1089 Spruce Road
Innisfil (Rural Innisfil), ON L0L 1C0
- 4Bedrooms
- 3Bathrooms
- 1Garage
- 2000–2500Sq Ft
- $4,140Tax
- 52×136 ftLot Size
Estimated Value:$746,500See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 1089 Spruce Road, Innisfil, Rural Innisfil
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-09-22 | 2025-10-15 | Login to See Prices | Sold | n12419208 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 1089 Spruce Road, Innisfil, Rural Innisfil
Top 5 Reasons You Will Love This Home: 1) Discover the move-in ready and custom-built four bedroom home, just steps from the sparkling water of Lake Simcoe 2) Built in 2006, this home offers 2173 square feet of well designed above grade living space, ideal for a family or a retiree with all the essentials on the main level 3) The main level showcases an updated eat-in kitchen (2023), a spacious family room, and three bedrooms, including one with its own 3-piece ensuite and walk-in closet, plus a refreshed 4-piece bathroom (2025) with convenient laundry completes this level 4) Upstairs, the expansive primary bedroom features a semi-ensuite, while a second oversized room delivers versatility as a recreation room or additional bedroom 5) Set on a private 51'x136' lot surrounded by mature trees, the property includes driveway parking for six vehicles plus a covered carport, with additional highlights including an artesian well providing an ample supply of fresh water and access to the community's private beach for summer fun. 2,173 fin.sq.ft.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,140
- Land Transfer Tax Fee
- $12,455
Rental Items
- Rental Equipment
- None.
- Basement Type
- Unfinished, Crawl Space
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Sump Pump
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
- Property Features
- Lake/Pond
- Other Structures
- Garden Shed, Fence - Full
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 16-30
Construction
- Exterior Finish
- Vinyl Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 51.86 ft
- Lot Depth
- 136.07 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer, Dryer, Owned Water Softener, Owned Hot Water Heater, Kitchen Electric Fireplace, Garden Shed (Resurfaced 2025).
Exclusions
- Exclusions
- Family Room Fireplace.
Parking & Garages
- Garage Type
- Carport
- Garage Spaces
- 1
- Parking Spaces
- 5
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level, Eat-in Kitchen, Vinyl Floor, Electric Fireplace
- Family Room—Main level, Window, Walk-Out
- Bedroom—Main level, 3 Pc Ensuite, Walk-In Closet(s), W/O To Yard
- Bedroom—Main level, Closet, Window
- Bedroom—Main level, Closet, Window
- Recreation—Second level, Vaulted Ceiling(s), Large Window
- Primary Bedroom—Second level, Semi Ensuite, Closet, Window
Washrooms
- 3-piece, Main
- 4-piece, Main
- 3-piece, Second
- Municipality
- Innisfil
- Neighbourhood
- Rural Innisfil
- Main cross streets
- Temple Ave/Spruce Rd
- Zoning
- R1
- Directions
- Temple Ave/Spruce Rd
- MLS® number
- N12419208
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-10-15
- Listed on
- 2025-09-22
- Days on market
- 23 days
- Possession type
- Flexible
- Co-op commission
- 2..5%
- Seller
- Listed by
- FARIS TEAM REAL ESTATE BROKERAGE
Home Market Value
Current home valuation for 1089 Spruce Road, Innisfil, Rural Innisfil, Innisfil, ON. Listed for $799,000
HOMEH Estimate
$746,500
Estimated Sales Range
$589,735 - $903,265
HOMEH Estimate for 1089 Spruce Road, Innisfil, Rural Innisfil
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $299,000 over $500K
$54,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $29,755 | $22,292 | $19,016 | $0 |
=Total mortgage | $773,624 | $741,392 | $698,166 | $639,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,777monthly | $3,620monthly | $3,409monthly | $3,121monthly |
Land Transfer Tax
$12,455
$12,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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