Listed for:Listed Jul 22, 2026
$499,000

92 Elm Street

Kingston (East of Sir John A. Blvd), ON K7K 1N2

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 92 Elm Street, Kingston, East of Sir John A. Blvd

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 92 Elm Street, Kingston, East of Sir John A. Blvd

Summarized Description

  • Incredible value-add opportunity in a strong rental market.
  • Generously sized living room with third bedroom potential.
  • Central kitchen and dedicated laundry area.
  • Two private rear bedrooms for added privacy.
  • Ideal for high-yield student housing investment.
  • Property sold as-is, ready for cosmetic updates.
  • Unlock immense income potential with smart layout.

Step into 92 Elm Street-a classic, light-filled home offering exceptional space and modern versatility just steps from Princess Street and Queen's University! Designed with smart spatial flow, the sprawling front living area creates an immediate sense of openness and welcoming warmth, leaving ample room for your creative vision. At the heart of the home, you'll discover a surprisingly large, centrally located kitchen that serves as the perfect hub for daily living and entertaining, seamlessly connecting to a dedicated laundry area, full bath, and two tucked-away rear bedrooms offering maximum privacy. Outside, the property features a remarkably large backyard-a rare and coveted sanctuary for such a central, highly walkable location. Combining generous interior proportions, prime outdoor space, and unmatched convenience, this Elm Street residence delivers effortless style and rare upside in one complete package!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,261
Land Transfer Tax Fee
$6,455

Rental Items

Under Contract
Hot Water Heater

Basement Type
Crawl Space

Interior Features

Interior Extras
Carpet Free, Primary Bedroom - Main Floor, Water Heater, Water Meter
Security Features
Security System
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Year Round Living
Pool
None
Property Features
Public Transit, Place Of Worship, Park, Fenced Yard, Rec./Commun.Centre, School
Other Structures
Shed

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
35.00 ft
Lot Depth
66.00 ft
Lot Size
35`X66`
Lot Size Code
35`X66`

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Other
Water
Municipal
Sewers
Sewer
Hydro
Yes
Telephone
Yes

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Mud Room—
    Main level
  • Kitchen—
    Main level
  • Living Room—
    Main level, Combined w/Dining
  • Laundry—
    Main level
  • Bathroom—
    Main level

Washrooms

  • 4-piece, Main

Municipality
Kingston
Neighbourhood
East of Sir John A. Blvd
Main cross streets
CHATHAM TO ELM ST
Zoning
RES
Directions
Princess to Alfred to Elm
Waterfront
None

MLS® number
X13592604
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-22
Updated on
2026-09-22
Days on market
93 days
Possession type
Immediate
Co-op commission
2.00
Seller
Listed by
KELLER WILLIAMS INSPIRE REALTY, BROKERAGE

Home Market Value

Current home valuation for 92 Elm Street, Kingston, East of Sir John A. Blvd, Kingston, ON. Listed for $499,000

HOMEH Estimate

?

$421,341

Estimated Sales Range

?

$332,859 - $509,823

HOMEH Estimate for 92 Elm Street, Kingston, East of Sir John A. Blvd

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$421,341Medium confidence
Based on 6 comparable properties
+ $77,659 (18%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kingston, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,950

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,962$13,922$11,876$0
=Total mortgage
$493,012$463,022$436,026$399,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,407monthly$2,261monthly$2,129monthly$1,949monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,455

Total Land Transfer Tax

$6,455

Around this home

6/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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