
38 Richard Street
Tay (Victoria Harbour), ON L0K 2A0
- 5Bedrooms
- 2Bathrooms
- 4Garage
- 2000–2500Sq Ft
- $2,722Tax
- 131 ftLot frontage
- Estimated Value:$551,250See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 38 Richard Street, Tay, Victoria Harbour
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About 38 Richard Street, Tay, Victoria Harbour
Welcome to your Forever Home! Located in the heart of Victoria Harbour and set on over 3/4 of an acre. Surrounded by mature trees and walking distance to Georgian Bay this well maintained 2 story home blends timeless charm with modern updates. With over 2000 sq ft of finished living space, 5 bedrooms, and 2 full bathrooms, this property is a rare opportunity to own a turnkey property with room for the whole family to grow. From its grand curb appeal to the fully updated bones of the home and large open living spaces, this property is the perfect blend of character and modern function. Newer updated floors on the main level of the home add additional warmth and elegance to the living spaces. The large eat in kitchen and bathrooms have also undergone some recent updates. Sit out on your oversized front porch/deck, perfect for entertaining, enjoying a morning coffee, or simply soaking in the peaceful and private natural surroundings. The backyard is an entertainer's delight with multiple sitting areas, complete privacy from the neighbours and a large fire pit area. Whether you're starting a new chapter in your life or seeking a peaceful place to retire, this property is sure to meet your needs. This home is an absolute dream for large families or for people who love to entertain. Just steps from the Tay Point Trail, the shores of Georgian Bay, shops, cafes, marinas, parks, schools and small-town charm. High Speed Internet available and the owners are accommodating on closing.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,722
- Land Transfer Tax Fee
- $6,975
- Basement Type
- Unfinished, Full
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- None
- View
- Trees/Woods, Park/Greenbelt
- Security Features
- Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood Stove, Living Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Patio, Porch, Year Round Living
- Pool
- None
- Property Features
- Beach, Lake/Pond, School Bus Route, School, Park, Library
- Other Structures
- Other
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Wood
- Roof
- Asphalt Shingle
- Foundation Details
- Stone, Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 131.30 ft
- Lot Depth
- 0.00 ft
- Lot Size
- 0.826 ac
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Refrigerator, Stove, Washer, Dryer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 4
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 5
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Foyer—Main level
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Office—Main level
- Mud Room—Main level
- Laundry—Main level
- Bathroom—Main level, 3 Pc Bath
- Primary Bedroom—Second level
- Bedroom—Second level
- Bedroom—Second level
- Bedroom—Second level
- Bathroom—Second level, 4 Pc Bath
- Sitting—Second level
- Loft—Third level
- Loft—Third level
- Other—Basement level
Washrooms
- 3-piece, Main
- 4-piece, Upper
- Municipality
- Tay
- Neighbourhood
- Victoria Harbour
- Main cross streets
- Richard St/Park St
- Zoning
- R2
- Directions
- Hwy 12 to Park St to Richard St
- MLS® number
- S12353063
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-12-18
- Listed on
- 2025-08-19
- Days on market
- 121 days
- Possession type
- Flexible
- Co-op commission
- 2.5
- Seller
- Listed by
- Keller Williams Co-Elevation Realty, Brokerage
Home Market Value
Current home valuation for 38 Richard Street, Tay, Victoria Harbour, Tay, ON. Listed for $525,000
HOMEH Estimate
$551,250
Estimated Sales Range
$330,750 - $771,750
HOMEH Estimate for 38 Richard Street, Tay, Victoria Harbour
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $25,000 over $500K
$27,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,887 | $14,648 | $12,495 | $0 |
=Total mortgage | $517,062 | $487,148 | $458,745 | $420,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,525monthly | $2,378monthly | $2,240monthly | $2,051monthly |
Land Transfer Tax
$6,975
$6,975
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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