Listed for:Listed Aug 25, 2026
$729,000

42 Loretta Drive

Niagara-on-the-Lake (Virgil), ON L0S 1T0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 42 Loretta Drive, Niagara-on-the-Lake, Virgil

No listing history available

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About 42 Loretta Drive, Niagara-on-the-Lake, Virgil

Summarized Description

  • Detached all brick bungalow in Niagara On The Lake.
  • Open concept living with floor to ceiling pillars.
  • 5-pc washroom with double sinks and soaker tub.
  • Partially finished basement with additional washroom.
  • Mature landscaping and custom stone work.
  • Double car garage and driveway for ample parking.
  • Surrounded by vineyards and local amenities.
  • Immaculate condition, move-in ready for families.

Welcome home to Virgil, a family community in the stunning area of Niagara On The Lake and Historic Old Town! Is this your time to get away from the hustle and bustle of big city living and move to what feels like a 365-day vacation spot! Virgil is an excellent place for young families, first time buyers, retirees and everyone in between! This detached all brick bungalow boasts 1,402 sq. ft. & offers complete living on the main floor! Open concept. Living room has floor to ceiling pillars, bay window and gas f/place.Dining room has double French doors leading to the kitchen/breakfast area with a walk out to out to a 6.30m x 3.81m (20.75 x 12.5 ft) deck with railings and a ramp. Crown moldings in lr/dr/hallways. Two bedrooms and a 5-pc washroom on the main floor (dbl sinks, soaker tub, XL shower).The 2nd bedroom can also be used as a office, den, tv room, media room, library, as you see fit. Brand new 8mm vinyl flooring in bedrooms, stairs and basement hallway. Main floor laundry with a laundry sink. Inside access to garage. Open staircase to the basement which has a large partially finished room, a 3-pc washroom and a utility/storage area. Professionally cleaned and immaculate! The front area boasts a front covered porch where you can while away the hours. Mature shade trees, beautiful landscaping, perennials, custom stone work, front sprinkler system. Double car garage w/side door to side yard. Double car driveway. Furnace, AC, Heat Pump, Sump Pump (all 2-3 yrs old). All appliances included + central vacuum, electronic garage door opener. Can you say abundance? Virgil is surrounded by agriculture with vast vineyards, fruit and vegetable orchards. Schools, shopping, arenas, wineries, craft breweries & eateries are plentiful. The Shaw Festival is here too! Walk to the park. Generally, temperatures can be warmer than the GTA. Spring arrives earlier too and it spells "abundance" for what lies around the corner! Come to life in Virgil! You're moving up in every way!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,148
Land Transfer Tax Fee
$11,055

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Partially Finished

Interior Features

Laundry Level
Main Level
Interior Extras
Central Vacuum, Auto Garage Door Remote, Primary Bedroom - Main Floor, Sump Pump, Water Heater, Wheelchair Access
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Pool
None
Property Features
Park, School Bus Route
Accessibility Features
Bath Grab Bars, Level Within Dwelling, Open Floor Plan, Ramped Entrance, Shower Stall, Wheelchair Access

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
16-30

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
55.77 ft
Lot Depth
114.83 ft

Inclusions

Inclusions
Existing refrigerator, stove, b/i microwave, b/i dishwasher, washer, dryer, wall-mounted tv in kitchen, all electric light fixtures, window blinds, central vacuum and attachments, electronic garage door opener with remote(1).

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level, Hardwood Floor, Combined w/Dining, Gas Fireplace
  • Foyer—
    Main level, Ceramic Floor
  • Utility Room—
    Basement level
  • Primary Bedroom—
    Main level, Large Closet
  • Bedroom 2—
    Main level, Double Closet
  • Laundry—
    Main level, Laundry Sink, Ceramic Floor
  • Foyer—
    Main level, Open Stairs, Access To Garage, Closet
  • Breakfast—
    Main level, Combined w/Kitchen, W/O To Deck, Ceramic Floor
  • Dining Room—
    Main level, Hardwood Floor, Combined w/Living, French Doors
  • Room—
  • Room—
    Main level, B/I Dishwasher, Backsplash, Ceramic Floor

Washrooms

  • 5-piece, Main
  • 3-piece, Basement

Municipality
Niagara-on-the-Lake
Neighbourhood
Virgil
Main cross streets
Line 1 / Casselman Blvd. / Loretta
Directions
Niagara Stone Rd. to Line 1 to Casselman to Loretta.

MLS® number
X13719108
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-25
Updated on
2026-10-23
Days on market
61 days
Possession date
2026-09-30
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 42 Loretta Drive, Niagara-on-the-Lake, Virgil, Niagara-on-the-Lake, ON. Listed for $729,000

HOMEH Estimate

?

$803,142

Estimated Sales Range

?

$634,482 - $971,802

HOMEH Estimate for 42 Loretta Drive, Niagara-on-the-Lake, Virgil

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$803,142Medium confidence
Based on 12 comparable properties
− $74,142 (9%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Niagara-on-the-Lake, ON
Minimum Down Payment Required:6.6%

5% on first $500K + 10% on $229,000 over $500K

Minimum down payment

$47,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$27,235$20,339$17,350$0
=Total mortgage
$708,121$676,439$637,000$583,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,457monthly$3,303monthly$3,110monthly$2,847monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$11,055

Total Land Transfer Tax

$11,055

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