Listed for:Listed 4 days ago
$1,218,888

89 Spruce Hill Road

Toronto (The Beaches), ON M4E 3G5

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 89 Spruce Hill Road, Toronto, The Beaches

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 89 Spruce Hill Road, Toronto, The Beaches

Summarized Description

  • Charming detached 3-bedroom home in Beaches neighbourhood
  • Spacious living and dining areas for comfort
  • Private backyard ideal for family activities
  • Recreation room in basement for entertainment
  • New roof installed in 2023 for peace of mind
  • Walking distance to parks, shops, and restaurants
  • Perfect for families, renovators, or investors
  • Unlock potential with modern updates and personal touches

Fantastic Opportunity in Toronto's Highly Sought-After Beaches Neighbourhood! Discover the incredible potential of this charming detached 3-bedroom home in one of Toronto's most desirable communities! Featuring three generously sized bedrooms, spacious living and dining rooms on the main floor, a recreation room in the basement, a private backyard, and a detached garage, this property offers space, comfort, and endless possibilities. Move in and enjoy as is, or bring your creative vision to life with modern updates and personal touches. Perfect for families, renovators, or savvy investors looking for an opportunity in a prime location. Enjoy the vibrant Beaches lifestyle, with its beautiful waterfront, parks, shops, restaurants, and public transit within walking distance. A rare opportunity to own a detached home in this sought-after neighbourhood. Make it your own and unlock its full potential!New Roof 2023, Eavestrough, Downpipe and Leaf guard 2019.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$7,827
Land Transfer Tax Fee
$41,706

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Full, Finished

Interior Features

Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
22.83 ft
Lot Depth
120.00 ft

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
0
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Dining Room—
    Main level, Large Window, Open Concept, Carpet Free
  • Living Room—
    Main level, Large Window, Open Concept, Carpet Free
  • Bedroom 2—
    Second level, Large Window, Closet, Carpet Free
  • Kitchen—
    Main level, Large Window, Breakfast Area
  • Primary Bedroom—
    Second level, Large Window, Closet, Carpet Free
  • Recreation—
    Basement level, Large Closet, Open Concept, Carpet Free
  • Bedroom 3—
    Second level, Large Window, Closet, Carpet Free

Washrooms

  • 2-piece, Basement
  • 3-piece, Second

Municipality
Toronto
Neighbourhood
The Beaches
Main cross streets
Queen Street and Spruce Hill Road
Directions
Queen Street and Spruce Hill Road

MLS® number
E14115178
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-22
Updated on
2026-10-26
Days on market
4 days
Possession date
2026-11-01
Possession type
Flexible
Co-op commission
2.5 + HST
Seller
Listed by
ROYAL LEPAGE GOLDEN RIDGE REALTY

Home Market Value

Current home valuation for 89 Spruce Hill Road, Toronto, The Beaches, Toronto, ON. Listed for $1,218,888

HOMEH Estimate

?

$1,462,666

Estimated Sales Range

?

$1,157,943 - $1,675,867

HOMEH Estimate for 89 Spruce Hill Road, Toronto, The Beaches

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,462,666Low confidence
Based on 8 comparable properties
− $243,778 (17%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Toronto, ON
Minimum Down Payment Required:7.9%

5% on first $500K + 10% on $718,888 over $500K

Minimum down payment

$96,889

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$44,855$34,007$29,010$0
=Total mortgage
$1,166,232$1,131,006$1,065,065$975,110
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,694monthly$5,522monthly$5,200monthly$4,761monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$20,853

Municipal (Toronto)

$20,853

Total Land Transfer Tax

$41,706

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