Sold for:Sold Jun 23, 2026
$415,000

509 Gilchrist Street

Peterborough (Town Ward 3), ON K9H 4N7

Detached House SoldNot available

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 509 Gilchrist Street, Peterborough, Town Ward 3

2026-05-07
2026-06-23
Sold
Price
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MLS#
x13097526

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 509 Gilchrist Street, Peterborough, Town Ward 3

Summarized Description

  • 1.5-storey home in a connected neighbourhood
  • Bright layout with thoughtful updates throughout
  • Recently refreshed kitchen with new features
  • Comfortable bedrooms with brand new carpeting
  • Insulated lower level adds usable space
  • Fully fenced backyard with landscaping and deck
  • Steps from Trans Canada Trail for outdoor activities
  • A hidden gem offering comfort and convenience

Welcome to this warm and welcoming 1.5-storey home tucked into one of Peterborough's most walkable, connected neighbourhoods. Whether you're buying your first home or looking to simplify without sacrificing lifestyle, this one just makes sense. Inside, the home offers a bright, easy-flow layout with thoughtful updates throughout. The kitchen has been recently refreshed with new countertops, backsplash, added storage, and a new microwave-giving you a clean, functional space to cook, gather, and settle into daily life. Upstairs features two comfortable bedrooms with brand new carpeting (2026), on the stairs and landing that tie everything together. The lower level has been insulated and improved with new stairs, adding extra usable space and efficiency. Behind the walls, the important upgrades are already done-updated plumbing (galvanized removed), a 200-amp panel, central air, and newer eavestroughs-so you can focus on living, not projects. But what really sets this property apart is the setting. The backyard feels like a hidden retreat in the middle of the city-fully fenced and thoughtfully landscaped with stonework, a deck, and pergola. It's the kind of space where you can unwind at the end of the day and actually hear the calming flow of Jackson Creek nearby. For buyers who love to get outside, this location is hard to beat. You're just steps to the Trans Canada Trail-perfect for biking, running, or walking into town-while still being close to shops, restaurants, and everyday amenities. It's an easy, low-car lifestyle that's becoming harder to find. A home that offers comfort, connection to nature, and convenience-without compromise. Truly is a hidden gem that must be seen to be appreciated!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,008
Land Transfer Tax Fee
$4,775

Rental Items

Rental Equipment
Gas Hot Water Tank - Enercare $45 a month
Under Contract
Hot Water Heater

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Storage
View
City, Creek/Stream
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Patio, Privacy, Porch Enclosed
Pool
None
Property Features
Arts Centre, Cul de Sac/Dead End, Hospital, Park, Public Transit, Library
Other Structures
Fence - Full, Garden Shed

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Aluminum Siding, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
37.50 ft
Lot Depth
66.88 ft
Lot Shape
Irregular

Inclusions

Inclusions
Refrigerator, Stove, Microwave, IKEA Wardrobe in Small Bedroom

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
2
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Sunroom—
    Main level
  • Living Room—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Bathroom—
    Second level
  • Primary Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Other—
    Lower level
  • Utility Room—
    Lower level
  • Other—
    Lower level

Washrooms

  • 3-piece, Main
  • 3-piece, Second

Municipality
Peterborough
Neighbourhood
Town Ward 3
Main cross streets
McDonnel Street & Gilchrist St
Zoning
R1
Directions
South Side of McDonnel

MLS® number
X13097526
Data source
Toronto Regional Real Estate Board
Status change
2026-06-23
Listed on
2026-05-07
Days on market
47 days
Possession type
Immediate
Co-op commission
2.5% plus HST
Seller
Listed by
EXIT REALTY LIFTLOCK

Home Market Value

Current home valuation for 509 Gilchrist Street, Peterborough, Town Ward 3, Peterborough, ON. Listed for $415,000

HOMEH Estimate

?

$374,000

Estimated Sales Range

?

$295,460 - $452,540

HOMEH Estimate for 509 Gilchrist Street, Peterborough, Town Ward 3

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$374,000Medium confidence
Based on 14 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

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Peterborough, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$20,750

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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+CMHC insurance
$15,770$11,579$9,877$0
=Total mortgage
$410,020$385,079$362,627$332,000
Amortization
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Payment frequency
=Mortgage payment
$2,002monthly$1,880monthly$1,771monthly$1,621monthly
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Land Transfer Tax

Provincial

$4,775

Total Land Transfer Tax

$4,775

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