Was listed for:Expired Dec 18, 2025
$525,000

38 Richard Street

Tay (Victoria Harbour), ON L0K 2A0

Detached House ExpiredNot available

Property not available for sale or for rent.

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Sale & Price History for 38 Richard Street, Tay, Victoria Harbour

2025-08-19
2025-12-18
Expired
Price
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MLS#
s12353063
2025-03-06
2025-07-31
Expired
Price
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2024-11-05
2025-02-28
Expired
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 38 Richard Street, Tay, Victoria Harbour

Welcome to your Forever Home! Located in the heart of Victoria Harbour and set on over 3/4 of an acre. Surrounded by mature trees and walking distance to Georgian Bay this well maintained 2 story home blends timeless charm with modern updates. With over 2000 sq ft of finished living space, 5 bedrooms, and 2 full bathrooms, this property is a rare opportunity to own a turnkey property with room for the whole family to grow. From its grand curb appeal to the fully updated bones of the home and large open living spaces, this property is the perfect blend of character and modern function. Newer updated floors on the main level of the home add additional warmth and elegance to the living spaces. The large eat in kitchen and bathrooms have also undergone some recent updates. Sit out on your oversized front porch/deck, perfect for entertaining, enjoying a morning coffee, or simply soaking in the peaceful and private natural surroundings. The backyard is an entertainer's delight with multiple sitting areas, complete privacy from the neighbours and a large fire pit area. Whether you're starting a new chapter in your life or seeking a peaceful place to retire, this property is sure to meet your needs. This home is an absolute dream for large families or for people who love to entertain. Just steps from the Tay Point Trail, the shores of Georgian Bay, shops, cafes, marinas, parks, schools and small-town charm. High Speed Internet available and the owners are accommodating on closing.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,722
Land Transfer Tax Fee
$6,975

Basement Type
Unfinished, Full

Interior Features

Laundry Level
Main Level
Interior Extras
None
View
Trees/Woods, Park/Greenbelt
Security Features
Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Wood Stove, Living Room
Elevator
No

Exterior Features

Exterior Extras
Deck, Patio, Porch, Year Round Living
Pool
None
Property Features
Beach, Lake/Pond, School Bus Route, School, Park, Library
Other Structures
Other

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Wood
Roof
Asphalt Shingle
Foundation Details
Stone, Concrete
Special Designation
Unknown

Lot

Lot Front
131.30 ft
Lot Depth
0.00 ft
Lot Size
0.826 ac
Lot Shape
Irregular

Inclusions

Inclusions
Refrigerator, Stove, Washer, Dryer

Parking & Garages

Garage Type
None
Garage Spaces
4
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
5
Washrooms
2
Kitchens
1

Room sizes

  • Foyer—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Office—
    Main level
  • Mud Room—
    Main level
  • Laundry—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Primary Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Sitting—
    Second level
  • Loft—
    Third level
  • Loft—
    Third level
  • Other—
    Basement level

Washrooms

  • 3-piece, Main
  • 4-piece, Upper

Municipality
Tay
Neighbourhood
Victoria Harbour
Main cross streets
Richard St/Park St
Zoning
R2
Directions
Hwy 12 to Park St to Richard St

MLS® number
S12353063
Data source
Toronto Regional Real Estate Board
Status change
2025-12-18
Listed on
2025-08-19
Days on market
121 days
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
Keller Williams Co-Elevation Realty, Brokerage

Home Market Value

Current home valuation for 38 Richard Street, Tay, Victoria Harbour, Tay, ON. Listed for $525,000

HOMEH Estimate

?

$551,250

Estimated Sales Range

?

$330,750 - $771,750

HOMEH Estimate for 38 Richard Street, Tay, Victoria Harbour

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$551,250Low confidence
Based on 3 comparable properties
− $26,250 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Tay, ON
Minimum Down Payment Required:5.2%

5% on first $500K + 10% on $25,000 over $500K

Minimum down payment

$27,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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$19,887$14,648$12,495$0
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$517,062$487,148$458,745$420,000
Amortization
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Payment frequency
=Mortgage payment
$2,525monthly$2,378monthly$2,240monthly$2,051monthly
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Land Transfer Tax

Provincial

$6,975

Total Land Transfer Tax

$6,975

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