Listed for:Listed Jul 3, 2026
$1,378,000

403 Bay Street

Orillia, ON L3V 3X5

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 403 Bay Street, Orillia

No listing history available

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About 403 Bay Street, Orillia

Summarized Description

  • Custom built home in sought-after Orillia neighborhood
  • Over 4,000 sq. ft. of living space
  • Five bedrooms conveniently on the same level
  • Finished walkout basement with games room
  • Private backyard with inground pool and playground
  • Close to Lake Couchiching and downtown amenities
  • Exceptional craftsmanship and curb appeal
  • Ideal for families seeking luxury and comfort

Welcome to 403 Bay Street-an exceptional custom built home in one of Orillia's most sought after neighbourhoods. Just a short stroll from the shores of Lake Couchiching and only minutes to Couchiching Beach Park, downtown Orillia, schools and trails. This remarkable property offers the perfect balance of luxury, comfort and family living. Offering over 4,000 sq. ft. above grade, plus a beautiful finished walkout basement, this spacious home features 5 bedrooms and 4 bathrooms with a layout designed for both everyday living and effortless entertaining. A truly rare feature is that all five bedrooms are located on the same level--an ideal design for families that provides both convenience and peace of mind. The bright walkout lower level offers something for everyone, complete with a games room featuring a billiard table and Murphy bed, a wet bar, sauna, exercise area, additional laundry, and direct access to the beautifully landscaped backyard. Step outside to your private retreat with a fully fenced yard, inground pool, playground, and plenty of space for family gatherings, entertaining, or simply relaxing. From the moment you arrive, the home's impressive curb appeal is evident with its interlock driveway, inviting covered front porch, and landscaping that reflects the pride of ownership. Rarely does a home of this size, quality and location become available. Combining timeless craftsmanship, exceptional living space, and an unbeatable lifestyle near the waterfront, 403 Bay Street is a truly special opportunity for families seeking room to grow without compromising on luxury or convenience.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$18,181
Land Transfer Tax Fee
$24,035

Rental Items

Rental Equipment
security system, Gas water heater
Under Contract
Security System

Basement Type
Finished with Walk-Out

Interior Features

Laundry Level
Main Level
Interior Extras
Air Exchanger, Built-In Oven, Garburator, In-Law Capability, Sauna, Workbench
View
Trees/Woods
Security Features
Security System
Fireplace/Stove
Yes
Fireplace Features
Living Room, Natural Gas, Rec Room, Wood
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Porch Enclosed, Lawn Sprinkler System
Pool
Inground
Property Features
Fenced Yard, Lake Access, Public Transit
Other Structures
Gazebo, Fence - Partial, Playground

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
31-50

Construction

Exterior Finish
Wood , Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
85.31 ft
Lot Depth
110.00 ft
Lot Size
14951.06
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, double B/I Oven, washer/dryer x2, microwave, dishwasher, Billiards table and accessories including table tennis top, wood shelving in garage, B/I Murphy bed, multi-station gym, oak wall unit

Exclusions

Exclusions
hot tub

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
5
Total Garage And Parking Spaces
7

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Telephone
Yes

Bedrooms
5
Washrooms
4
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Primary Bedroom—
    Second level, Bay Window, 4 Pc Ensuite, Brick Fireplace
  • Family Room—
    Main level, Brick Fireplace, B/I Bookcase
  • Bedroom 5—
    Second level
  • Exercise Room—
    Basement level
  • Furnace Room—
    Basement level
  • Dining Room—
    Main level, Balcony
  • Utility Room—
    Basement level
  • Bedroom 4—
    Second level
  • Laundry—
    Main level, Access To Garage
  • Game Room—
    Basement level, Carpet Free
  • Bedroom 3—
    Second level
  • Kitchen—
    Main level, B/I Appliances, B/I Desk, B/I Dishwasher
  • Living Room—
    Main level, Fireplace, B/I Bookcase
  • Recreation—
    Basement level, Bar Sink, Carpet Free
  • Bedroom 2—
    Second level
  • Pantry—
    Basement level

Washrooms

  • 2-piece, Main
  • 3-piece, Basement
  • 3-piece, Second
  • 4-piece, Second

Municipality
Orillia
Neighbourhood
Orillia
Main cross streets
Bay & Fittons
Zoning
R1
Directions
Laclie to North toward lake, left on Bay Street. Property on LHS

MLS® number
S13522614
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-03
Updated on
2026-09-29
Days on market
115 days
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
CENTURY 21 B.J. ROTH REALTY LTD.

Home Market Value

Current home valuation for 403 Bay Street, Orillia, Orillia, ON. Listed for $1,378,000

HOMEH Estimate

?

$1,380,000

Estimated Sales Range

?

$828,000 - $1,932,000

HOMEH Estimate for 403 Bay Street, Orillia

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,380,000Low confidence
Based on 4 comparable properties
− $2,000 (0%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Orillia, ON
Minimum Down Payment Required:8.2%

5% on first $500K + 10% on $878,000 over $500K

Minimum down payment

$112,800

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$50,600$38,446$32,796$0
=Total mortgage
$1,315,604$1,278,646$1,204,096$1,102,400
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$6,423monthly$6,243monthly$5,879monthly$5,382monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$24,035

Total Land Transfer Tax

$24,035

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