
8 St. James Street
Kawartha Lakes (Lindsay), ON K9V 1L8
- 2+2Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $3,620Tax
- 65×132 ftLot Size
- Estimated Value:$670,250See Free Estimate Report

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About 8 St. James Street, Kawartha Lakes, Lindsay
Summarized Description
- Charming 4-bedroom bungalow in Lindsay.
- Stunning backyard oasis with extensive landscaping.
- Updated kitchen with cozy built-in nook.
- Renovated ensuite bathroom in master bedroom.
- Hot tub, deck, and two gazebos for outdoor enjoyment.
- Additional living space in finished basement.
- Close to shopping, schools, and amenities.
- Easy commuting with access to Highway 35.
Are you looking for the perfect backyard oasis? This charming 4-bedroom, 2-bathroom bungalow, located in the lovely town of Lindsay, creates the perfect scene for hosting the best outdoor evenings! With extensive landscaping throughout the backyard, complete with a pond, you are transported to your dream outdoor living space. With a hot tub, deck, patio, two gazebos and a beautiful shed, there is tons of space for family, friends or relaxing after a long week. Inside the home, step into a bright and inviting atmosphere with a beautifully updated kitchen featuring a cozy built-in nook for sharing meals. The main floor features a master bedroom with a recently renovated hybrid ensuite bathroom, an additional bedroom currently used as an office, a living room with a fireplace and a dining room. Journey downstairs to the basement to enjoy extended living spaces with an additional bathroom, two bedrooms and extra family room space. The location of this home keeps you close to shopping, schools and amenities while also embracing the small-town lifestyle. Commuting is made easy with quick access to Highway 35.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,620
- Land Transfer Tax Fee
- $9,473
- Basement Type
- Finished, Full
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Primary Bedroom - Main Floor
- View
- Garden, Pond
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Hot Tub, Landscaped, Lighting, Porch
- Pool
- None
- Property Features
- Hospital, Library, Park, Place Of Worship, Public Transit, School
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 16-30
Construction
- Exterior Finish
- Vinyl Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 65.00 ft
- Lot Depth
- 132.00 ft
- Lot Size
- 65.00 x 132.00
- Lot Shape
- Rectangular
- Lot Size Code
- 65.00 x 132.00
Inclusions
- Inclusions
- Fridge, stove. B/I dishwasher, washer, dryer, electrical light fixtures, blinds, garden arbor, kitchen table, central vac & equipment, GDO & 2 remotes, pond pumps, hot tub
Exclusions
- Exclusions
- Curtains, windmill, fridge & freezer in basement
Parking & Garages
- Garage Type
- Built-In
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 2 + 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Bedroom 313'8 X 12'Basement level, Broadloom, Window
- Kitchen9'10 X 8'9Main level, Laminate, Quartz Counter, Eat-in Kitchen
- Dining Room13' X 11'Main level, Laminate, W/O To Deck, Overlooks Backyard
- Bedroom 413' X 10'7Basement level, Broadloom, Closet, Window
- Bedroom 213' X 10'6Main level, Broadloom, Window, Double Closet
- Laundry—Basement level
- Recreation22'5 X 11'4Basement level, Broadloom, Window
- Living Room17'7 X 11'1Main level, Laminate, Picture Window, Formal Rm
- Primary Bedroom13'2 X 12'Main level, Broadloom, Semi Ensuite, Double Closet
Washrooms
- 4-piece, Main
- 3-piece, Basement
- Municipality
- Kawartha Lakes
- Neighbourhood
- Lindsay
- Main cross streets
- Queen/St James
- Zoning
- R1
- Directions
- Queen/St James
- Waterfront
- None
- MLS® number
- X13681872
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-21
- Listed on
- 2026-08-17
- Days on market
- 4 days
- Possession type
- Flexible
- Co-op commission
- 2.25%
- Seller
- Listed by
- RE/MAX ROUGE RIVER REALTY LTD.
Home Market Value
Current home valuation for 8 St. James Street, Kawartha Lakes, Lindsay, Kawartha Lakes, ON. Listed for $649,900
HOMEH Estimate
$670,250
Estimated Sales Range
$529,498 - $811,003
HOMEH Estimate for 8 St. James Street, Kawartha Lakes, Lindsay
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $149,900 over $500K
$39,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,384 | $18,132 | $15,468 | $0 |
=Total mortgage | $633,990 | $603,042 | $567,883 | $519,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,095monthly | $2,944monthly | $2,773monthly | $2,539monthly |
Land Transfer Tax
$9,473
$9,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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