
2328 Elm Tree Road
Kawartha Lakes (Fenelon), ON K0M 1E0
- 2Bedrooms
- 1Bathroom
- 0Garage
- 700–1100Sq Ft
- $2,128Tax
- 115×200 ftLot Size
- Estimated Value:$468,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 2328 Elm Tree Road, Kawartha Lakes, Fenelon
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-01 | 2026-07-03 | Login to See Prices | Sold | x13220390 |
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About 2328 Elm Tree Road, Kawartha Lakes, Fenelon
Summarized Description
- 2-bedroom, 1-bath bungalow in Cambray.
- Fully fenced lot with outdoor decks.
- Lower level offers expansion potential.
- Gas fireplace ready for repair.
- Solar panels help offset costs.
- Move-in ready with room for improvements.
- Flexible layout for various needs.
This Elm Tree Road bungalow is set up for simple living today, with clear potential for tomorrow. The 2-bedroom, 1-bath bungalow sits on a generous, fully fenced lot in Cambray, with front and back decks that naturally extend the living space outdoors. It's the kind of setup that works in real life-morning coffee on the front deck, evenings in the backyard, and enough space for pets, gardens, or simply room to breathe. Inside, the main floor is practical and comfortable, with a layout that makes everyday living feel easy. It's a solid starting point for a buyer who wants something they can move into and enjoy right away, while still having room to shape it over time. Where this home really starts to open up is below grade. The lower level includes a roughed-in third bedroom and a gas fireplace (currently disconnected and ready for repair), offering clear potential to significantly expand the living space. Whether it becomes a family room, guest area, home office, or a combination of all three, it adds real flexibility and future value in a way that's hard to find at this price point. Adding to the practicality, solar panels provide supplementary income, helping offset carrying costs while you make improvements on your own timeline. This is a home that gives you options from day one. Move in, get comfortable, and let the lower level become whatever your next chapter needs it to be.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,128
- Land Transfer Tax Fee
- $4,460
Rental Items
- Rental Equipment
- none
- Basement Type
- Full
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
- View
- Forest, Pasture, Trees/Woods
- Security Features
- Alarm System, Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch, Privacy
- Pool
- None
- Property Features
- Fenced Yard, Golf, Hospital, Park, Wooded/Treed, School Bus Route
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 115.09 ft
- Lot Depth
- 200.13 ft
- Lot Size
- 0.524
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer, Dishwasher, bigger dresser in basement bedroom, Panasonic TV in dining/sunroom, Solar panels
Exclusions
- Exclusions
- smaller dresser in basement bedroom, personal belongings & furnishings, lawn tractor, snow blower
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 8
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Septic
- Natural Gas
- Yes
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Bedroom—Main level
- Bedroom—Main level
- Bathroom—Main level, 4 Pc Bath
- Kitchen—Main level
- Sunroom—Main level
Washrooms
- 4-piece, Main
- Municipality
- Kawartha Lakes
- Neighbourhood
- Fenelon
- Main cross streets
- Elm Tree Road & Cambray Road
- Zoning
- RR2
- Directions
- Cambray road, north on Elm Tree Road to sign on lawn
- Waterfront
- None
- MLS® number
- X13220390
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-03
- Listed on
- 2026-06-01
- Days on market
- 32 days
- Possession type
- Flexible
- Co-op commission
- 3
- Seller
- Listed by
- Signature Elite Realty Ltd.
Home Market Value
Current home valuation for 2328 Elm Tree Road, Kawartha Lakes, Fenelon, Kawartha Lakes, ON. Listed for $399,000
HOMEH Estimate
$468,500
Estimated Sales Range
$389,957 - $547,043
HOMEH Estimate for 2328 Elm Tree Road, Kawartha Lakes, Fenelon
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
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| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $15,162 | $11,132 | $9,496 | $0 |
=Total mortgage | $394,212 | $370,232 | $348,646 | $319,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,925monthly | $1,808monthly | $1,702monthly | $1,558monthly |
Land Transfer Tax
$4,460
$4,460
Around this home
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