
731 Elgin Street N
Cambridge (Greenway-Chaplin), ON N1R 7W5
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $3,972Tax
- 46×110 ftLot Size
- Estimated Value:$683,544See Free Estimate Report

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About 731 Elgin Street N, Cambridge, Greenway-Chaplin
Summarized Description
- Beautifully fully renovated detached home in North Galt.
- Three bedrooms and two bathrooms for ample space.
- Modern kitchen with quartz countertops and soft cabinetry.
- Finished basement ideal for family or gym use.
- Double French-doors lead to a lovely outdoor deck.
- Serene green space view with added privacy.
- Parking for up to four vehicles with attached garage.
- Close to schools, parks, and public transit access.
Welcome to 731 ELGIN St. A beautiful Renovated, detached property ready for you to call home. Located in the popular North Galt neighborhood of Cambridge, this three bedroom, two bathroom home offers you the Perfect finished living space between the main floor and a fully finished basement. The main level features a bright living and dining area, a modern kitchen with lovely (soft) cabinetry, quartz countertop and tile backsplash, complimented by the upper floor with three bedrooms, a full washroom, and lovely greenery views. Downstairs, the fully finished basement adds a spacious family room to be used as a home gym, a cozy reading nook, or for extended family living. A second full bathroom complements it along with a laundry area with plenty of storage. Additional comforts include central air conditioning, and a water softener for added health and peace of mind. Outside, the double French-doors open to a lovely deck either for a cool morning coffee, watching the sunset or for BBQ parties, perfect for relaxing or entertaining through the warmer months. With no house at the back, you get a serene view of the green space and added privacy. The attached garage and private double wide driveway provide parking for up to four vehicles. Located within the Waterloo Catholic District School Board and next door to Waterloo Region District School Board areas, with easy access to public transit, a dog park, a hospital, and a recreation centre nearby, this home is a wonderful opportunity in one of Cambridge's family friendly communities.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,972
- Land Transfer Tax Fee
- $10,575
Rental Items
- Rental Equipment
- Hot water tank
- Basement Type
- Finished
Interior Features
- Interior Extras
- Auto Garage Door Remote, Carpet Free, Storage, Water Heater, Water Purifier, Water Softener
- Security Features
- Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Fenced Yard, Greenbelt/Conservation, Lake/Pond, Public Transit, Rec./Commun.Centre, School
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Aluminum Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 45.58 ft
- Lot Depth
- 109.91 ft
Inclusions
- Inclusions
- Stainless Fridge, S/S Stove, S/s Dishwasher, S/s Microwave, All ELFs, window coverings, Garage Door Opener, Water softener.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Primary Bedroom—Second level, Laminate, Window, Pot Lights
- Kitchen—Main level, Porcelain Floor, Stainless Steel Appl, Quartz Counter
- Bedroom 3—Second level, Laminate, Window, Pot Lights
- Recreation—Basement level, Laminate
- Dining Room—Main level, Laminate
- Bedroom 2—Second level, Laminate, Window, Pot Lights
- Recreation—Basement level, Laminate
- Living Room—Main level, Laminate, French Doors, Pot Lights
Washrooms
- 4-piece, Upper
- 3-piece, Basement
- Municipality
- Cambridge
- Neighbourhood
- Greenway-Chaplin
- Main cross streets
- Elgin St. N & Franklin Blvd
- Directions
- Elgin St. N & Franklin Blvd
- MLS® number
- X13750002
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-22
- Listed on
- 2026-09-06
- Days on market
- 46 days
- Possession type
- Flexible
- Co-op commission
- 2.25
- Seller
- Listed by
- HOMELIFE SILVERCITY REALTY INC.
Home Market Value
Current home valuation for 731 Elgin Street N, Cambridge, Greenway-Chaplin, Cambridge, ON. Listed for $705,000
HOMEH Estimate
$683,544
Estimated Sales Range
$540,000 - $827,088
HOMEH Estimate for 731 Elgin Street N, Cambridge, Greenway-Chaplin
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $205,000 over $500K
$45,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $26,367 | $19,670 | $16,779 | $0 |
=Total mortgage | $685,542 | $654,170 | $616,029 | $564,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,347monthly | $3,194monthly | $3,008monthly | $2,754monthly |
Land Transfer Tax
$10,575
$10,575
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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