
4278 Deep Bay Road
Minden Hills (Lutterworth), ON K0M 2K0
- 2+1Bedrooms
- 2Bathrooms
- 0Garage
- < 700Sq Ft
- $1,619Tax
- 96 ftLot frontage
- Estimated Value:$418,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 4278 Deep Bay Road, Minden Hills, Lutterworth
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-07-06 | 2026-08-27 | Login to See Prices | Sold | x13531384 |
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About 4278 Deep Bay Road, Minden Hills, Lutterworth
Summarized Description
- Affordable four-season waterfront living on Gull River.
- Direct boating access to Gull Lake and river system.
- Open-concept kitchen and living area for gatherings.
- Fully finished walkout lower level with family room.
- Sandy shoreline ideal for swimming and children.
- Turnkey property ready for immediate enjoyment.
- Level grassy space for outdoor activities.
- Close to downtown Minden for amenities.
Affordable four-season waterfront living on Gull River in Minden! Whether you're searching for a year-round home or the perfect family cottage, this inviting property offers the ideal opportunity to enjoy life on the water with direct boating access to Gull Lake and the renowned Gull River system. Wake up to peaceful river views, launch your canoe, kayak or paddleboard from your own shoreline, or spend the afternoon floating downstream in the gentle current. The gradual sandy shoreline provides excellent swimming and is ideal for children, while boaters and anglers will appreciate the easy access into Gull Lake and one of Ontario's most sought-after recreational waterways. Best of all, you're only a 5-minute boat ride or 2-minute drive to downtown Minden for shopping, restaurants, groceries and everyday amenities. Inside, the warm rustic finishes create the perfect cottage atmosphere while offering all the comforts of four-season living. The main level features an open-concept kitchen, dining and living area designed for gathering with family and friends, along with two bedrooms, bathroom and convenient main floor laundry. Step out onto the upper deck overlooking the river-an ideal spot for morning coffee or evening sunsets. The fully finished walkout lower level offers a spacious family room, third bedroom, second bathroom and direct access to the waterfront yard. Outside, enjoy the level grassy space, patio stone seating area and plenty of room for outdoor entertaining or family games. Located on a year-round municipal road with easy access, this property is being offered nearly turnkey, allowing you to start enjoying the waterfront lifestyle immediately. Whether you're looking for a weekend retreat, year-round residence or investment in affordable waterfront living, this Gull River property is ready to welcome you.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $1,619
- Land Transfer Tax Fee
- $4,325
Rental Items
- Rental Equipment
- Propane Tank
- Under Contract
- Propane Tank
- Basement Type
- Finished with Walk-Out, Full
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Primary Bedroom - Main Floor, Propane Tank
- View
- River
- Fireplace/Stove
- Yes
- Fireplace Features
- Rec Room
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Beach, Lake Access, Park, Clear View, School Bus Route, River/Stream
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Wood
- Roof
- Metal
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 96.00 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- See Attached Schedule C
Exclusions
- Exclusions
- See Attached Schedule C
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Other
- Air Conditioning
- None
- Water
- Other
- Sewers
- Septic
- Hydro
- Yes
- Bedrooms
- 2 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Bathroom—Main level
- Bedroom 2—Main level, Combined w/Sunroom
- Primary Bedroom—Main level
- Bathroom—Lower level
- Recreation—Lower level
- Living Room—Main level, Combined w/Kitchen, Combined w/Dining, W/O To Deck
- Bedroom 3—Lower level
Washrooms
- 3-piece, Main
- 2-piece, Lower
- Municipality
- Minden Hills
- Neighbourhood
- Lutterworth
- Main cross streets
- Deep Bay Road / Bobcaygeon Road
- Directions
- Bobcaygeon Road to Deep Bay Road to #4278- Sign on Property
- Waterfront
- Direct
- MLS® number
- X13531384
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-27
- Listed on
- 2026-07-06
- Days on market
- 52 days
- Possession type
- Immediate
- Co-op commission
- 2.5
- Seller
- Listed by
- RE/MAX Professionals North
Home Market Value
Current home valuation for 4278 Deep Bay Road, Minden Hills, Lutterworth, Minden Hills, ON. Listed for $390,000
HOMEH Estimate
$418,500
Estimated Sales Range
$326,742 - $510,258
HOMEH Estimate for 4278 Deep Bay Road, Minden Hills, Lutterworth
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$19,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $14,820 | $10,881 | $9,282 | $0 |
=Total mortgage | $385,320 | $361,881 | $340,782 | $312,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,881monthly | $1,767monthly | $1,664monthly | $1,523monthly |
Land Transfer Tax
$4,325
$4,325
Around this home
No schools found nearby
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