20 Elliott Street
Cambridge, ON N1R 2J2
- 20Bedrooms
- 2Bathrooms
- 20Parking
- 5000 +Sq Ft
- $6,732Tax
- 272×162 ftLot Size
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 20 Elliott Street, Cambridge
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-03-10 | - | Login to See Prices | Active | X12867272 |
| 2026-04-16 | 2026-09-30 | Login to See Prices | Expired | x13027746 |
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About 20 Elliott Street, Cambridge
Summarized Description
- Rare income-producing asset with redevelopment potential.
- Located in historic Downtown Galt.
- 271 feet of frontage with full municipal services.
- Multiple strategies for high-value redevelopment.
- Walking distance to University of Waterloo.
- Mature neighbourhood with strong rooming income.
- City-supported area for residential conversion.
- Limited opportunities in Downtown Galt.
Income-Producing Asset + Large-Scale Redevelopment Upside - Downtown Galt Welcome to 20 Elliott Street - a rare 0.73 (+/-) acre urban core holding overlooking historic Downtown Galt and the Grand River. Originally built in 1901 as The Hilltop Manor, this former nursing home now operates as 20+ individual residential rooms, delivering immediate income with substantial upside. This large-format character building offers multiple high-value strategies: continue strong rooming income, reconfigure to bachelor, one- or two-bedroom units, student housing, or potential condo conversion - all within walking distance to the University of Waterloo School of Architecture. This one of a kind site with ~271 feet of frontage and full municipal services is a standout - a scale and setting rarely available in Cambridge's urban core. Positioned in a mature neighbourhood overlooking the Grand River and steps to Downtown amenities, the property sits within a City-supported intensification area, where conversion from institutional to residential uses is encouraged. Generate income now while advancing a future redevelopment play - potential for mid-rise residential, stacked towns, or higher-density formats (subject to approvals). Opportunities combining cash flow, land scale, and redevelopment potential in Downtown Galt are extremely limited - this is one of them.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,732
- Land Transfer Tax Fee
- $22,455
Rental Items
- Rental Equipment
- On Demand Water Heater
- Basement Type
- Separate Entrance
Interior Features
- Interior Extras
- Other
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Lighting, Porch
- Pool
- None
- Property Features
- Hospital, Library, Park, Public Transit, School, School Bus Route
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Concrete Block, Brick
- Roof
- Asphalt Shingle, Membrane
- Foundation Details
- Poured Concrete, Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 271.92 ft
- Lot Depth
- 161.72 ft
- Lot Size
- 0.73
- Lot Shape
- Irregular
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 20
- Total Garage And Parking Spaces
- 20
Heating & Cooling
- Heat Source
- Other
- Heat Type
- Radiant
- Air Conditioning
- Window Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 20
- Washrooms
- 2
- Kitchens
- 1
Washrooms
- 3-piece
- Municipality
- Cambridge
- Main cross streets
- Ainslie to Elliott on left.
- Zoning
- N3
- Directions
- Ainslie to Elliott on left.
- MLS® number
- X13027746
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-30
- Listed on
- 2026-04-16
- Days on market
- 167 days
- Possession date
- 2026-06-01
- Possession type
- Flexible
- Co-op commission
- 2% + hst.
- Seller
- Listed by
- Exit Integrity Realty Inc.
Home Market Value
Current home valuation for 20 Elliott Street, Cambridge, , . Listed for $1,299,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 20 Elliott Street, Cambridge
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $799,000 over $500K
$104,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $47,751 | $36,242 | $30,916 | $0 |
=Total mortgage | $1,241,532 | $1,205,342 | $1,135,066 | $1,039,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $6,062monthly | $5,885monthly | $5,542monthly | $5,074monthly |
Land Transfer Tax
$22,455
$22,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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