Listed for:Listed Aug 31, 2026
$450,000

42 North Street

St. Catharines (Downtown), ON L2R 2S5

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 42 North Street, St. Catharines, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 42 North Street, St. Catharines, Downtown

Summarized Description

  • Zoning allows for a home-based business.
  • Spacious great room suitable for various uses.
  • Separate entrance for upstairs living area.
  • Four-piece bath on main floor.
  • Three bedrooms and family room upstairs.
  • Hardwood and ceramic floors throughout.
  • Close to shopping plazas and schools.
  • Vacant property available from October 1.

Looking for a place to call home and run a business as well? Great downtown property with Zoning that allows for a small home based business. Main floor Great room is 23" x 17 ' and could be used as office space, yoga studio, reception, showroom, art studio, the possibilities are endless. Main floor has a kitchen as well as a 4 pc bath and bedroom/office. Upstairs are 3 bedrooms with a family room and 3 pc bath. there is a separate outside staircase entrance to this level. The house was once used as a duplex and there are 2 hydro meters. Ceramic and hardwood floors throughout ( vinyl in the bathrooms ). Close to 2 plazas and walking distance to 3 schools, medical and lots more. Immediate Possession.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,197
Land Transfer Tax Fee
$5,475

Rental Items

Rental Equipment
Hot water heater
Under Contract
Hot Water Heater

Basement Type
Partial Basement, Unfinished

Interior Features

Interior Extras
Carpet Free, Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Porch
Pool
None
Other Structures
Shed

Building

Building Type
Detached
Building Style
Other
Approx Age
100+

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
30.07 ft
Lot Depth
143.00 ft
Lot Size
3336
Lot Shape
Irregular

Inclusions

Inclusions
Fridge, stove, washer, dryer

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
1
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None, Window Unit(s)
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
4
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bathroom—
    Main level, 4 Pc Bath
  • Office—
    Main level, Laminate
  • Bathroom—
    Second level
  • Bedroom—
    Second level
  • Bathroom—
    Main level, 4 Pc Bath
  • Great Room—
    Main level, Ceramic Floor, Closet
  • Bedroom—
    Second level
  • Kitchen—
    Main level, Ceramic Floor
  • Bedroom—
    Second level
  • Family Room—
    Second level, Walk-Out, Carpet Free
  • Other—
    Second level

Washrooms

  • 4-piece, Main
  • 3-piece, Second

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Geneva St and Welland Ave
Directions
South on Geneva St just past Welland Ave. North St is on the right. House on left.

MLS® number
X13727952
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-31
Updated on
2026-09-19
Days on market
57 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 42 North Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $450,000

HOMEH Estimate

?

$325,000

Estimated Sales Range

?

$295,000 - $458,913

HOMEH Estimate for 42 North Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$325,000Low confidence
Based on 12 comparable properties
+ $125,000 (38%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$22,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$17,100$12,555$10,710$0
=Total mortgage
$444,600$417,555$393,210$360,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,171monthly$2,039monthly$1,920monthly$1,758monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$5,475

Total Land Transfer Tax

$5,475

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