Listed for:Listed 29 days ago
$589,999

195 Charles Street E

Ingersoll (Ingersoll - South), ON N5C 1K3

Semi-Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 195 Charles Street E, Ingersoll, Ingersoll - South

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 195 Charles Street E, Ingersoll, Ingersoll - South

Summarized Description

  • Built in 2021 by BW Conn Homes
  • Approximately 1,780 sq ft of living space
  • Custom cabinetry and quality finishes throughout
  • Spacious primary bedroom with ensuite
  • Fully finished basement with wet bar
  • Private backyard oasis with gazebo
  • Move-in ready with extensive upgrades
  • Ideal for families or professionals

HOUSE COMES FURNISHED! Built in 2021 by renowned BW Conn Homes, this beautifully updated semi-detached 2-storey home offers the perfect blend of style, comfort, and functionality. With approximately 1,780 sq ft of finished living space above grade plus a fully finished basement, this home is move-in ready and packed with thoughtful upgrades throughout. Step inside to a tastefully decorated interior featuring an open-concept main floor, custom cabinetry with crown moulding, quality finishes, and an abundance of natural light. Upstairs you'll find 3 generously sized bedrooms, including a spacious primary retreat complete with a separate oversized walk-in closet and a stunning 4-piece ensuite. The second-floor laundry room is impressively large and designed for everyday convenience. The recently finished basement expands your living space with a bright additional bedroom featuring oversized windows, a stylish wet bar, and the perfect setup for entertaining family and friends. Outside, the backyard has been transformed into a private oasis with a fully fenced yard, covered gazebo, poured concrete wrapping from the front walkway around the home, and a large rear concrete pad ideal for outdoor living. Additional highlights include an epoxy-coated garage floor, attached single-car garage with inside entry, central air, ERV system, paved driveway, and exceptional curb appeal with stone/brick façade accents. A perfect opportunity for families, professionals, or anyone looking for a turnkey home with quality finishes and extensive upgrades already completed.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,672
Land Transfer Tax Fee
$8,275

Rental Items

Rental Equipment
HOT WATER HEATER
Under Contract
Hot Water Heater

Basement Type
Full, Finished

Interior Features

Interior Extras
Air Exchanger, Sump Pump, Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Semi-Detached
Building Style
2-Storey
Approx Age
0-5

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
30.00 ft
Lot Depth
141.00 ft

Inclusions

Inclusions
Carbon Monoxide Detector, Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove, Washer, Window Coverings, Furniture

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 1
Washrooms
3
Kitchens
1

Washrooms

  • 2-piece, Main
  • 4-piece, Second

Municipality
Ingersoll
Neighbourhood
Ingersoll - South
Main cross streets
HARRIS ST / CHARLES ST E
Directions
HARRIS ST

MLS® number
X13840738
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-29
Updated on
2026-09-29
Days on market
29 days
Possession type
Immediate
Co-op commission
2
Seller
Listed by
RE/MAX TWIN CITY REALTY INC.

Home Market Value

Current home valuation for 195 Charles Street E, Ingersoll, Ingersoll - South, Ingersoll, ON. Listed for $589,999

HOMEH Estimate

?

$468,750

Estimated Sales Range

?

$370,313 - $587,689

HOMEH Estimate for 195 Charles Street E, Ingersoll, Ingersoll - South

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$468,750Medium confidence
Based on 3 comparable properties
+ $121,249 (26%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Ingersoll, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $89,999 over $500K

Minimum down payment

$34,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,231$16,461$14,042$0
=Total mortgage
$578,010$547,460$515,541$471,999
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,822monthly$2,673monthly$2,517monthly$2,305monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,275

Total Land Transfer Tax

$8,275

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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