Sold for:Sold Jul 4, 2026
$798,000

604 Settlers Road

Kawartha Lakes (Ops), ON K9V 4R3

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 604 Settlers Road, Kawartha Lakes, Ops

2026-05-19
2026-07-04
Sold
Price
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MLS#
x13150008

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 604 Settlers Road, Kawartha Lakes, Ops

Summarized Description

  • Exceptional privacy on a quiet rural road
  • Spacious primary bedroom with walk-in closet
  • Updated semi-ensuite bath for convenience
  • In-law suite potential with separate entrance
  • Detached insulated garage ideal for hobbies
  • Beautiful gardens create a private retreat
  • Bright family room with natural light
  • Perfect blend of country living and modern comfort

Welcome to the perfect blend of country living and modern comfort, just minutes outside of the charming town of Lindsay! Nestled on a quiet rural hardtop road, this beautiful home offers the lifestyle you've been dreaming of with stunning sunsets, exceptional privacy, and space for the whole family to enjoy. Step inside and feel instantly at home with the warmth of hardwood floors and a inviting kitchen and dining area - the perfect gathering place for family dinners and entertaining guests. The formal living room is bright and welcoming, featuring large windows that fill the space with natural light and showcase the peaceful country views. The main floor offers a spacious primary bedroom complete with a walk-in closet and updated semi-ensuite bath, along with two additional bedrooms, a second half bathroom, convenient main floor laundry, and direct access to the attached garage. Downstairs, you'll find a bright and spacious family room, an additional generously sized bedroom, a versatile den, full bathroom, and endless storage space. With a separate entrance and second garage access, the lower level offers excellent in-law suite potential or additional living space for extended family.And then there's the outdoor space! Beautiful gardens surround the property, creating your own private retreat to relax and unwind. The detached 24' x 24' insulated garage is the ultimate man cave, workshop, or hobby space - ideal for woodworkers, contractors, outdoor enthusiasts, or anyone needing extra storage and workspace. If you've been searching for privacy, functionality, and the perfect country setting without sacrificing convenience, this incredible property checks all the boxes!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,533
Land Transfer Tax Fee
$12,435

Basement Type
Full, Finished

Interior Features

Interior Extras
Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor, Sump Pump, Water Softener
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Level, School Bus Route

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick
Roof
Metal
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
150.00 ft
Lot Depth
218.00 ft
Lot Size
0.75

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer, all electric light fixtures and fans, all window coverings

Exclusions

Exclusions
seller personal belongings

Parking & Garages

Garage Type
Attached
Garage Spaces
4
Parking Spaces
8
Total Garage And Parking Spaces
12

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic

Bedrooms
3 + 2
Washrooms
3
Kitchens
1

Washrooms

  • 4-piece, Main
  • 2-piece, Main
  • 4-piece, Lower

Municipality
Kawartha Lakes
Neighbourhood
Ops
Main cross streets
Pigeon Lake Rd/ Settlers Rd
Zoning
R
Directions
Pigeon lake road South On Settlers road, House is on left hand side

MLS® number
X13150008
Data source
Toronto Regional Real Estate Board
Status change
2026-07-04
Listed on
2026-05-19
Days on market
46 days
Possession date
2026-07-27
Possession type
Flexible
Co-op commission
2.5% with thanks
Seller
Listed by
ROYAL HERITAGE REALTY LTD.

Home Market Value

Current home valuation for 604 Settlers Road, Kawartha Lakes, Ops, Kawartha Lakes, ON. Listed for $798,000

HOMEH Estimate

?

$787,500

Estimated Sales Range

?

$622,125 - $952,875

HOMEH Estimate for 604 Settlers Road, Kawartha Lakes, Ops

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$787,500Medium confidence
Based on 15 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Kawartha Lakes, ON
Minimum Down Payment Required:6.9%

5% on first $500K + 10% on $298,000 over $500K

Minimum down payment

$54,800

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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%
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+CMHC insurance
$29,718$22,264$18,992$0
=Total mortgage
$772,656$740,464$697,292$638,400
Amortization
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Payment frequency
=Mortgage payment
$3,772monthly$3,615monthly$3,405monthly$3,117monthly
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Land Transfer Tax

Provincial

$12,435

Total Land Transfer Tax

$12,435

Around this home

0/100Almost All Errands Require a Car
0/100Minimal Transit
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