Listed for:Listed Apr 28, 2026
$1,400,000

64 Francis Street N

Kitchener (Civic Centre), ON N2H 5B5

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 64 Francis Street N, Kitchener, Civic Centre

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 64 Francis Street N, Kitchener, Civic Centre

Summarized Description

  • Versatile mixed-use property in prime downtown location.
  • Customizable live/work environment for various uses.
  • Strong street presence with ample on-site parking.
  • Double-car garage enhances convenience for residents.
  • Spacious residential unit with open-concept design.
  • Zoned for a wide range of permitted uses.
  • Attractive income opportunity with clear upside potential.

Unlock the potential of this versatile mixed-use property in a prime downtown location, offering a rare opportunity to create a customized live/work environment or income-generating investment. The main floor commercial space, currently configured as a salon, provides a flexible layout ready to be reimagined for a variety of uses including professional office, boutique retail, studio space, or continued personal service operations. With strong street presence and on-site parking, this space is ideally positioned for a business looking to establish or grow in the downtown core. Above, the second-floor residential unit offers nearly 1,500 sq ft of living space, ideal for an owner-occupier or as a supplemental rental income stream. A welcoming foyer and staircase lead to an open-concept kitchen and dining area, an updated 3-piece bath, sunken living room, and a bedroom complemented by a versatile den that could function as a home office, walk-in closet, or potential second bedroom. What truly sets this property apart is the rare combination of extensive on-site parking, a double-car garage, and outdoor space. The generous rear parking area, front courtyard, and garage offer convenience for clients and residents, with potential for additional income through parking rentals in a high-demand downtown setting. The basement provides flexibility for storage, workspace, or future expansion. The property features a durable steel roof, heated eavestroughs with leaf guard, and updated windows, contributing to ease of ownership while allowing room to modernize and add value. Zoned SGA-3, it supports a wide range of permitted uses, making it ideal for investors, entrepreneurs, or owner-users. Based on projected market rents, the property presents an attractive income opportunity with an estimated cap rate in the ~5% range and clear upside potential.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$10,929
Land Transfer Tax Fee
$24,475

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Heater

Basement Type
Partial Basement, Full, Half, Walk-Up

Interior Features

Interior Extras
Accessory Apartment, Auto Garage Door Remote, Water Softener
View
Downtown
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Canopy, Porch Enclosed, Paved Yard
Pool
None

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
51-99

Construction

Exterior Finish
Vinyl Siding
Roof
Metal
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
55.00 ft
Lot Depth
157.00 ft

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
7
Total Garage And Parking Spaces
9

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
1
Washrooms
3
Kitchens
1

Room sizes

  • Office—
    Main level
  • Office—
    Main level
  • Office—
    Main level
  • Other—
    Main level
  • Office—
    Main level
  • Other—
    Main level
  • Other—
    Main level
  • Other—
    Main level
  • Bedroom—
    Second level
  • Den—
    Second level
  • Dining Room—
    Second level
  • Kitchen—
    Second level
  • Living Room—
    Second level
  • Other—
    Basement level
  • Laundry—
    Basement level
  • Recreation—
    Basement level
  • Other—
    Basement level
  • Other—
    Basement level
  • Other—
    Basement level

Washrooms

  • 3-piece, Second
  • 2-piece, Main
  • 1-piece, Basement

Municipality
Kitchener
Neighbourhood
Civic Centre
Main cross streets
Water Street N
Zoning
SFA-3
Directions
Take Weber Street West to Water Street Take Weber Street West to Water Street North

MLS® number
X13054458
Data source
Toronto Regional Real Estate Board
Listed on
2026-04-28
Updated on
2026-04-28
Days on market
173 days
Possession type
90+ days
Co-op commission
2.0
Seller
Listed by
CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD

Home Market Value

Current home valuation for 64 Francis Street N, Kitchener, Civic Centre, Kitchener, ON. Listed for $1,400,000

HOMEH Estimate

?

$1,360,000

Estimated Sales Range

?

$1,090,000 - $1,400,000

HOMEH Estimate for 64 Francis Street N, Kitchener, Civic Centre

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,360,000Low confidence
Based on 8 comparable properties
+ $40,000 (3%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kitchener, ON
Minimum Down Payment Required:8.2%

5% on first $500K + 10% on $900,000 over $500K

Minimum down payment

$115,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$51,352$39,060$33,320$0
=Total mortgage
$1,335,152$1,299,060$1,223,320$1,120,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$6,519monthly$6,343monthly$5,973monthly$5,468monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$24,475

Total Land Transfer Tax

$24,475

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