Sold for:Sold Sep 26, 2025
$829,000

21 Prospect Street S

Hamilton (Stipley), ON L8M 2Y9

Detached House SoldNot available

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 21 Prospect Street S, Hamilton, Stipley

2025-09-02
2025-09-26
Sold
Price
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MLS#
x12374064
2025-06-30
2025-08-27
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 21 Prospect Street S, Hamilton, Stipley

Fantastic opportunity in sought after Hamilton location! Walking distance to Bernie Morelli Recreation Centre, Gage Park, Ottawa St. Shopping District, Schools, Restaurants, Coffee Shops, and Transit. Quick drive to HWY and commuting options. This 4 bedroom, 2 + 1 bathroom home offers over 2000 ft2 of finished living space! The main level of this beautiful home features a full front veranda and grand entry, generous foyer with RARE main level 2-PC bath, inlaid hardwood floors, a formal living room with character mantle, open kitchen and dining which leads to the covered back deck, complete with hard wired gas BBQ (2021).The second level features 3 generously sized bedrooms with closets, and an updated 4-PC bath. The 3rd level is your primary retreat complete with an updated 3-PC featuring a clawfoot soaker bathtub. The fully finished basement with separate side entrance was completed in 2021 perfect for guests, home office, or in-law potential. Plenty of green space in the backyard featuring new fencing/gates (2023), a turf play zone, and an additonal lounge area. BONUS: New, fully insulated garage installed in 2022 with upgraded power supply (currently used as gym/studio space) adds additional flexibility to this home. Other updates include: Lifetime Warranty Commercial Grade Eavestroughs, Soffit, Fascia (2022). 3 car surface parking. Do not miss out, book your showing today.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,090
Land Transfer Tax Fee
$13,055

Basement Type
Finished, Separate Entrance

Interior Features

Interior Extras
Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Public Transit, Rec./Commun.Centre, School, Park, Place Of Worship

Building

Building Type
Detached
Building Style
2 1/2 Storey

Construction

Exterior Finish
Brick, Aluminum Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
40.00 ft
Lot Depth
91.33 ft

Inclusions

Inclusions
Dishwasher, Dryer, Gas Stove, Range Hood, Refrigerator, Washer, S orso Reverso Osmosis System, Weber Gas BBQ, Light Fixtures

Exclusions

Exclusions
Basment Fridge

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
3
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
3
Kitchens
1

Room sizes

  • Foyer—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bathroom—
    Main level, 2 Pc Bath
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Primary Bedroom—
    Third level
  • Bathroom—
    Third level, 3 Pc Ensuite
  • Recreation—
    Basement level
  • Laundry—
    Basement level
  • Utility Room—
    Basement level

Washrooms

  • 2-piece, Main
  • 3-piece
  • 4-piece

Municipality
Hamilton
Neighbourhood
Stipley
Main cross streets
King St E and Dunsmure
Directions
Prospect S Between King and Main

MLS® number
X12374064
Data source
Toronto Regional Real Estate Board
Status change
2025-09-26
Listed on
2025-09-02
Days on market
24 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
RE/MAX ESCARPMENT REALTY INC.

Home Market Value

Current home valuation for 21 Prospect Street S, Hamilton, Stipley, Hamilton, ON. Listed for $829,000

HOMEH Estimate

?

$786,000

Estimated Sales Range

?

$620,940 - $951,060

HOMEH Estimate for 21 Prospect Street S, Hamilton, Stipley

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$786,000Medium confidence
Based on 15 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Hamilton, ON
Minimum Down Payment Required:7.0%

5% on first $500K + 10% on $329,000 over $500K

Minimum down payment

$57,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$30,839$23,129$19,730$0
=Total mortgage
$801,809$769,229$724,380$663,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,915monthly$3,756monthly$3,537monthly$3,238monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$13,055

Total Land Transfer Tax

$13,055

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