Listed for:Listed Mar 25, 2026
$875,000

120 Drumgoole Lane

Loyalist (Bath), ON K0H 2S0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 120 Drumgoole Lane, Loyalist, Bath

No listing history available

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About 120 Drumgoole Lane, Loyalist, Bath

Summarized Description

  • Rare waterfront property with 163 feet of shoreline.
  • 90-foot steel dock ideal for sailboats.
  • Multiple outdoor spaces for nature enjoyment.
  • Bright home with functional layout and lake views.
  • Separate bunkie for guests or studio use.
  • Detached garage with workshop for projects.
  • Whole-house generator ensures reliability.
  • Located in a welcoming community on Amherst Island.

Set on just over 0.6 acres with more than 163 feet of clean Lake Ontario shoreline, this Amherst Island waterfront property offers a rare combination of privacy, usable shoreline, and excellent boating access with a north-east exposure sheltered from prevailing southerly and westerly winds. The 90-foot rolling steel dock extends into deeper water and is well-suited for sailboats. Launch, dock, lift (lift not included), and haul out directly from your own property. With open water and steady conditions along this shoreline, it's an ideal setting for sailors, as well as kayaking and canoeing around Amherst Island. There's also a mooring nearby. The lot is well-treed and gently landscaped, with multiple outdoor spaces to enjoy nature, including a large deck, a screened porch overlooking the lake, and a campfire area near the shoreline. Inside, the home is bright and functional. The main floor offers a large kitchen, family room, and a sunroom that serves as the summer living and dining space, bringing in lake views. Two bedrooms, a full bathroom, and main-floor laundry support easy one-level living. In the summer, the screen porch will be a popular place to relax. Upstairs are two additional bedrooms and a second full bathroom, providing space for family or guests. A separate bunkie offers flexible use as a guest space, studio, or quiet retreat. The detached two-car garage and workshop is ideal for projects, storage, or toys. This home features a 200-amp service, a whole-house generator, and a 50-amp EV charger outlet. Located just a short ferry ride from Millhaven, Amherst Island is one of Eastern Ontario's best-kept secrets. Known for its welcoming community, natural beauty, and quiet lifestyle, the island offers a rare opportunity to enjoy waterfront living just 25 minutes from Kingston.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,966
Land Transfer Tax Fee
$13,975

Rental Items

Rental Equipment
NONE

Basement Type
Crawl Space, Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
Generator - Full, Water Heater Owned, Water Softener, Water Treatment
View
Bay, Lake, Panoramic, Water
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Family Room, Fireplace Insert, Living Room, Wood, Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Deck, Fishing, Porch Enclosed, Recreational Area, TV Tower/Antenna, Year Round Living
Pool
None
Property Features
Lake/Pond, Rec./Commun.Centre, School, School Bus Route, Waterfront
Other Structures
Other

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
51-99

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
163.00 ft
Lot Depth
218.00 ft
Lot Size
0.63
Lot Shape
Irregular

Inclusions

Inclusions
FRIDGE, STOVE, DISHWASHER, WASHER, DRYER, GENERATOR, Freezer & Fridge (in garage), shelves and workbench in garage, TV bracket in garage

Exclusions

Exclusions
NONE

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
6
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Electric
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
No
Telephone
Available

Bedrooms
4
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bathroom—
    Main level, 4 Pc Bath
  • Bedroom 3—
    Main level
  • Bedroom 4—
    Main level
  • Dining Room—
    Main level
  • Family Room—
    Main level
  • Kitchen—
    Main level
  • Kitchen—
    Main level
  • Laundry—
    Main level
  • Sunroom—
    Main level
  • Bathroom—
    Second level, 3 Pc Bath
  • Bedroom 2—
    Second level
  • Primary Bedroom—
    Second level

Washrooms

  • 4-piece, Main
  • 3-piece, Second

Municipality
Loyalist
Neighbourhood
Bath
Main cross streets
Front Road
Zoning
SR
Directions
West on Front Road, right on Drumgoole Lane. Ferry leaves Millhaven at half past the hour
Waterfront
Direct

MLS® number
X12918442
Data source
Toronto Regional Real Estate Board
Listed on
2026-03-25
Updated on
2026-09-26
Days on market
209 days
Possession date
2026-07-20
Possession type
Flexible
Co-op commission
2.0% + HST
Seller
Listed by
RE/MAX FINEST REALTY INC., BROKERAGE

Home Market Value

Current home valuation for 120 Drumgoole Lane, Loyalist, Bath, Loyalist, ON. Listed for $875,000

HOMEH Estimate

?

$804,079

Estimated Sales Range

?

$482,447 - $1,125,711

HOMEH Estimate for 120 Drumgoole Lane, Loyalist, Bath

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$804,079Low confidence
Based on 3 comparable properties
+ $70,921 (9%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Loyalist, ON
Minimum Down Payment Required:7.1%

5% on first $500K + 10% on $375,000 over $500K

Minimum down payment

$62,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$32,480$24,413$20,825$0
=Total mortgage
$844,480$811,913$764,575$700,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,123monthly$3,964monthly$3,733monthly$3,418monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$13,975

Total Land Transfer Tax

$13,975

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