Listed for:Listed Dec 29, 2025
$899,900

45 Chestnut Street

Kingston (East of Sir John A. Blvd), ON K7K 3X4

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 45 Chestnut Street, Kingston, East of Sir John A. Blvd

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 45 Chestnut Street, Kingston, East of Sir John A. Blvd

Summarized Description

  • Prime downtown location with two executive-style apartments
  • Completely rebuilt and professionally renovated from 2022 to 2024
  • Move-in ready with all-inclusive furnishings
  • Upper unit features a private deck with views
  • Lower unit has a bright open layout
  • New electrical, plumbing, and HVAC systems installed
  • Includes security camera system and Level 2 EV charger
  • Ideal for owner-occupants or investors seeking rental income

45 Chestnut Street is a completely rebuilt residential duplex offering two fully furnished, all-inclusive executive-style apartments in a prime downtown location. Ideal for owner-occupants, professionals, or investors looking for a move-in-ready income property. This 2.5-storey, rusticated-stone home was stripped to the studs and professionally renovated from 2022 to 2024. Significant upgrades include all-new electrical, plumbing, and HVAC systems; spray-foam insulation (basement through attic); new windows and doors; and Ontario Building Code-compliant fire separation. The cellar is fireproofed with mono-coat treatment. The upper unit is a spacious 2-bedroom suite with a modern 3-piece bath, finished loft, in-suite laundry, and private deck with views over the Fruit Belt. The lower unit is a bright 1-bedroom with a full 4-piece bath, open layout, and generous finishes. Each unit includes in-suite laundry, programmable Wi-Fi thermostats, and separate shut-offs. Interior features include luxury vinyl plank flooring, quartz and granite countertops, custom cabinetry, ceramic and marble tilework, and full furnishings-TVs, linens, cutlery, and appliances are all included. The property also features a new metal roof, updated eavestroughs, exterior LED soffit lighting, new fencing, fresh sod, a security camera system, on-site parking, and a Level 2 EV charger. Whether you're living a unit (if available) while renting the other, or seeking a hands-off investment with strong appeal to executive tenants, this is a rare opportunity in one of Kingston's most walkable neighbourhoods. Unit 2 is currently rented until 2027-01-11, minimum24 hours' notice required

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,554
Land Transfer Tax Fee
$14,473

Rental Items

Rental Equipment
None

Basement Type
Unfinished

Interior Features

Interior Extras
Carpet Free, Water Heater Owned
Security Features
Smoke Detector, Carbon Monoxide Detectors, Security System
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch
Pool
None

Building

Building Type
Detached
Building Style
2 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Concrete
Roof
Metal
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
60.00 ft
Lot Depth
92.50 ft
Lot Shape
Pie

Inclusions

Inclusions
2 refrigerators, 2 stoves, 2 washer/Dryer combos, 2 microwaves, all furnishing, utensils, wall coverings

Exclusions

Exclusions
Tenants belongings if any

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
2

Room sizes

  • Kitchen—
    Main level
  • Bedroom—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Living Room—
    Main level
  • Bathroom—
    Second level, 3 Pc Bath, Combined w/Laundry
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Kitchen—
    Second level
  • Living Room—
    Second level
  • Loft—
    Upper level

Washrooms

  • 4-piece, Main
  • 3-piece, Second

Municipality
Kingston
Neighbourhood
East of Sir John A. Blvd
Main cross streets
Cherry
Directions
From Division, east on Quebec St to Cherry, then south, house on corner of Chestnut and Cherry

MLS® number
X12651356
Data source
Toronto Regional Real Estate Board
Listed on
2025-12-29
Updated on
2026-09-23
Days on market
296 days
Possession type
Immediate
Co-op commission
2% + HST
Seller
Listed by
CENTURY 21 LANTHORN REAL ESTATE LTD., BROKERAGE

Home Market Value

Current home valuation for 45 Chestnut Street, Kingston, East of Sir John A. Blvd, Kingston, ON. Listed for $899,900

HOMEH Estimate

?

$739,732

Estimated Sales Range

?

$666,831 - $896,678

HOMEH Estimate for 45 Chestnut Street, Kingston, East of Sir John A. Blvd

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$739,732Low confidence
Based on 13 comparable properties
+ $160,168 (22%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kingston, ON
Minimum Down Payment Required:7.2%

5% on first $500K + 10% on $399,900 over $500K

Minimum down payment

$64,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$33,368$25,107$21,418$0
=Total mortgage
$867,575$835,017$786,333$719,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,236monthly$4,077monthly$3,839monthly$3,515monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$14,473

Total Land Transfer Tax

$14,473

Around this home

6/100Almost All Errands Require a Car
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