
695 Stone Street
Oshawa (Lakeview), ON L1J 1A4
- 3Bedrooms
- 2Bathrooms
- 3Garage
- 1100–1500Sq Ft
- $6,386Tax
- 55×237 ftLot Size
- Estimated Value:$1,016,500See Free Estimate Report

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About 695 Stone Street, Oshawa, Lakeview
Waterfront property. Welcome to 695 Stone Street - a rare opportunity to own an expansive 55x237 foot lot backing directly onto Lake Ontario in the heart of Oshawa's waterfront community. This beautifully upgraded home blends refined interior renovations with the best of outdoor living - creating a true four-season sanctuary. The backyard is the heartbeat of this property. From May to November, life flows outdoors with a newly refinished deck, outdoor lounge/dining zones, a newly built pool shed, and a safety-covered in-ground pool with a new heater - perfect for daily swims and weekend entertaining. In cooler seasons, unwind around the custom fire pit and enjoy cozy lakefront evenings. The home itself has been lovingly updated with thoughtful design. The chef's kitchen is newly restored and features a premium Bertazzoni gas range with electric oven, stylish finishes, and smart storage. The dining area is bright and airy with custom designer curtains, flowing seamlessly into warm and open living spaces. The lower level walk-out adds functionality and expansion potential, and is ideal for an in-law suite or entertaining space. With newly refinished front and rear facades, this turnkey home is ready for you to move in and live the waterfront lifestyle every day. Don't miss your chance to own a piece of the lake. Bonus: this property includes architectural drawings for a future home addition, with no objection from the Conservation Authority (CLOCA) - giving buyers a rare chance to expand with confidence. Home Inspection Report available
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,386
- Land Transfer Tax Fee
- $12,473
Rental Items
- Rental Equipment
- Hot water tank-Enercare $28.14/mo
- Basement Type
- Finished with Walk-Out, Crawl Space
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Central Vacuum
- View
- Lake
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Privacy
- Pool
- Inground
- Property Features
- Clear View, Lake/Pond
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- Backsplit 3
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 55.05 ft
- Lot Depth
- 237.34 ft
Inclusions
- Inclusions
- Blomberg fridge, Bertazzoni stove & KitchenAid dishwasher (all approx 2 years new); washer & dryer; elf's; existing window treatments; Central Vac & related equipment; Pool, pool heater & related equipment; Garden shed with power (1 year old)
Exclusions
- Exclusions
- TV mount in bedroom, big mirror in middle bedroom
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 3
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Kitchen—Main level, Breakfast Bar, Concrete Counter, Hardwood Floor
- Dining Room—Main level, Hardwood Floor, Picture Window
- Primary Bedroom—Upper level, Double Closet, Hardwood Floor, Overlook Water
- Bedroom—Upper level, Closet, Hardwood Floor, Overlook Water
- Bedroom—Upper level, Closet, Hardwood Floor, Overlook Water
- Living Room—Lower level, Walk-Out, Gas Fireplace, Overlooks Pool
Washrooms
- 4-piece, Upper
- 3-piece, Lower
- Municipality
- Oshawa
- Neighbourhood
- Lakeview
- Main cross streets
- Park Rd/Stone St
- Directions
- South on Park Road S, east on Stone St
- Waterfront
- Direct
- MLS® number
- E12444099
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-10-15
- Listed on
- 2025-10-03
- Days on market
- 12 days
- Possession type
- 30-59 days
- Co-op commission
- 2.5% of the sale price + HST
- Seller
- Listed by
- ROYAL LEPAGE/J & D DIVISION
Home Market Value
Current home valuation for 695 Stone Street, Oshawa, Lakeview, Oshawa, ON. Listed for $799,900
HOMEH Estimate
$1,016,500
Estimated Sales Range
$856,450 - $1,176,550
HOMEH Estimate for 695 Stone Street, Oshawa, Lakeview
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $299,900 over $500K
$54,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $29,788 | $22,317 | $19,038 | $0 |
=Total mortgage | $774,495 | $742,227 | $698,953 | $639,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,781monthly | $3,624monthly | $3,413monthly | $3,124monthly |
Land Transfer Tax
$12,473
$12,473
Around this home
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