38214 Fingal Line
Southwold (Middlemarch), ON N5P 3S5
- 3Bedrooms
- 2Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $2,664Tax
- 127×244 ftLot Size
Estimated Value:$635,500See Free Estimate Report
Property not available for sale or for rent.
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 38214 Fingal Line, Southwold, Middlemarch
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-09-24 | 2025-10-28 | Login to See Prices | Sold | x12424048 |
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About 38214 Fingal Line, Southwold, Middlemarch
Welcome to 38214 Fingal Line, this beautiful yellow brick farmhouse sitting on a peaceful 0.72-acre lot just outside St. Thomas. This home gives you that country feel while still being close to everything you need. Inside this home, you'll find 3 bedrooms and 2 bathrooms, plus plenty of space on the main floor for family life or entertaining. The upper level has been updated with new flooring and fresh paint, making it feel bright, clean, and move-in ready. You'll also appreciate the metal roof (2021) and new furnace (2025), giving you peace of mind for years to come. The main floor features a bright an spacious living room with a cozy fireplace to enjoy during the winter months. The open concept kitchen and dining room are essential for hosting with family and friends. Outside is where this property truly shines. Backing onto a vast field for ample privacy, enjoy your 0.72 of an acre all year round. The detached garage is perfect for extra storage, hobbies, or even a workshop, and the big backyard is the perfect place to relax, garden, or enjoy the stunning sunsets this property is known for. Don't miss your chance to own this property at an incredible price.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,664
- Land Transfer Tax Fee
- $6,975
Rental Items
- Rental Equipment
- Hot water heater
- Under Contract
- Hot Water Heater
- Basement Type
- Crawl Space, Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Carpet Free
- View
- City, Meadow
- Security Features
- Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Exterior Extras
- Privacy
- Pool
- None
- Property Features
- Golf, School, School Bus Route
- Accessibility Features
- Open Floor Plan, Parking
- Other Structures
- Fence - Partial, Shed
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Metal
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 127.00 ft
- Lot Depth
- 244.00 ft
- Lot Size
- 0.72
- Lot Shape
- Irregular
Inclusions
- Inclusions
- DISHWASHER, WASHER, DRYER, FRIDGE, STOVE
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 12
- Total Garage And Parking Spaces
- 14
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Septic
- Natural Gas
- Available
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level
- Family Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bathroom—Main level, 4 Pc Bath
- Laundry—Main level
- Primary Bedroom—Second level, 3 Pc Ensuite
- Bathroom—Second level, 3 Pc Ensuite
- Bedroom—Second level
- Bedroom—Second level
- Sunroom—Main level
Washrooms
- 4-piece, Main
- 2-piece, Second
- Municipality
- Southwold
- Neighbourhood
- Middlemarch
- Main cross streets
- JOHN WISE LINE AND FINGAL LINE
- Directions
- HEADING SOUTH ON JOHN WISE LINE, TURN RIGHT ONTO FINGAL LINE, HOME WILL BE ON YOUR RIGHT
- MLS® number
- X12424048
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-10-28
- Listed on
- 2025-09-24
- Days on market
- 34 days
- Possession type
- 30-59 days
- Co-op commission
- 2% + HST
- Seller
- Listed by
- CENTURY 21 FIRST CANADIAN CORP
Home Market Value
Current home valuation for 38214 Fingal Line, Southwold, Middlemarch, Southwold, ON. Listed for $525,000
HOMEH Estimate
$635,500
Estimated Sales Range
$531,067 - $739,933
HOMEH Estimate for 38214 Fingal Line, Southwold, Middlemarch
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $25,000 over $500K
$27,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,887 | $14,648 | $12,495 | $0 |
=Total mortgage | $517,062 | $487,148 | $458,745 | $420,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,525monthly | $2,378monthly | $2,240monthly | $2,051monthly |
Land Transfer Tax
$6,975
$6,975
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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