Listed for:Listed 17 days ago
$749,900

628 Vine Street

St. Catharines (Vine/Linwell), ON L2M 3V5

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 628 Vine Street, St. Catharines, Vine/Linwell

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 628 Vine Street, St. Catharines, Vine/Linwell

Summarized Description

  • Beautifully maintained side-split in North-end St.
  • Catharines.
  • Open-concept main floor ideal for living and entertaining.
  • Updated kitchen with quartz countertops and custom cabinetry.
  • Spa-inspired bathroom and oversized custom shower.
  • Finished lower level with cozy recreation room.
  • Private fenced backyard with decorative pond.
  • Heated two-car garage with summer kitchen.
  • Close to parks, shopping, and top-rated schools.

Welcome to this beautifully maintained North-end St. Catharines side-split, ideally located just minutes from Lake Ontario, Sunset Beach, scenic trails, parks, shopping, and top-rated schools. This home offers the perfect balance of comfort, lifestyle, and convenience for families and downsizers alike. Lovingly cared for by the same family for nearly 40 years, pride of ownership is evident throughout. The bright open-concept main floor creates a warm and inviting space where everyday living and entertaining come together effortlessly. The living room features an electric fireplace with ambient lighting and flows seamlessly into the updated kitchen, complete with quartz countertops, stainless steel appliances, custom cabinetry, and a large island perfect for gathering with family and friends. Upstairs offers three spacious bedrooms and a beautifully updated spa-inspired bathroom with modern finishes. The finished lower level provides additional living space with a cozy recreation room centered around a wood-burning fireplace with granite surround, along with a stunning oversized custom shower, heated floors in the basement bathroom and hallway, ceiling speakers, and pot lights for added comfort. This home has also seen numerous important updates over the years including stucco exterior (2023), garage doors and openers (2023), furnace and A/C (2021), roof (2019), owned tankless water heater, and newer windows and doors. Step outside to enjoy a private fenced backyard featuring a covered porch, patio, decorative pond with lighting and heater, vegetable garden, and over 20 manicured shrubs. An interlocking circular driveway provides parking for up to five vehicles, while the heated two-car garage with summer kitchen offers incredible flexibility. A wonderful opportunity to own a thoughtfully updated home in one of St. Catharines' most desirable north-end communities.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,402
Land Transfer Tax Fee
$11,473

Rental Items

Rental Equipment
None

Basement Type
Finished, Finished with Walk-Out

Interior Features

Interior Extras
Water Heater Owned
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Electric, Living Room, Wood, Rec Room
Elevator
No

Exterior Features

Pool
None
Property Features
Park, Public Transit, School
Other Structures
Fence - Full, Garden Shed

Building

Building Type
Detached
Building Style
Sidesplit

Construction

Exterior Finish
Stucco (Plaster)
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Accessibility

Lot

Lot Front
132.93 ft
Lot Depth
46.59 ft
Lot Shape
Irregular

Inclusions

Inclusions
Fridge, stove, dishwasher, microwave, washer, dryer, stove in the garage, garage door opener, rain water tank in the back yard, shed, and wood for the fireplace stored in the shed.

Exclusions

Exclusions
Sellers personal belongings

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
5
Total Garage And Parking Spaces
7

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Dining Room—
    Main level, California Shutters, Carpet Free, Overlooks Backyard
  • Bathroom—
    Second level, 4 Pc Bath, Bidet
  • Bathroom—
    Basement level, 3 Pc Bath, Heated Floor
  • Primary Bedroom—
    Second level, Carpet Free
  • Kitchen—
    Main level, Custom Counter, Custom Backsplash, Quartz Counter
  • Recreation—
    Basement level, Carpet Free, California Shutters, Fireplace
  • Bedroom 2—
    Second level, Carpet Free
  • Bedroom—
    Second level, Carpet Free
  • Living Room—
    Main level, California Shutters, Carpet Free, Electric Fireplace

Washrooms

  • 4-piece, Second
  • 3-piece, Basement

Municipality
St. Catharines
Neighbourhood
Vine/Linwell
Main cross streets
Vine Street/Lakeshore Road
Zoning
R1
Directions
Lakeshore & Vine
Waterfront
None

MLS® number
X13839672
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-28
Updated on
2026-09-29
Days on market
17 days
Possession type
Flexible
Co-op commission
2
Seller
Listed by
BOLDT REALTY INC., BROKERAGE

Home Market Value

Current home valuation for 628 Vine Street, St. Catharines, Vine/Linwell, St. Catharines, ON. Listed for $749,900

HOMEH Estimate

?

$652,154

Estimated Sales Range

?

$391,292 - $913,016

HOMEH Estimate for 628 Vine Street, St. Catharines, Vine/Linwell

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$652,154Low confidence
Based on 15 comparable properties
+ $97,746 (15%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:6.7%

5% on first $500K + 10% on $249,900 over $500K

Minimum down payment

$49,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$27,986$20,922$17,848$0
=Total mortgage
$727,643$695,832$655,263$599,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,553monthly$3,397monthly$3,199monthly$2,929monthly
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Land Transfer Tax

Provincial

$11,473

Total Land Transfer Tax

$11,473

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