432 Elgin Street
Kincardine, ON N2Z 2V4
- 3+2Bedrooms
- 2Bathrooms
- 2Garage
- 1100–1500Sq Ft
- $3,706Tax
- 66×165 ftLot Size
Estimated Value:$681,260See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 432 Elgin Street, Kincardine
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-08-05 | 2025-08-31 | Login to See Prices | Sold | x12324082 |
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About 432 Elgin Street, Kincardine
Welcome to 432 Elgin Street, Kincardine the ultimate blend of style, space, and smart living in one of the towns most sought-after neighbourhoods. This beautifully updated home offers 3 bedrooms and 1 bathroom upstairs, plus 2 bedrooms and another bathroom downstairs, making it ideal for families, multi-generational living, or generating rental income. One of the lower-level bedrooms was previously a kitchen, making it effortless to convert back into a self-contained suite with a separate entrance perfect for in-laws or tenants to help offset your mortgage. The finished basement (2025) includes a custom pet washing station, and the layout is ideal for maximizing space and flexibility. Major updates include a Lennox modulating furnace and AC (2017), natural gas hot water heater (2021), electrical panel (2025), plus recent upgrades to the vent hood, garage man door, back fence, and front deck (2024). A professional home inspection was completed on July 8th, 2025, and is available to view after each showing and at the Open House on Saturday, August 9th from 11:00 AM to 2:00 PM. Outside, enjoy the private backyard featuring a hot tub and gazebo (2023) perfect for relaxing or entertaining. Want to relocate the hot tub? Youll love the 18x30 foot detached shop, offering space for two vehicles, all your beach toys, or a full workshop. With extra parking for guests or tenants, asphalt shingles replaced in 2011, and a layout thats both practical and full of potential, this home is move-in ready. Set on a quiet street with great neighbours, this is a standout opportunity under $700K, with flexible closing available as early as you need. Dont miss your chance432 Elgin Street is ready to impress and priced to move.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,706
- Land Transfer Tax Fee
- $9,853
Rental Items
- Rental Equipment
- Hot water tank
- Under Contract
- Hot Water Tank-Gas
- Basement Type
- Finished, Full
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- In-Law Capability, Primary Bedroom - Main Floor, Storage, Water Heater
- Fireplace/Stove
- Yes
- Fireplace Features
- Family Room, Natural Gas
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 66.00 ft
- Lot Depth
- 165.00 ft
Inclusions
- Inclusions
- Fridge, stove, dishwasher, washer, dryer, microwave, window blinds, hot tub, white raised garden beds, outdoor Govee lights, extra flooring and door for the other bedroom
Exclusions
- Exclusions
- White Ikea cabinet in the office, racking in the garage, basement freezer and fridge, (BBQ, Traeger, Blackstone) and personal items.
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 5
- Total Garage And Parking Spaces
- 7
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 3 + 2
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Primary Bedroom—Main level
- Bedroom—Main level
- Bedroom—Main level
- Bedroom—Lower level
- Family Room—Lower level
- Other—Lower level
- Utility Room—Lower level
- Laundry—Lower level
Washrooms
- 4-piece, Main
- 2-piece, Lower
- Municipality
- Kincardine
- Neighbourhood
- Kincardine
- Main cross streets
- Kincardine Ave
- Zoning
- R1
- Directions
- Highway 21 to Kincardine Avenue travelling West to Elgin Street, Turn North to property on Left.
- MLS® number
- X12324082
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-08-31
- Listed on
- 2025-08-05
- Days on market
- 26 days
- Possession date
- 2025-09-11
- Possession type
- Flexible
- Co-op commission
- 2 or 1% if LA shows privately to buyer
- Seller
- Listed by
- Wilfred McIntee & Co Limited
Home Market Value
Current home valuation for 432 Elgin Street, Kincardine, Kincardine, ON. Listed for $668,900
HOMEH Estimate
$681,260
Estimated Sales Range
$538,195 - $824,325
HOMEH Estimate for 432 Elgin Street, Kincardine
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $168,900 over $500K
$41,890
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $25,070 | $18,662 | $15,920 | $0 |
=Total mortgage | $651,829 | $620,672 | $584,485 | $535,120 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,183monthly | $3,030monthly | $2,854monthly | $2,613monthly |
Land Transfer Tax
$9,853
$9,853
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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