
197 St Joseph Road
Kawartha Lakes (Lindsay), ON K9V 0R8
- 3Bedrooms
- 3Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $5,027Tax
- 48×100 ftLot Size
- Estimated Value:$825,000See Free Estimate Report

Sale & Price History for 197 St Joseph Road, Kawartha Lakes, Lindsay
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 197 St Joseph Road, Kawartha Lakes, Lindsay
Summarized Description
- Beautifully upgraded detached home in Sugarwood community.
- Open-concept design with stylish kitchen and family room.
- Private primary retreat with walk-in closets and ensuite.
- Oversized laundry room can serve as home office.
- Full basement offers potential for customization.
- Minutes from shopping, schools, and parks.
- Proudly owner-occupied, reflecting true pride of ownership.
Welcome to the Talbot Lake Model, Elevation B, located in Lindsay's desirable Sugarwood community. This beautifully upgraded detached home blends modern comfort, practical design, and timeless curb appeal. The exterior showcases an elegant brick finish with stone veneer accents, tall main-floor windows, an 8-foot insulated front door, low-maintenance soffits and fascia, and a spacious double-car garage.Inside, the open-concept main floor is bright and inviting, featuring a generous family room, dining area, and a stylish kitchen with upgraded stone countertops, undermount sinks, ample cabinetry, and a gas range. Quality finishes continue throughout, including 3 1/2-inch engineered oak flooring, a hardwood staircase with straight oak pickets, and numerous builder upgrades.The upper level offers three spacious bedrooms, including a private primary retreat with two walk-in closets and a spa-inspired ensuite with glass shower. The oversized laundry room provides excellent flexibility and can also function as a home office. A full basement adds valuable potential for future living space, recreation, storage, or customization. Proudly owner-occupied and well maintained, this home reflects true pride of ownership. Located minutes from Lindsay Square Mall, grocery stores, restaurants, schools, healthcare, parks, trails, and green spaces, this is an excellent opportunity to own a stylish family home in one of Lindsay's growing and sought-after communities.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,027
- Land Transfer Tax Fee
- $14,855
- Basement Type
- Full, Unfinished
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Other
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas, Living Room
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Hospital, Park
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 0-5
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 47.70 ft
- Lot Depth
- 100.27 ft
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 3
- Kitchens
- 1
Room sizes
- Kitchen—Main level, Centre Island, Tile Floor, Stone Counters
- Breakfast—Main level, Hardwood Floor, Open Concept, Walk-Out
- Great Room—Main level, Large Window, Gas Fireplace, Hardwood Floor
- Primary Bedroom—Second level, 4 Pc Ensuite, Broadloom, Walk-In Closet(s)
- Bedroom 2—Second level, Broadloom, Closet, Window
- Bedroom 3—Second level, Broadloom, Walk-In Closet(s), Large Window
Washrooms
- 2-piece, Main
- 4-piece, Second
- 5-piece, Second
- Municipality
- Kawartha Lakes
- Neighbourhood
- Lindsay
- Main cross streets
- St. Joseph Rd/Colborne St W
- Directions
- St. Joseph Rd/Colborne St W
- MLS® number
- X13419016
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-06-08
- Updated on
- 2026-08-14
- Days on market
- 140 days
- Possession date
- 2026-07-31
- Possession type
- 30-59 days
- Co-op commission
- 2.5%
- Seller
- Listed by
- CENTURY 21 PERCY FULTON LTD.
Home Market Value
Current home valuation for 197 St Joseph Road, Kawartha Lakes, Lindsay, Kawartha Lakes, ON. Listed for $919,000
HOMEH Estimate
$825,000
Estimated Sales Range
$820,000 - $920,000
HOMEH Estimate for 197 St Joseph Road, Kawartha Lakes, Lindsay
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $419,000 over $500K
$66,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $34,077 | $25,640 | $21,872 | $0 |
=Total mortgage | $885,990 | $852,740 | $803,022 | $735,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,326monthly | $4,164monthly | $3,921monthly | $3,590monthly |
Land Transfer Tax
$14,855
$14,855
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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