Listed for:Listed Sep 16, 2026
$1,088,000

109 River Road

Greater Napanee, ON K7R 3H3

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 109 River Road, Greater Napanee, Greater Napanee

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 109 River Road, Greater Napanee, Greater Napanee

Summarized Description

  • Exceptional waterfront residence on Napanee River
  • Timeless Victorian architecture with luxury upgrades
  • 167 feet of private waterfront space
  • Main-floor primary bedroom with ensuite
  • Expansive grounds for entertaining and gardening
  • Charming carriage house adds potential
  • Close to parks, shops, and restaurants
  • Unique blend of character and modern living

Welcome to an exceptional waterfront residence on the shores of the Napanee River, where timeless Victorian architecture meets elevated luxury, privacy, and an effortless waterfront lifestyle. Set along an impressive 167 feet of waterfront and sitting on just under an acre of private space, this remarkable property offers a rare sense of space and seclusion while remaining moments from the amenities of town and on municipal services. Thoughtfully enhanced with extensive luxury upgrades and property restoration, the home beautifully balances its original character with refined modern living. Soaring ceilings, intricate mouldings, original doors, and exceptional architectural details are complemented by high-end finishes. Generous-sized rooms include a main-floor primary with an ensuite and an outdoor experience that is equally impressive. Step onto the private back deck and unwind overlooking the river, surrounded by a sense of peace and privacy that is increasingly difficult to find. The expansive grounds provide an exceptional opportunity for entertaining, gardening, enjoying the water, or simply slowing down and taking in the setting. A charming carriage house adds further potential, while complementing the property's character. This is a property for those who appreciate quality, privacy, architectural character, and a truly special waterfront setting. Located in the charming community of Napanee, with convenient access to parks, boating, fishing, shops, restaurants, cafés, and major highway connections, this is an exceptional opportunity to acquire a distinctive waterfront property with the space, privacy, and level of finish expected by today's buyer.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,676
Land Transfer Tax Fee
$18,235

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Upper Level
Interior Extras
Primary Bedroom - Main Floor
View
River, Water
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Patio, Privacy, Porch
Pool
None
Property Features
Golf, Marina, Park, Public Transit, River/Stream, School
Accessibility Features
32 Inch Min Doors, Hallway Width 36-41 Inches
Other Structures
Gazebo, Other

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Brick
Roof
Metal
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
167.00 ft
Lot Depth
252.00 ft
Lot Size
0.96
Lot Shape
Irregular

Inclusions

Inclusions
Refrigerator, rangehood, stove, B/I microwave, dishwasher, washer, and dryer.

Parking & Garages

Garage Type
Detached
Garage Spaces
0
Parking Spaces
10
Total Garage And Parking Spaces
10

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Telephone
Available

Bedrooms
4
Washrooms
4
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bedroom 2—
    Second level
  • Bathroom—
    Main level, 2 Pc Bath
  • Bedroom—
    Main level
  • Dining Room—
    Main level
  • Office—
    Main level
  • Bedroom 3—
    Second level
  • Kitchen—
    Main level
  • Primary Bedroom—
    Second level
  • Bathroom—
    Second level, 3 Pc Ensuite
  • Bathroom—
    Main level, 4 Pc Bath
  • Foyer—
    Main level
  • Bathroom—
    Second level, 5 Pc Bath
  • Living Room—
    Main level

Washrooms

  • 2-piece, Main
  • 4-piece, Main
  • 3-piece, Second
  • 5-piece, Second

Municipality
Greater Napanee
Neighbourhood
Greater Napanee
Main cross streets
Centre Street/County Road 8 to River Road.
Zoning
R1/RE
Directions
Centre Street/County Road 8 to River Road.
Waterfront
Direct

MLS® number
X13793414
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-16
Updated on
2026-09-22
Days on market
40 days
Possession type
Flexible
Co-op commission
2.0% + HST
Seller
Listed by
EXP REALTY, BROKERAGE

Home Market Value

Current home valuation for 109 River Road, Greater Napanee, Greater Napanee, Greater Napanee, ON. Listed for $1,088,000

HOMEH Estimate

?

$1,086,763

Estimated Sales Range

?

$652,058 - $1,521,468

HOMEH Estimate for 109 River Road, Greater Napanee, Greater Napanee

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,086,763Low confidence
Based on 4 comparable properties
+ $1,237 (0%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Greater Napanee, ON
Minimum Down Payment Required:7.7%

5% on first $500K + 10% on $588,000 over $500K

Minimum down payment

$83,800

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$40,125$30,355$25,894$0
=Total mortgage
$1,043,261$1,009,555$950,694$870,400
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,094monthly$4,929monthly$4,642monthly$4,250monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$18,235

Total Land Transfer Tax

$18,235

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