Listed for:Listed Sep 14, 2026
$1,399,000

195 Niagara Street

Toronto (Niagara), ON M5V 1C9

Semi-Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 195 Niagara Street, Toronto, Niagara

No listing history available

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About 195 Niagara Street, Toronto, Niagara

Summarized Description

  • Two-storey semi-detached property with three rental units.
  • Private outdoor space with pergola for entertaining.
  • Large chef's kitchen with ample storage.
  • Soaring ceilings and skylights enhance natural light.
  • Quaint bachelor suite with separate kitchen.
  • Updated landscaping and fresh paint throughout.
  • Convenient access to public transportation.
  • Located in a desirable downtown neighborhood.

Set along one of downtown Toronto's most established residential streets, 195 Niagara is a two-storey semi-detached property offering three units, a detached one-car garage and a location that places some of the city's best neighbourhood amenities within easy reach. The main-floor one-bedroom is the standout, pairing generous proportions with character details that give the space a distinct sense of place. Soaring ceilings are complemented by skylights that bring natural light into the living area, while a tin ceiling adds architectural interest to the separate dining room. A large chef's kitchen anchors the rear of the home and walks out to a private outdoor space framed by a pergola-a welcome extension of the living space in the warmer months. Upstairs, the second one-bedroom unit is thoughtfully laid out with clearly defined living spaces. A separate eat-in kitchen sits apart from the living room, while the bedroom offers a dedicated closet and comfortable proportions. The lower level is home to a quaint bachelor suite with its own separate eat-in kitchen, tiled floors and ample storage. With access available from both the front and rear of the property, the space offers a practical and efficient layout. Shared laundry facilities are also conveniently located on the lower level.The property has benefited from a number of meaningful improvements over the years, including a new main roof, garage roof and skylights in 2019. More recently, the interior has been refreshed with a new coat of paint, while the front exterior has received fresh paint, brick repairs and updated landscaping. Outside, a detached one-car garage adds valuable downtown utility. The location brings together the residential character of Niagara Street with exceptional access to the city. The 511 Bathurst streetcar stops at Niagara Street, while the 504 King streetcar runs nearby along King West, providing a direct connection through the downtown core.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,292
Land Transfer Tax Fee
$48,910

Basement Type
Finished with Walk-Out, Apartment

Interior Features

Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Semi-Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Brick
Special Designation
Unknown

Lot

Lot Front
20.08 ft
Lot Depth
110.00 ft

Inclusions

Inclusions
Queen West and its shops, restaurants and cafés are also close at hand, with the 501 Queen route serving Niagara Street. Green space is woven into the neighbourhood, with Victoria Memorial Square at 10 Niagara Street, Stanley Park nearby and Trinity Bellwoods Park within the broader neighbourhood. King West, Queen West, Front Street, Fort York and the downtown core are all readily accessible, creating a location that balances neighbourhood living with the energy and convenience of central Toronto.

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
0
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 1
Washrooms
3
Kitchens
3
Family / bonus room
Yes

Room sizes

  • Dining Room—
    Main level
  • Living Room—
    Second level, Large Window, Hardwood Floor
  • Kitchen—
    Lower level, Tile Floor, Eat-in Kitchen
  • Living Room—
    Main level, Skylight, Open Concept, W/O To Yard
  • Laundry—
    Lower level, Partly Finished, Tile Floor
  • Kitchen—
    Second level, Eat-in Kitchen, Large Window, Tile Floor
  • Bedroom 2—
    Second level, Hardwood Floor, Large Window
  • Kitchen—
    Main level, Tile Floor, Renovated, Eat-in Kitchen
  • Dining Room—
    Main level, Hardwood Floor, Open Concept, Overlooks Dining
  • Bedroom—
    Main level, Hardwood Floor, Large Window
  • Living Room—
    Lower level, Tile Floor, Open Concept, Combined w/Br

Washrooms

  • 4-piece, Basement
  • 3-piece, Main
  • 4-piece, Second

Municipality
Toronto
Neighbourhood
Niagara
Main cross streets
King St W & Niagara St
Zoning
R
Directions
Just South of King St W & Niagara St

MLS® number
C13782760
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-14
Updated on
2026-09-17
Days on market
33 days
Possession type
Flexible
Co-op commission
2.5 % + HST
Seller
Listed by
PROPERTY.CA INC.

Home Market Value

Current home valuation for 195 Niagara Street, Toronto, Niagara, Toronto, ON. Listed for $1,399,000

HOMEH Estimate

?

$1,468,950

Estimated Sales Range

?

$1,160,471 - $1,777,430

HOMEH Estimate for 195 Niagara Street, Toronto, Niagara

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,468,950Medium confidence
Based on 5 comparable properties
− $69,950 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Toronto, ON
Minimum Down Payment Required:8.2%

5% on first $500K + 10% on $899,000 over $500K

Minimum down payment

$114,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$51,315$39,032$33,296$0
=Total mortgage
$1,334,198$1,298,132$1,222,446$1,119,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$6,514monthly$6,338monthly$5,969monthly$5,464monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$24,455

Municipal (Toronto)

$24,455

Total Land Transfer Tax

$48,910

Around this home

10/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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