
9776 Tower Road
Central Elgin (Rural Central Elgin), ON N5P 3S7
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $4,535Tax
- 100×264 ftLot Size
- Estimated Value:$477,000See Free Estimate Report

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About 9776 Tower Road, Central Elgin, Rural Central Elgin
Tucked away on a quiet dead-end street, this charming home sits on a spacious 0.59-acre lot and offers a quiet rural setting, with quick access all the amenities St.Thomas has to offer. The property features a 24' x 30' work shop with a paved driveway leading directly to it, perfect for hobbyists or extra storage. A 1.5-car attached garage adds convenience, while the inviting covered front porch welcomes you into a warm living room at the front of the home. The open-concept kitchen and dining area provide direct access to the expansive backyard, ideal for entertaining. Three main-floor bedrooms share a beautifully updated 4-piece bathroom. The finished lower level boasts a cozy electric fireplace in the large family room, a dedicated office space, and abundant storage, making this a perfect home for growing families or retirees looking for one floor living. All appliances are included along with a Generac generator for peace of mind.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,535
- Land Transfer Tax Fee
- $11,975
- Basement Type
- Full, Finished
Interior Features
- Interior Extras
- Generator - Full, Primary Bedroom - Main Floor, Storage, Sump Pump
- View
- Clear
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
- Property Features
- Cul de Sac/Dead End
- Other Structures
- Workshop
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 31-50
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 100.00 ft
- Lot Depth
- 264.00 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Fridge, stove, dishwasher, washer, dryer, microwave, generac generator
Exclusions
- Exclusions
- none
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 7
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Septic
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bathroom—Main level, 4 Pc Bath
- Primary Bedroom—Main level
- Bedroom 2—Main level
- Bedroom 3—Main level
- Office—Lower level
- Recreation—Lower level, Fireplace
- Utility Room—Lower level
- Other—Lower level
- Bathroom—Lower level, 3 Pc Bath
Washrooms
- 4-piece, Main
- 3-piece, Lower
- Municipality
- Central Elgin
- Neighbourhood
- Rural Central Elgin
- Main cross streets
- TOWER ROAD & TALBOT LINE
- Directions
- Turn north onto Tower Rd from Talbot Line
- MLS® number
- X12314825
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-10-03
- Listed on
- 2025-07-30
- Days on market
- 65 days
- Possession date
- 2025-08-22
- Possession type
- 60-89 days
- Co-op commission
- 2%
- Seller
- Listed by
- CENTURY 21 FIRST CANADIAN CORP
Home Market Value
Current home valuation for 9776 Tower Road, Central Elgin, Rural Central Elgin, Central Elgin, ON. Listed for $775,000
HOMEH Estimate
$477,000
Estimated Sales Range
$376,830 - $577,170
HOMEH Estimate for 9776 Tower Road, Central Elgin, Rural Central Elgin
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $275,000 over $500K
$52,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $28,892 | $21,623 | $18,445 | $0 |
=Total mortgage | $751,192 | $719,123 | $677,195 | $620,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,668monthly | $3,511monthly | $3,306monthly | $3,027monthly |
Land Transfer Tax
$11,975
$11,975
Around this home
No schools found nearby
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