Listed for:Listed Sep 8, 2026
$1,450,000

28 Oxford Street

Guelph (Downtown), ON N1H 2M3

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 28 Oxford Street, Guelph, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 28 Oxford Street, Guelph, Downtown

Summarized Description

  • Beautiful century home with historic charm.
  • Legal two-bedroom apartment for rental income.
  • Spacious layout with separate basement entrance.
  • Loft space for versatile living options.
  • Private backyard with wood-fired pizza oven.
  • Located in sought-after downtown Guelph.
  • Excellent potential for multi-generational living.
  • Opportunity for future development and upgrades.

Timeless Character Meets Incredible Income Potential in Downtown Guelph! Welcome to this beautiful century home, ideally situated on one of downtown Guelph's most sought-after streets. Full of charm, character, and opportunity, this exceptional property offers a rare combination of classic architecture, versatile living space, and impressive income potential. The detached garage is a standout feature, offering a legal two-bedroom apartment above-perfect for generating additional rental income, hosting extended family, or creating a comfortable multi-generational living arrangement. Inside the main home, the spacious layout is complemented by a separate entrance to the large basement, offering excellent potential for additional living space, a home office, recreation area, or future development opportunities. Upstairs, the loft provides even more possibilities, with plenty of space and potential to create a stunning primary retreat, studio, office, or additional living area tailored to your needs. Step outside and discover a beautiful backyard that feels like your own private retreat in the heart of the city. Gather with friends and family around the wood-fired pizza oven, enjoy summer evenings outdoors, and make the most of this wonderfully inviting space. Located just moments from the best of downtown Guelph, this is a rare opportunity to own a character-filled home in an exceptional location, with the added benefit of a legal secondary dwelling and plenty of future potential. A truly special property where historic charm, flexibility, income potential, and downtown living come together.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$9,099
Land Transfer Tax Fee
$25,475

Basement Type
Partially Finished, Separate Entrance

Interior Features

Laundry Level
Lower Level
Interior Extras
Accessory Apartment, Rough-In Bath
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2 1/2 Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
43.33 ft
Lot Depth
105.50 ft

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
5
Total Garage And Parking Spaces
7

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Other
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
4
Kitchens
1

Room sizes

  • Office—
    Second level
  • Bathroom—
    Basement level, 3 Pc Bath
  • Dining Room—
    Main level
  • Office—
    Main level
  • Other—
    Basement level
  • Laundry—
    Basement level
  • Kitchen—
    Main level
  • Bathroom—
    Main level, 2 Pc Bath
  • Recreation—
    Basement level
  • Other—
    Basement level
  • Bedroom 4—
    Second level
  • Loft—
    Third level
  • Utility Room—
    Basement level
  • Bathroom—
    Third level, 3 Pc Bath
  • Bedroom 3—
    Second level
  • Living Room—
    Main level
  • Bedroom—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Bedroom 2—
    Second level

Washrooms

  • 2-piece, Main
  • 3-piece, Basement
  • 4-piece, Second
  • 3-piece, Third

Municipality
Guelph
Neighbourhood
Downtown
Main cross streets
Dublin & Oxford
Zoning
R1B
Directions
Northfolk & Paisley

MLS® number
X13752698
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-08
Updated on
2026-10-07
Days on market
47 days
Possession type
Flexible
Co-op commission
2% plus HST
Seller
Listed by
Keller Williams Home Group Realty

Home Market Value

Current home valuation for 28 Oxford Street, Guelph, Downtown, Guelph, ON. Listed for $1,450,000

HOMEH Estimate

?

$1,426,915

Estimated Sales Range

?

$1,127,263 - $1,726,567

HOMEH Estimate for 28 Oxford Street, Guelph, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,426,915Medium confidence
Based on 3 comparable properties
+ $23,085 (2%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Guelph, ON
Minimum Down Payment Required:8.3%

5% on first $500K + 10% on $950,000 over $500K

Minimum down payment

$120,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$53,186$40,455$34,510$0
=Total mortgage
$1,382,836$1,345,455$1,267,010$1,160,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$6,752monthly$6,569monthly$6,186monthly$5,664monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$25,475

Total Land Transfer Tax

$25,475

Around this home

10/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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7.2 /10

Central

Public·elementary·250m

8.2 /10

Guelph

Public·secondary·580m

7.3 /10

Victory

Public·elementary·960m

4.6 /10

Our Lady of Lourdes

Private·secondary·1.1km

5.6 /10

William C. Winegard

Public·elementary·1.1km

8.0 /10

King George

Public·elementary·1.1km

8.2 /10

Aberfoyle

Public·elementary·1.1km

5.9 /10

Sacred Heart

Private·elementary·1.4km

6.5 /10

John McCrae

Public·elementary·1.4km

4.6 /10

Paisley Road

Public·elementary·1.4km

4.8 /10

John Galt

Public·elementary·1.4km

3.4 /10

St Joseph

Private·elementary·1.4km

7.7 /10

John F Ross

Public·secondary·1.8km

5.2 /10

Willow Road

Public·elementary·1.8km

6.4 /10

Holy Rosary

Private·elementary·1.9km

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