main level
- Bedroom—
- Bedroom—
Washrooms
- 3-piece, Main
- Municipality
- Frontenac
- Neighbourhood
- Frontenac Centre
- Main cross streets
- Wagner Road
- Directions
- Wagner Road
- Waterfront
- Direct
- MLS® number
- X12171232
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-06-16
- Listed on
- 2025-05-23
- Days on market
- 24 days
- Possession type
- Flexible
- Co-op commission
- 2
- Seller
- Listed by
- RE/MAX FINEST REALTY INC., BROKERAGE
Home Market Value
Current home valuation for 681 Charlotte Island, Frontenac, Frontenac Centre, Frontenac, ON. Listed for $679,000
HOMEH Estimate
$435,310
Estimated Sales Range
$304,717 - $565,903
HOMEH Estimate for 681 Charlotte Island, Frontenac, Frontenac Centre
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $179,000 over $500K
$42,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $25,422 | $18,944 | $16,160 | $0 |
=Total mortgage | $660,966 | $630,044 | $593,310 | $543,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,227monthly | $3,076monthly | $2,897monthly | $2,652monthly |
Land Transfer Tax
$10,055
$10,055
Around this home
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