Sold for:Sold Jun 24, 2026
$449,900

99 St Andrews Street

Cambridge, ON N1S 1M7

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 99 St Andrews Street, Cambridge

2026-06-03
2026-06-24
Sold
Price
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MLS#
x13237448

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 99 St Andrews Street, Cambridge

Summarized Description

  • Charming detached brick home in West Galt.
  • Built in 1939 with historic charm.
  • Features 3 bedrooms and 2 bathrooms.
  • Inviting living spaces with natural light.
  • Located on a mature, tree-lined street.
  • Minutes from vibrant downtown Cambridge.
  • Close to parks, trails, and schools.
  • Rare opportunity in a desirable community.

Welcome to this charming detached brick home nestled in the heart of West Galt, one of Cambridge's most historic and picturesque neighbourhoods. Built in 1939, this character-filled residence offers the perfect blend of timeless craftsmanship and modern-day functionality. Featuring 3 bedrooms and 2 bathrooms, this well-maintained home showcases the warmth and charm of a bygone era, with classic architectural details, inviting living spaces, and plenty of natural light throughout. Whether you're enjoying a quiet evening at home or entertaining family and friends, the thoughtful layout provides comfort and versatility for everyday living. Located on a mature, tree-lined street, you'll love being just minutes from the vibrant downtown core of Cambridge, where you'll find local shops, restaurants, cafés, farmers' markets, and the scenic Grand River. Enjoy nearby parks, walking trails, proximity to schools, and convenient access to major commuter routes while still experiencing the charm and sense of community that make West Galt so desirable. This is a rare opportunity to own a piece of Cambridge history in a neighbourhood known for its beautiful heritage homes, strong community spirit, and unbeatable location.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,718
Land Transfer Tax Fee
$5,473

Rental Items

Rental Equipment
Tankless on demand water heater, Water Softener
Under Contract
Hot Water Heater, Water Softener

Basement Type
Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Purifier
Fireplace/Stove
Yes
Fireplace Features
Wood
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
60.00 ft
Lot Depth
100.00 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer and Dryer, window coverings, electric light fixtures, bathroom mirrors

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bathroom—
    Basement level, 3 Pc Bath
  • Recreation—
    Basement level
  • Laundry—
    Basement level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath

Washrooms

  • 4-piece, Second
  • 3-piece, Basement

Municipality
Cambridge
Main cross streets
Churchill Drive and St. Andrews St.
Directions
Heading South on George St. S, turn right onto St. Andrews Street and then the property will be on your left

MLS® number
X13237448
Data source
Toronto Regional Real Estate Board
Status change
2026-06-24
Listed on
2026-06-03
Days on market
21 days
Possession date
2026-08-04
Possession type
30-59 days
Co-op commission
2% of purchase price + HST
Seller
Listed by
KELLER WILLIAMS EDGE REALTY

Home Market Value

Current home valuation for 99 St Andrews Street, Cambridge, , . Listed for $449,900

HOMEH Estimate

?

$553,500

Estimated Sales Range

?

$437,265 - $669,735

HOMEH Estimate for 99 St Andrews Street, Cambridge

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$553,500Medium confidence
Based on 14 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

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$
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$22,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
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$
%
$
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+CMHC insurance
$17,096$12,552$10,708$0
=Total mortgage
$444,501$417,462$393,123$359,920
Amortization
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%
%
%
Payment frequency
=Mortgage payment
$2,170monthly$2,038monthly$1,919monthly$1,757monthly
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Land Transfer Tax

Provincial

$5,473

Total Land Transfer Tax

$5,473

Around this home

5/100Almost All Errands Require a Car
0/100Minimal Transit
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