
646 Ludgate Street
Peterborough (Ashburnham Ward 4), ON K9H 2C2
- 1+1Bedrooms
- 1Bathroom
- 2Garage
- 700–1100Sq Ft
- $4,334Tax
- 54×98 ftLot Size
- Estimated Value:$593,948See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 646 Ludgate Street, Peterborough, Ashburnham Ward 4
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-06-16 | 2025-07-04 | Login to See Prices | Sold | x12223016 |
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About 646 Ludgate Street, Peterborough, Ashburnham Ward 4
Tucked at the end of a quiet dead-end street in Peterborough's East City, this rare gem of a walkout bungalow combines city convenience with exceptional privacy, a peaceful, nature-filled setting, and beautiful views of the Trent-Severn Waterway--right in your backyard. Inside, the main floor features a warm and inviting living space with vaulted ceilings and rich wood details throughout. Large windows set high at the peak of the ceiling fill the room with abundant natural light, creating an open and airy atmosphere. The living room includes exposed brickwork surrounding the fireplace, adding character and charm. The open-concept layout flows from the living area into the kitchen, where a glass door leads to a deck--perfect for summer BBQs, relaxing with a book, or simply enjoying the elevated view of boats and the Trent rowing team passing by. Both the kitchen and living room have additional windows that offer lovely views of the canal. The large primary bedroom on the main floor adds convenience and flexibility and could easily be converted into two spacious bedrooms. Downstairs, the finished walk-out basement includes a second bedroom, another fireplace, a built-in bar area, and glass doors that lead to a covered patio--ideal for entertaining or quiet evenings. While the waterfront itself isn't owned by the property, the current owners enjoy spending time on a small dock there taking in the views and setting out for kayak rides. A truly unique home--private, full of charm, and ready to enjoy.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,334
- Land Transfer Tax Fee
- $12,073
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Partially Finished, Walk-Out
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Primary Bedroom - Main Floor, Storage
- View
- Water, Canal
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Exterior Extras
- Fishing, Landscaped, Privacy, Porch, Year Round Living
- Pool
- None
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick, Stone
- Roof
- Metal
- Foundation Details
- Block, Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 53.95 ft
- Lot Depth
- 97.66 ft
- Lot Size
- 0.105
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Fridge, Stove, Microwave, Dishwasher, Washer and Dryer, Bar Fridge.
Exclusions
- Exclusions
- Personal Items. Horns above Fireplace, Freezer
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 1 + 1
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Primary Bedroom—Main level
- Bathroom—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bedroom—Basement level
- Laundry—Basement level
- Utility Room—Basement level
- Recreation—Basement level
Washrooms
- 4-piece, Main
- Municipality
- Peterborough
- Neighbourhood
- Ashburnham Ward 4
- Main cross streets
- Caddy St & Ludgate St
- Zoning
- R1
- Directions
- Armour Rd, right on Caddy St, corner of Caddy St and Ludgate St, driveway is off Caddy St
- MLS® number
- X12223016
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-07-04
- Listed on
- 2025-06-16
- Days on market
- 18 days
- Possession type
- Flexible
- Co-op commission
- 2.5%
- Seller
- Listed by
- CENTURY 21 UNITED REALTY INC.
Home Market Value
Current home valuation for 646 Ludgate Street, Peterborough, Ashburnham Ward 4, Peterborough, ON. Listed for $779,900
HOMEH Estimate
$593,948
Estimated Sales Range
$469,219 - $718,677
HOMEH Estimate for 646 Ludgate Street, Peterborough, Ashburnham Ward 4
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $279,900 over $500K
$52,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $29,075 | $21,759 | $18,562 | $0 |
=Total mortgage | $755,942 | $723,669 | $681,477 | $623,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,691monthly | $3,533monthly | $3,327monthly | $3,046monthly |
Land Transfer Tax
$12,073
$12,073
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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