Listed for:Listed May 7, 2026
$599,900

1027 Spencers Trail

Highlands East (Glamorgan), ON K0M 1X0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 1027 Spencers Trail, Highlands East, Glamorgan

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1027 Spencers Trail, Highlands East, Glamorgan

Summarized Description

  • Renovated 3-bedroom cottage with modern upgrades.
  • Turnkey property ready for immediate enjoyment.
  • Expansive sunroom perfect for relaxation.
  • Large deck with stunning lake views.
  • Ideal for watersports, swimming, and fishing.
  • Easy year-round access to Salerno Lake.
  • Functional layout designed for comfortable living.
  • Recent upgrades ensure modern efficiency.

Welcome to your perfect four-season lakeside retreat-where comfort, convenience, and classic cottage charm come together beautifully. This renovated 3-bedroom cottage offers excellent year-round access, making it ideal as both a weekend escape or a year round destination. Set on a gently sloping lot that leads effortlessly to the water's edge, the property is perfect for all ages and provides easy enjoyment of all Salerno Lake has to offer. Inside, the cottage features a functional and comfortable layout with a bright living space designed for easy living. The expansive sunroom is an inviting space to relax with your morning coffee or unwind after a day on the water. Step outside to the large deck and take in stunning lake views, an ideal spot for entertaining, dining, or simply soaking up the peaceful surroundings. The lake itself is a standout feature, offering plenty of room for watersports, swimming, and boating, along with great fishing right off your dock. Recent upgrades provide peace of mind and modern efficiency and, include a heat pump, heated waterline, new flooring, upgraded appliances, refreshed kitchen, remodeled bathroom with convenient laundry facilities, new windows, and an newer deck. Property comes with everything included allowing you to move in and enjoy without the hassle. Whether you're looking to relax, entertain, or explore the outdoors, this turnkey waterfront property delivers it all.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,148
Land Transfer Tax Fee
$8,473

Basement Type
Crawl Space

Interior Features

Interior Extras
Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
View
Lake
Fireplace/Stove
Yes
Fireplace Features
Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Deck, Fishing
Pool
None
Property Features
Lake/Pond, Waterfront, Wooded/Treed

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Wood
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
107.00 ft
Lot Depth
157.00 ft
Lot Size
0.429

Inclusions

Inclusions
As viewed

Exclusions

Exclusions
Personal Items

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Electric
Heat Type
Heat Pump
Air Conditioning
None
Water
Other
Sewers
Septic

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Bedroom 3—
    Main level
  • Bathroom—
    Main level, Combined w/Laundry
  • Sunroom—
    Main level

Washrooms

  • 3-piece, Main

Municipality
Highlands East
Neighbourhood
Glamorgan
Main cross streets
Irondale Rd. & Salerno Lake Rd.
Zoning
LSR - Limited Service Residential
Directions
Irondale Rd. to Salerno Lake Rd. to Hearts Content to Spencers Tr.
Waterfront
Direct

MLS® number
X13095752
Data source
Toronto Regional Real Estate Board
Listed on
2026-05-07
Updated on
2026-10-07
Days on market
171 days
Possession type
Immediate
Co-op commission
2.5%
Seller
Listed by
Royal LePage Lakes Of Haliburton

Home Market Value

Current home valuation for 1027 Spencers Trail, Highlands East, Glamorgan, Highlands East, ON. Listed for $599,900

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 1027 Spencers Trail, Highlands East, Glamorgan

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Highlands East, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $99,900 over $500K

Minimum down payment

$34,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,580$16,737$14,278$0
=Total mortgage
$587,086$556,647$524,193$479,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,866monthly$2,718monthly$2,559monthly$2,343monthly
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Land Transfer Tax

Provincial

$8,473

Total Land Transfer Tax

$8,473

Around this home

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