Listed for:Listed Jun 8, 2026
$919,000

197 St Joseph Road

Kawartha Lakes (Lindsay), ON K9V 0R8

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 197 St Joseph Road, Kawartha Lakes, Lindsay

No listing history available

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About 197 St Joseph Road, Kawartha Lakes, Lindsay

Summarized Description

  • Beautifully upgraded detached home in Sugarwood community.
  • Open-concept design with stylish kitchen and family room.
  • Private primary retreat with walk-in closets and ensuite.
  • Oversized laundry room can serve as home office.
  • Full basement offers potential for customization.
  • Minutes from shopping, schools, and parks.
  • Proudly owner-occupied, reflecting true pride of ownership.

Welcome to the Talbot Lake Model, Elevation B, located in Lindsay's desirable Sugarwood community. This beautifully upgraded detached home blends modern comfort, practical design, and timeless curb appeal. The exterior showcases an elegant brick finish with stone veneer accents, tall main-floor windows, an 8-foot insulated front door, low-maintenance soffits and fascia, and a spacious double-car garage.Inside, the open-concept main floor is bright and inviting, featuring a generous family room, dining area, and a stylish kitchen with upgraded stone countertops, undermount sinks, ample cabinetry, and a gas range. Quality finishes continue throughout, including 3 1/2-inch engineered oak flooring, a hardwood staircase with straight oak pickets, and numerous builder upgrades.The upper level offers three spacious bedrooms, including a private primary retreat with two walk-in closets and a spa-inspired ensuite with glass shower. The oversized laundry room provides excellent flexibility and can also function as a home office. A full basement adds valuable potential for future living space, recreation, storage, or customization. Proudly owner-occupied and well maintained, this home reflects true pride of ownership. Located minutes from Lindsay Square Mall, grocery stores, restaurants, schools, healthcare, parks, trails, and green spaces, this is an excellent opportunity to own a stylish family home in one of Lindsay's growing and sought-after communities.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,027
Land Transfer Tax Fee
$14,855

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Upper Level
Interior Extras
Other
Fireplace/Stove
Yes
Fireplace Features
Natural Gas, Living Room
Elevator
No

Exterior Features

Pool
None
Property Features
Hospital, Park

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
0-5

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
47.70 ft
Lot Depth
100.27 ft

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
3
Kitchens
1

Room sizes

  • Kitchen—
    Main level, Centre Island, Tile Floor, Stone Counters
  • Breakfast—
    Main level, Hardwood Floor, Open Concept, Walk-Out
  • Great Room—
    Main level, Large Window, Gas Fireplace, Hardwood Floor
  • Primary Bedroom—
    Second level, 4 Pc Ensuite, Broadloom, Walk-In Closet(s)
  • Bedroom 2—
    Second level, Broadloom, Closet, Window
  • Bedroom 3—
    Second level, Broadloom, Walk-In Closet(s), Large Window

Washrooms

  • 2-piece, Main
  • 4-piece, Second
  • 5-piece, Second

Municipality
Kawartha Lakes
Neighbourhood
Lindsay
Main cross streets
St. Joseph Rd/Colborne St W
Directions
St. Joseph Rd/Colborne St W

MLS® number
X13419016
Data source
Toronto Regional Real Estate Board
Listed on
2026-06-08
Updated on
2026-08-14
Days on market
140 days
Possession date
2026-07-31
Possession type
30-59 days
Co-op commission
2.5%
Seller
Listed by
CENTURY 21 PERCY FULTON LTD.

Home Market Value

Current home valuation for 197 St Joseph Road, Kawartha Lakes, Lindsay, Kawartha Lakes, ON. Listed for $919,000

HOMEH Estimate

?

$825,000

Estimated Sales Range

?

$820,000 - $920,000

HOMEH Estimate for 197 St Joseph Road, Kawartha Lakes, Lindsay

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$825,000Low confidence
Based on 14 comparable properties
+ $94,000 (11%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kawartha Lakes, ON
Minimum Down Payment Required:7.3%

5% on first $500K + 10% on $419,000 over $500K

Minimum down payment

$66,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$34,077$25,640$21,872$0
=Total mortgage
$885,990$852,740$803,022$735,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,326monthly$4,164monthly$3,921monthly$3,590monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$14,855

Total Land Transfer Tax

$14,855

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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8.5 /10

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