Sold for:Sold Apr 11, 2026
$599,900

98 McNaughton Street

Cambridge, ON N1R 1Z4

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 98 McNaughton Street, Cambridge

2026-03-25
2026-04-11
Sold
Price
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MLS#
x12919856

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 98 McNaughton Street, Cambridge

Summarized Description

  • Stunning renovated 3-bedroom century home.
  • Located in sought after East Galt community.
  • Upgraded kitchen with quartz countertops.
  • Luxury vinyl flooring throughout the home.
  • Spacious backyard with new fencing.
  • Upgraded covered porch for warm entrance.
  • Close to amenities, parks, and schools.

Welcome to 98 McNaughton Street! This stunning, recently renovated 3 bedroom century home is situated in one of the most sought after communities in East Galt. Just a short walk brings you to all amenities, parks and schools. This charming home boasts many upgrades which includes a recently renovated kitchen with quarts countertops and stainless steel appliances, 200 amp service, luxury vinyl flooring throughout and a new staircase. Once outside, the spacious backyard is surrounded by new fencing and an upgraded covered porch shows off the warm entrance to this gem. Do not miss your opportunity to make this your dream home!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,496
Land Transfer Tax Fee
$8,473

Rental Items

Rental Equipment
Hot water tank, Water softner system

Basement Type
Partially Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Carpet Free, Water Heater, Water Softener
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Vinyl Siding, Stucco (Plaster)
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
32.17 ft
Lot Depth
132.00 ft

Inclusions

Inclusions
Refrigerator, Stove, Washer, Dryer, Dishwasher. All electrical light fixtures.

Exclusions

Exclusions
Swim spa and surrounding deck.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
3 + 1
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level, Combined w/Dining, Combined w/Dining
  • Dining Room—
    Main level, Combined w/Living, Combined w/Living
  • Kitchen—
    Main level, B/I Appliances, W/O To Deck, W/O To Yard
  • Primary Bedroom—
    Upper level
  • Bedroom 2—
    Upper level
  • Bedroom 3—
    Upper level
  • Laundry—
    Basement level
  • Furnace Room—
    Basement level, Combined w/Laundry
  • Bedroom 4—
    Basement level
  • Bathroom—
    Basement level

Washrooms

  • 4-piece, Upper
  • 1-piece, Basement

Municipality
Cambridge
Main cross streets
Chalmers St. & Mcnaughton St.
Zoning
R5
Directions
Chalmers St. & Mcnaughton St.

MLS® number
X12919856
Data source
Toronto Regional Real Estate Board
Status change
2026-04-11
Listed on
2026-03-25
Days on market
17 days
Possession date
2026-07-31
Possession type
90+ days
Co-op commission
2%+ HST
Seller
Listed by
HOMELIFE/CHAMPIONS REALTY INC.

Home Market Value

Current home valuation for 98 McNaughton Street, Cambridge, , . Listed for $599,900

HOMEH Estimate

?

$526,000

Estimated Sales Range

?

$418,214 - $633,786

HOMEH Estimate for 98 McNaughton Street, Cambridge

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$526,000Low confidence
Based on 14 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $99,900 over $500K

Minimum down payment

$34,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,580$16,737$14,278$0
=Total mortgage
$587,086$556,647$524,193$479,920
Amortization
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%
%
%
%
Payment frequency
=Mortgage payment
$2,866monthly$2,718monthly$2,559monthly$2,343monthly
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Land Transfer Tax

Provincial

$8,473

Total Land Transfer Tax

$8,473

Around this home

7/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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