Sold for:Sold Oct 6, 2025
$574,900

635 Montrose Street

Peterborough (Otonabee Ward 1), ON K9J 3C3

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 635 Montrose Street, Peterborough, Otonabee Ward 1

2025-09-03
2025-10-06
Sold
Price
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MLS#
x12376841

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 635 Montrose Street, Peterborough, Otonabee Ward 1

Welcome to 635 Montrose Street, a charming 1.5 storey home tucked onto a picturesque tree-lined street in Peterborough's sought-after South End. Open the front door and you are met with a warm, sunlit living room that sets the tone for the rest of the home. At its heart, a formal dining room connects the living room and four season room, anchoring the main floor with warmth and purpose. A stunning four season room with floor-to-ceiling windows extends the living space year-round, offering a cozy spot to relax with views of the beautiful backyard. Upstairs, you will find two generously sized bedrooms and a full four piece bath. The lower level adds even more versatility with a large den, an additional bedroom, a three piece bath, laundry area, a secret nook under the stairs, and ample storage. Step outside to your own backyard oasis, complete with mature trees, professionally maintained perennial gardens, a lovely patio, and a garden shed. The newly renovated garage provides seamless access from both the home and yard, offering extra flexible space. Close to the Otonabee River, farmers' market, trails, and so much more. A true South End gem waiting to be discovered.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,228
Land Transfer Tax Fee
$7,973

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Auto Garage Door Remote, In-Law Capability
Security Features
Carbon Monoxide Detectors
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Patio, Landscaped, Privacy, Porch
Pool
None
Property Features
Fenced Yard, Park, Public Transit, School, School Bus Route, River/Stream
Accessibility Features
Bath Grab Bars, Shower Stall
Other Structures
Fence - Full, Garden Shed

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Aluminum Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
44.00 ft
Lot Depth
105.00 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, Stove, Microwave, Dishwasher, Washer, Dryer, Light Fixtures, Window Coverings, Garden Shed in Backyard, Gazebo in Backyard, Metal Shelving in Garage, Wicker Sofa in the Sunroom.

Exclusions

Exclusions
Eufy (Door Bell Camera), Freezer in Basement

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
2 + 1
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Sunroom—
    Main level
  • Bathroom—
    Second level, 4 Pc Bath
  • Bedroom—
    Second level
  • Primary Bedroom—
    Second level
  • Bathroom—
    Basement level, 3 Pc Bath
  • Bedroom—
    Basement level
  • Recreation—
    Basement level
  • Laundry—
    Basement level
  • Utility Room—
    Basement level

Washrooms

  • 4-piece, Second
  • 3-piece, Basement

Municipality
Peterborough
Neighbourhood
Otonabee Ward 1
Main cross streets
Park to McKeller to Montrose St.
Directions
McKeller/Montrose St.

MLS® number
X12376841
Data source
Toronto Regional Real Estate Board
Status change
2025-10-06
Listed on
2025-09-03
Days on market
33 days
Possession date
2025-10-21
Possession type
Flexible
Co-op commission
2.5%
Seller
Listed by
CENTURY 21 UNITED REALTY INC.

Home Market Value

Current home valuation for 635 Montrose Street, Peterborough, Otonabee Ward 1, Peterborough, ON. Listed for $574,900

HOMEH Estimate

?

$484,500

Estimated Sales Range

?

$382,755 - $586,245

HOMEH Estimate for 635 Montrose Street, Peterborough, Otonabee Ward 1

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$484,500Medium confidence
Based on 13 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Peterborough, ON
Minimum Down Payment Required:5.7%

5% on first $500K + 10% on $74,900 over $500K

Minimum down payment

$32,490

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,685$16,040$13,683$0
=Total mortgage
$563,816$533,450$502,348$459,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,753monthly$2,605monthly$2,453monthly$2,246monthly
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Land Transfer Tax

Provincial

$7,973

Total Land Transfer Tax

$7,973

Around this home

55/100Somewhat Walkable
0/100Minimal Transit
35/100Somewhat Bikeable
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