
29 Factory Street
Loyalist (Odessa), ON K0H 2H0
- 3Bedrooms
- 2Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $2,729Tax
- 66×158 ftLot Size
- Estimated Value:$473,000See Free Estimate Report

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About 29 Factory Street, Loyalist, Odessa
Welcome to 29 Factory Street in Odessa! This fully updated home is conveniently located in the heart of Odessa with easy access to Highway 401, 20 minutes to Kington in one direction and 20 minutes to Napanee in the other. Blending classic character with modern conveniences, this 3-bed, 2-bath home offers over 1,600 sq. ft. of finished living space on a beautifully landscaped double lot. Inside, you'll find warm wood beams, stylish updates, and plenty of natural light. The main floor includes a spacious living room, a bedroom, a full 3-piece bath with walk-in shower, and a convenient laundry/mudroom. The updated kitchen features butcher-block counters, ample cabinetry, and a welcoming dining area with an electric fireplace ideal for everyday living and entertaining. Upstairs, the oversized primary bedroom, features loads of natural light and includes a large double closet, additional storage closet, and rustic barn doors. A second large bedroom and a bright 3-piece bath with clawfoot tub complete the level. Outdoors, enjoy a covered front porch, a private back deck with awning, and a cozy enclosed patio. The yard is framed by mature trees and hedges with raised garden beds and plenty of room to play or garden. A detached double garage with power and a paved driveway provide excellent storage and parking. Practical updates add peace of mind, including a steel roof, vinyl windows, forced-air gas heating, central air, and a whole-home Generac generator (2023, transferable warranty). This home is move-in ready, offering a perfect balance of character, comfort, and convenience. Home inspection available. Offers will be presented on September 29th.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,729
- Land Transfer Tax Fee
- $4,474
Rental Items
- Rental Equipment
- None
- Basement Type
- Crawl Space
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Carpet Free, Generator - Full
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Awnings, Deck, Patio, Privacy, Porch Enclosed
- Pool
- None
- Property Features
- Level
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Aluminum Siding
- Roof
- Metal
- Foundation Details
- Concrete, Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 66.00 ft
- Lot Depth
- 157.72 ft
- Lot Size
- 0.22
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, stove, freezer, washer, dryer, kitchen table, Generac generator.
Exclusions
- Exclusions
- All exterior wall hangings/ decorations, 2 televisions with wall mounts, hot tub.
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 10
- Total Garage And Parking Spaces
- 12
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Bedroom—Main level
- Kitchen—Main level, Eat-in Kitchen
- Laundry—Main level
- Utility Room—Main level
- Bathroom—Main level, 3 Pc Bath
- Primary Bedroom—Second level, Walk-In Closet(s)
- Bedroom—Second level
- Bathroom—Second level, 3 Pc Bath
Washrooms
- 3-piece, Main
- 3-piece, Second
- Municipality
- Loyalist
- Neighbourhood
- Odessa
- Main cross streets
- Highway 2 and Factory Street
- Zoning
- R1
- Directions
- Highway 2 and Factory Street
- MLS® number
- X12417389
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-10-08
- Listed on
- 2025-09-20
- Days on market
- 18 days
- Possession type
- Immediate
- Co-op commission
- 2%
- Seller
- Listed by
- GORDON'S DOWNSIZING & ESTATE SERVICES LTD., BROKERAGE
Home Market Value
Current home valuation for 29 Factory Street, Loyalist, Odessa, Loyalist, ON. Listed for $399,900
HOMEH Estimate
$473,000
Estimated Sales Range
$412,383 - $533,617
HOMEH Estimate for 29 Factory Street, Loyalist, Odessa
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$19,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $15,196 | $11,157 | $9,518 | $0 |
=Total mortgage | $395,101 | $371,067 | $349,433 | $319,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,929monthly | $1,812monthly | $1,706monthly | $1,562monthly |
Land Transfer Tax
$4,474
$4,474
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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