Sold for:Sold Oct 8, 2025
$399,900

29 Factory Street

Loyalist (Odessa), ON K0H 2H0

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 29 Factory Street, Loyalist, Odessa

2025-09-20
2025-10-08
Sold
Price
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MLS#
x12417389
2025-09-19
2025-09-20
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 29 Factory Street, Loyalist, Odessa

Welcome to 29 Factory Street in Odessa! This fully updated home is conveniently located in the heart of Odessa with easy access to Highway 401, 20 minutes to Kington in one direction and 20 minutes to Napanee in the other. Blending classic character with modern conveniences, this 3-bed, 2-bath home offers over 1,600 sq. ft. of finished living space on a beautifully landscaped double lot. Inside, you'll find warm wood beams, stylish updates, and plenty of natural light. The main floor includes a spacious living room, a bedroom, a full 3-piece bath with walk-in shower, and a convenient laundry/mudroom. The updated kitchen features butcher-block counters, ample cabinetry, and a welcoming dining area with an electric fireplace ideal for everyday living and entertaining. Upstairs, the oversized primary bedroom, features loads of natural light and includes a large double closet, additional storage closet, and rustic barn doors. A second large bedroom and a bright 3-piece bath with clawfoot tub complete the level. Outdoors, enjoy a covered front porch, a private back deck with awning, and a cozy enclosed patio. The yard is framed by mature trees and hedges with raised garden beds and plenty of room to play or garden. A detached double garage with power and a paved driveway provide excellent storage and parking. Practical updates add peace of mind, including a steel roof, vinyl windows, forced-air gas heating, central air, and a whole-home Generac generator (2023, transferable warranty). This home is move-in ready, offering a perfect balance of character, comfort, and convenience. Home inspection available. Offers will be presented on September 29th.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,729
Land Transfer Tax Fee
$4,474

Rental Items

Rental Equipment
None

Basement Type
Crawl Space

Interior Features

Laundry Level
Main Level
Interior Extras
Carpet Free, Generator - Full
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Awnings, Deck, Patio, Privacy, Porch Enclosed
Pool
None
Property Features
Level

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Aluminum Siding
Roof
Metal
Foundation Details
Concrete, Stone
Special Designation
Unknown

Lot

Lot Front
66.00 ft
Lot Depth
157.72 ft
Lot Size
0.22
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, stove, freezer, washer, dryer, kitchen table, Generac generator.

Exclusions

Exclusions
All exterior wall hangings/ decorations, 2 televisions with wall mounts, hot tub.

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
10
Total Garage And Parking Spaces
12

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Bedroom—
    Main level
  • Kitchen—
    Main level, Eat-in Kitchen
  • Laundry—
    Main level
  • Utility Room—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Primary Bedroom—
    Second level, Walk-In Closet(s)
  • Bedroom—
    Second level
  • Bathroom—
    Second level, 3 Pc Bath

Washrooms

  • 3-piece, Main
  • 3-piece, Second

Municipality
Loyalist
Neighbourhood
Odessa
Main cross streets
Highway 2 and Factory Street
Zoning
R1
Directions
Highway 2 and Factory Street

MLS® number
X12417389
Data source
Toronto Regional Real Estate Board
Status change
2025-10-08
Listed on
2025-09-20
Days on market
18 days
Possession type
Immediate
Co-op commission
2%
Seller
Listed by
GORDON'S DOWNSIZING & ESTATE SERVICES LTD., BROKERAGE

Home Market Value

Current home valuation for 29 Factory Street, Loyalist, Odessa, Loyalist, ON. Listed for $399,900

HOMEH Estimate

?

$473,000

Estimated Sales Range

?

$412,383 - $533,617

HOMEH Estimate for 29 Factory Street, Loyalist, Odessa

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$473,000Low confidence
Based on 3 comparable properties
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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Loyalist, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$19,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,196$11,157$9,518$0
=Total mortgage
$395,101$371,067$349,433$319,920
Amortization
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%
%
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Payment frequency
=Mortgage payment
$1,929monthly$1,812monthly$1,706monthly$1,562monthly
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Land Transfer Tax

Provincial

$4,474

Total Land Transfer Tax

$4,474

Around this home

3/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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2.6 /10

Odessa

Public·elementary·340m

3.8 /10

Ernestown

Public·secondary·580m

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