
4 Lower Charlotte Street
Ottawa (Lower Town), ON K1N 8K1
- 3Bedrooms
- 2Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $4,405Tax
- 15×64 ftLot Size
- Estimated Value:$555,335See Free Estimate Report

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About 4 Lower Charlotte Street, Ottawa, Lower Town
Summarized Description
- Historic townhouse blending charm with modern convenience.
- Renovated chef's kitchen with stylish features.
- Private balcony overlooking the river.
- Spacious layout with hardwood floors throughout.
- Finished lower level for additional living space.
- Located near shops, cafés, and dining.
- Easy access to ByWard Market attractions.
- Bright interiors with oversized windows.
Where nature and urban living meet, this turn-of-the-century townhouse offers a true lifestyle upgrade. Just steps from the river, it beautifully blends historic charm and character with modern convenience and the natural beauty of its surroundings. Inside, a warm and inviting layout feels both spacious and intimate. Gleaming hardwood floors flow throughout the main level, while oversized windows flood the home with natural light, creating a bright yet elegant atmosphere. A standout feature is the recently renovated chef's kitchen, thoughtfully designed for both everyday living and gourmet cooking. It showcases butcher block countertops, stainless steel appliances, modern cabinetry, gold hardware, and a chic tile backsplash - delivering the perfect balance of style and function with undeniable wow factor. Upstairs, the primary bedroom offers a peaceful retreat, complete with a private walk-out balcony overlooking the river - ideal for morning coffee or unwinding at sunset. Two additional bedrooms provide flexibility for guests, a home office, or creative space. A skylight enhances the upper level with beautiful natural light. The finished lower level expands your living space even further, perfect for movie nights, hobbies, entertaining, or an additional lounge area. Located just steps from Beechwood Avenue, you'll enjoy easy access to boutique shops, cafés, dining, and everyday conveniences. The iconic ByWard Market is also fully walkable from your front door, offering some of the city's best restaurants, culture, and entertainment. With thoughtful upgrades, timeless character, and an unbeatable setting, this is a home you'll fall in love with. From morning paddles on the river to evening strolls through the Market, every day here feels like the perfect blend of comfort and inspiration. Book your private showing today.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,405
- Land Transfer Tax Fee
- $9,475
Rental Items
- Rental Equipment
- HWT
- Basement Type
- Finished
Interior Features
- Interior Extras
- Carpet Free
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Freehold Townhouse
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Flat
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 14.70 ft
- Lot Depth
- 63.98 ft
Inclusions
- Inclusions
- Refrigerator, Stove, Hood Fan, Dishwasher, Washer and Dryer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level, Combined w/Dining, Hardwood Floor
- Dining Room—Main level, Hardwood Floor
- Kitchen—Main level
- Primary Bedroom—Second level
- Bedroom—Second level
- Bedroom—Second level
- Recreation—Lower level
- Utility Room—Lower level, Combined w/Laundry
Washrooms
- 4-piece, Second
- 2-piece, Main
- Municipality
- Ottawa
- Neighbourhood
- Lower Town
- Main cross streets
- Clarence
- Directions
- Wurtenburg, left on Clarence and right on Lower Charlotte
- MLS® number
- X12841808
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-04-08
- Listed on
- 2026-03-03
- Days on market
- 36 days
- Possession type
- Immediate
- Co-op commission
- 2.0
- Seller
- Listed by
- RE/MAX HALLMARK REALTY GROUP
Home Market Value
Current home valuation for 4 Lower Charlotte Street, Ottawa, Lower Town, Ottawa, ON. Listed for $650,000
HOMEH Estimate
$555,335
Estimated Sales Range
$438,715 - $671,955
HOMEH Estimate for 4 Lower Charlotte Street, Ottawa, Lower Town
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $150,000 over $500K
$40,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,388 | $18,135 | $15,470 | $0 |
=Total mortgage | $634,088 | $603,135 | $567,970 | $520,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,096monthly | $2,945monthly | $2,773monthly | $2,539monthly |
Land Transfer Tax
$9,475
$9,475
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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