Listed for:Listed Jul 20, 2026
$1,200,000

1023 Pepper Lane

Frontenac (Frontenac South), ON K0H 2W0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 1023 Pepper Lane, Frontenac, Frontenac South

No listing history available

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About 1023 Pepper Lane, Frontenac, Frontenac South

Summarized Description

  • Over 1,000 feet of waterfront on Howes Lake.
  • Completely reimagined home with modern design.
  • Original barn beams add unique character.
  • Expansive kitchen with massive quartz island.
  • Spacious primary suite with Juliet balcony.
  • Large private docks for boating and swimming.
  • 24 acres of natural surroundings to explore.
  • Extensive updates completed, move-in ready.

Over 1,000 feet of waterfront on Howes Lake, 24 acres to explore, and a home that has been completely reimagined from top to bottom. Renovated between 2020 and 2021, this one-of-a-kind property combines modern design with carefully preserved character, including original barn beams reclaimed from a century-old barn in Godfrey. The heart of the home is the expansive kitchen, where a massive quartz island, vaulted ceilings, and open sightlines create a space designed for gathering. A propane fireplace and bright breakfast area add warmth and function to the upper-level living space, while every principal room is connected to the surrounding landscape. Walkouts lead to both the upper and lower decks, offering plenty of space to entertain, unwind, and enjoy views of the water, mature trees, and natural surroundings.The layout offers over 3,200 square feet of living space, including a loft overlooking the main living area, a spacious primary suite with a Juliet balcony, and a welcoming lower-level family room complete with a propane fireplace and wet bar. Outside, large private docks provide ample space for boats, swimming, and making the most of life on the water.With a drilled well and tile bed updated in 2022, a steel roof, heat pump, attached double garage with a third bay, and extensive updates throughout, this is a property where the work has already been done, leaving more time to enjoy the setting that makes it truly special.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,446
Land Transfer Tax Fee
$20,475

Rental Items

Rental Equipment
Propane tank, Alarm system

Basement Type
None

Interior Features

Laundry Level
Main Level
Interior Extras
Auto Garage Door Remote, Bar Fridge, Garburator, Generator - Full, Water Heater Owned, Propane Tank, Water Heater
View
Lake, Trees/Woods
Security Features
Alarm System, Carbon Monoxide Detectors, Smoke Detector, Security System, Monitored
Fireplace/Stove
Yes
Fireplace Features
Propane, Family Room, Living Room
Elevator
No

Exterior Features

Exterior Extras
Deck, Hot Tub, Privacy, Year Round Living, Lighting
Pool
None
Property Features
Waterfront, Wooded/Treed
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
16-30

Construction

Exterior Finish
Board & Batten
Roof
Metal
Foundation Details
Slab
Special Designation
Unknown

Lot

Lot Front
559.54 ft
Lot Depth
1225.93 ft
Lot Size
24.24
Lot Shape
Irregular

Inclusions

Inclusions
Fridge, Gas Stove, Range hood, Dishwasher, Microwave, Washer, Dryer, Hot tub, Wine Fridge, Bar fridge, Water Heater

Exclusions

Exclusions
Tractor, Sander, Snow Blower

Parking & Garages

Garage Type
Attached
Garage Spaces
3
Parking Spaces
10
Total Garage And Parking Spaces
13

Heating & Cooling

Heat Source
Propane
Heat Type
Heat Pump
Air Conditioning
Central Air
Water
Well
Sewers
Septic
Natural Gas
Yes
Hydro
Yes
Telephone
Available

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Loft—
    Upper level
  • Other—
    Second level
  • Mud Room—
    Main level
  • Living Room—
    Second level
  • Utility Room—
    Main level
  • Foyer—
    Main level
  • Laundry—
    Main level
  • Other—
    Main level
  • Kitchen—
    Second level
  • Other—
    Main level
  • Bathroom—
    Second level, 3 Pc Bath
  • Breakfast—
    Second level
  • Kitchen—
    Second level
  • Primary Bedroom—
    Second level
  • Dining Room—
    Second level
  • Bathroom—
    Main level, 3 Pc Bath
  • Recreation—
    Main level
  • Bedroom—
    Second level

Washrooms

  • 3-piece, Main
  • 3-piece, Second

Municipality
Frontenac
Neighbourhood
Frontenac South
Main cross streets
Hinchinbrook Road N
Zoning
RU F
Directions
Hinchinbrook Road N to Pepper Lane
Waterfront
Direct

MLS® number
X13584992
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-20
Updated on
2026-09-29
Days on market
87 days
Possession type
Flexible
Co-op commission
2.0%
Seller
Listed by
KELLER WILLIAMS INSPIRE REALTY, BROKERAGE

Home Market Value

Current home valuation for 1023 Pepper Lane, Frontenac, Frontenac South, Frontenac, ON. Listed for $1,200,000

HOMEH Estimate

?

$1,440,000

Estimated Sales Range

?

$864,000 - $2,016,000

HOMEH Estimate for 1023 Pepper Lane, Frontenac, Frontenac South

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,440,000Low confidence
Based on 15 comparable properties
− $240,000 (17%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Frontenac, ON
Minimum Down Payment Required:7.9%

5% on first $500K + 10% on $700,000 over $500K

Minimum down payment

$95,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$44,160$33,480$28,560$0
=Total mortgage
$1,148,160$1,113,480$1,048,560$960,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,606monthly$5,437monthly$5,120monthly$4,687monthly
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Land Transfer Tax

Provincial

$20,475

Total Land Transfer Tax

$20,475

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