Listed for:Listed Aug 25, 2026
$499,900

45687 Fruit Ridge Line

Central Elgin (Rural Central Elgin), ON N5P 3S9

Detached House For Sale
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Sale & Price History for 45687 Fruit Ridge Line, Central Elgin, Rural Central Elgin

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 45687 Fruit Ridge Line, Central Elgin, Rural Central Elgin

Summarized Description

  • Spacious 1/2 acre property in a quiet area
  • Charming two storey home with 1,560 sq. ft.
  • Bright living room and separate dining area
  • Wood burning stove for cozy ambiance
  • Two large bedrooms with natural light
  • Raised deck and detached garage for hobbies
  • Beautiful rural surroundings with stunning sunsets
  • Short drive to Port Stanley and St.
  • Thomas amenities

Enjoy peaceful country living on this quiet 1/2 acre property just southeast of St. Thomas, offering plenty of space, privacy, and beautiful rural surroundings. This charming two storey home features approximately 1,560 sq. ft. of living space. The main level includes a bright living room, separate dining area, a well laid out kitchen, convenient entry, and a four-piece bathroom. A central wood burning stove, and main floor laundry complete the space. Upstairs, two generously sized bedrooms provide comfortable and private retreats with plenty of natural light. Outside, enjoy the large, open yard, raised rear deck, and detached garage/shop, offering excellent space parking your vehicle, and room for any hobbies you might have. Mature greenery and open countryside create a beautiful backdrop, with stunning sunsets to enjoy from the property. Ideally located just a short drive from Port Stanley and the amenities of St. Thomas, this is a wonderful opportunity to enjoy a relaxed rural lifestyle while remaining close to town and the lake.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,064
Land Transfer Tax Fee
$6,473

Rental Items

Rental Equipment
NONE

Basement Type
Full, Other

Interior Features

Interior Extras
Sump Pump, Water Heater Owned
Fireplace/Stove
Yes
Fireplace Features
Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None
Other Structures
Shed, Workshop

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Aluminum Siding
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
150.00 ft
Lot Depth
150.00 ft
Lot Shape
Rectangular

Inclusions

Inclusions
FRIDGE, STOVE

Exclusions

Exclusions
WASHER, DRYER, FREEZER, 2 WINDOW A/C UNITS

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Window Unit(s)
Water
Well
Sewers
Septic

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Laundry—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Bedroom 2—
    Second level
  • Primary Bedroom—
    Second level

Washrooms

  • 4-piece, Main

Municipality
Central Elgin
Neighbourhood
Rural Central Elgin
Main cross streets
FRUIT RIDGE LINE AND QUAKER ROAD
Directions
TURN WEST FROM QUAKER RD ONTO FRUIT RIDGE LINE

MLS® number
X13713890
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-25
Updated on
2026-10-08
Days on market
52 days
Possession date
2026-09-30
Possession type
Immediate
Co-op commission
2%
Seller
Listed by
CENTURY 21 FIRST CANADIAN CORP

Home Market Value

Current home valuation for 45687 Fruit Ridge Line, Central Elgin, Rural Central Elgin, Central Elgin, ON. Listed for $499,900

HOMEH Estimate

?

$421,681

Estimated Sales Range

?

$333,128 - $510,234

HOMEH Estimate for 45687 Fruit Ridge Line, Central Elgin, Rural Central Elgin

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$421,681Medium confidence
Based on 14 comparable properties
+ $78,219 (19%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Central Elgin, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,996$13,947$11,898$0
=Total mortgage
$493,901$463,857$436,813$399,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,411monthly$2,265monthly$2,133monthly$1,953monthly
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Land Transfer Tax

Provincial

$6,473

Total Land Transfer Tax

$6,473

Around this home

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