
99 St Andrews Street
Cambridge, ON N1S 1M7
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $3,718Tax
- 60×100 ftLot Size
- Estimated Value:$553,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 99 St Andrews Street, Cambridge
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-03 | 2026-06-24 | Login to See Prices | Sold | x13237448 |
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About 99 St Andrews Street, Cambridge
Summarized Description
- Charming detached brick home in West Galt.
- Built in 1939 with historic charm.
- Features 3 bedrooms and 2 bathrooms.
- Inviting living spaces with natural light.
- Located on a mature, tree-lined street.
- Minutes from vibrant downtown Cambridge.
- Close to parks, trails, and schools.
- Rare opportunity in a desirable community.
Welcome to this charming detached brick home nestled in the heart of West Galt, one of Cambridge's most historic and picturesque neighbourhoods. Built in 1939, this character-filled residence offers the perfect blend of timeless craftsmanship and modern-day functionality. Featuring 3 bedrooms and 2 bathrooms, this well-maintained home showcases the warmth and charm of a bygone era, with classic architectural details, inviting living spaces, and plenty of natural light throughout. Whether you're enjoying a quiet evening at home or entertaining family and friends, the thoughtful layout provides comfort and versatility for everyday living. Located on a mature, tree-lined street, you'll love being just minutes from the vibrant downtown core of Cambridge, where you'll find local shops, restaurants, cafés, farmers' markets, and the scenic Grand River. Enjoy nearby parks, walking trails, proximity to schools, and convenient access to major commuter routes while still experiencing the charm and sense of community that make West Galt so desirable. This is a rare opportunity to own a piece of Cambridge history in a neighbourhood known for its beautiful heritage homes, strong community spirit, and unbeatable location.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,718
- Land Transfer Tax Fee
- $5,473
Rental Items
- Rental Equipment
- Tankless on demand water heater, Water Softener
- Under Contract
- Hot Water Heater, Water Softener
- Basement Type
- Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Water Purifier
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Unknown
- Special Designation
- Unknown
Lot
- Lot Front
- 60.00 ft
- Lot Depth
- 100.00 ft
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer and Dryer, window coverings, electric light fixtures, bathroom mirrors
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Bathroom—Basement level, 3 Pc Bath
- Recreation—Basement level
- Laundry—Basement level
- Dining Room—Main level
- Kitchen—Main level
- Living Room—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Bathroom—Second level, 4 Pc Bath
Washrooms
- 4-piece, Second
- 3-piece, Basement
- Municipality
- Cambridge
- Main cross streets
- Churchill Drive and St. Andrews St.
- Directions
- Heading South on George St. S, turn right onto St. Andrews Street and then the property will be on your left
- MLS® number
- X13237448
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-24
- Listed on
- 2026-06-03
- Days on market
- 21 days
- Possession date
- 2026-08-04
- Possession type
- 30-59 days
- Co-op commission
- 2% of purchase price + HST
- Seller
- Listed by
- KELLER WILLIAMS EDGE REALTY
Home Market Value
Current home valuation for 99 St Andrews Street, Cambridge, , . Listed for $449,900
HOMEH Estimate
$553,500
Estimated Sales Range
$437,265 - $669,735
HOMEH Estimate for 99 St Andrews Street, Cambridge
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$22,495
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $17,096 | $12,552 | $10,708 | $0 |
=Total mortgage | $444,501 | $417,462 | $393,123 | $359,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,170monthly | $2,038monthly | $1,919monthly | $1,757monthly |
Land Transfer Tax
$5,473
$5,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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