
45 Toronto Street
Guelph (St. Patrick's Ward), ON N1E 3E3
- 4Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $4,517Tax
- 39×153 ftLot Size
- Estimated Value:$781,035See Free Estimate Report

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About 45 Toronto Street, Guelph, St. Patrick's Ward
Welcome to 45 Toronto Street! This Edwardian century home is located in one of Guelphs most vibrant and eclectic neighbourhoods, just a short walk to Downtown, the Speed River, parks, and local eateries. Step onto the inviting covered front porch and into a freshly painted home featuring high ceilings and updated flooring (2022). The living and dining areas flow seamlessly, creating a warm and welcoming space for everyday living and entertaining. At the back of the home, the spacious kitchen offers plenty of room to cook and gather, complete with a two-piece powder room and direct access to the south-facing backyard, perfect for gardening, relaxing, or enjoying summer evenings. Upstairs, you'll find new carpet on the stairs leading to four bedrooms, each with a closet (a rare feature in homes of this era), and a full bathroom showcasing a charming clawfoot tub. The finished basement includes a cozy recreation room and ample storage for seasonal items or hobbies. This property sits on an impressive 153-foot-deep lot, providing plenty of outdoor space and potential for future expansion or customization. Whether you're a growing family or a character-home enthusiast, 45 Toronto Street delivers timeless charm in a prime location.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,517
- Land Transfer Tax Fee
- $12,775
- Basement Type
- Full, Partially Finished
Interior Features
- Interior Extras
- Storage
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 39.00 ft
- Lot Depth
- 153.00 ft
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer
Exclusions
- Exclusions
- Curtains
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Washrooms
- 2-piece
- 4-piece
- Municipality
- Guelph
- Neighbourhood
- St. Patrick's Ward
- Main cross streets
- York Rd
- Directions
- Neeve St
- MLS® number
- X12373293
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-11-04
- Listed on
- 2025-09-02
- Days on market
- 63 days
- Possession type
- Immediate
- Co-op commission
- 2.5%+hst
- Seller
- Listed by
- Royal LePage Royal City Realty
Home Market Value
Current home valuation for 45 Toronto Street, Guelph, St. Patrick's Ward, Guelph, ON. Listed for $815,000
HOMEH Estimate
$781,035
Estimated Sales Range
$546,725 - $1,015,346
HOMEH Estimate for 45 Toronto Street, Guelph, St. Patrick's Ward
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $315,000 over $500K
$56,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $30,318 | $22,739 | $19,397 | $0 |
=Total mortgage | $788,268 | $756,239 | $712,147 | $652,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,849monthly | $3,692monthly | $3,477monthly | $3,183monthly |
Land Transfer Tax
$12,775
$12,775
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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