Listed for:Listed 4 days ago
$1,075,000

89 Smith's Bay Avenue

Prince Edward County (North Marysburg Ward), ON K0K 2T0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 89 Smith's Bay Avenue, Prince Edward County, North Marysburg Ward

No listing history available

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About 89 Smith's Bay Avenue, Prince Edward County, North Marysburg Ward

Summarized Description

  • Enjoy direct waterfront access on Smith's Bay.
  • Spacious bungalow with over 3,300 sq. ft.
  • Multiple outdoor living spaces for relaxation.
  • Dramatic vaulted great room for entertaining.
  • Peaceful setting with nature views.
  • Welcoming community with regular gatherings.
  • Hot tub for year-round enjoyment.
  • Extra-wide double garage for convenience.

Some waterfront homes are about the view. Others are about how the whole property makes you feel. Set on Smith's Bay with direct access to Lake Ontario, this spacious 3-bedroom bungalow offers room to spread out, incredible outdoor living, and a setting that feels peaceful, private and connected to nature. Here are 5 reasons to take a closer look: ONE: Waterfront you can actually enjoy. Take in wide views across Smith's Bay from the house, deck and waterfront seating area, with a natural shallow shoreline that's perfect for kayaking, paddling and simply slowing down by the water. TWO: Outdoor living in every season. A large deck, waterfront pergola, gazebo, sunroom and hot tub give you multiple places to relax, entertain or take in the view depending on the weather or time of day. THREE: Nature is part of everyday life. Swans, turtles, migrating birds and even a resident bald eagle are regular visitors, while the park next door creates an open, expansive feel with no neighbour directly beside you. FOUR: Space that works for real life. Over 3,300 sq. ft. above grade with 3 bedrooms, 3 bathrooms, a dramatic vaulted great room, separate family room, office/den and excellent flexibility for guests or multi-generational living. FIVE: A community people genuinely care about. The neighbourhood has a welcoming, connected feel, with neighbours who know one another and regular community gatherings throughout the year. Add in an extra-wide double garage, generator, steel roof, updated crawl space, and thoughtful accessibility features, and you've got a waterfront home that offers both lifestyle and substance.If you've been looking for a home where the water, wildlife and outdoor space become part of everyday life, this one deserves a closer look. This may be your opportunity to Call The County Home.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,529
Land Transfer Tax Fee
$17,975

Rental Items

Rental Equipment
Propane Tanks

Basement Type
Full, Crawl Space

Interior Features

Laundry Level
Main Level
Interior Extras
Auto Garage Door Remote, Countertop Range, Built-In Oven, Generator - Full, In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater Owned, Workbench, Wheelchair Access, Water Purifier, Water Treatment
View
Garden, Water, Lake, Park/Greenbelt
Security Features
Alarm System, Carbon Monoxide Detectors, Smoke Detector, Monitored
Fireplace/Stove
Yes
Fireplace Features
Propane
Elevator
No

Exterior Features

Exterior Extras
Hot Tub, Landscaped, Year Round Living, Patio
Pool
None
Property Features
Clear View, Cul de Sac/Dead End, Greenbelt/Conservation, Lake/Pond, Waterfront, Wooded/Treed
Accessibility Features
Hallway Width 42 Inches or More, Ramped Entrance, Wheelchair Access, Level Within Dwelling, Level Entrance, Hard/Low Nap Floors, Bath Grab Bars, Accessible Public Transit Nearby
Other Structures
Garden Shed, Gazebo, Other

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
31-50

Construction

Exterior Finish
Brick
Roof
Shingles, Metal
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
101.72 ft
Lot Depth
352.41 ft
Lot Size
0.815

Inclusions

Inclusions
Fridge, Cook Top, Built in Oven, Washer, Dryer, Dishwasher, Hot Tub, Custom Window Coverings

Exclusions

Exclusions
Primary Bedroom Ensuite Light Fixture (to be replaced prior to closing)

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
6
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic

Bedrooms
3
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Room—
    Main level, Walk-Out
  • Great Room—
    Main level, Fireplace
  • Primary Bedroom—
    Main level, 3 Pc Ensuite, Walk-In Closet(s)
  • Den—
    Main level
  • Kitchen—
    Main level
  • Bedroom 3—
    Main level
  • Bedroom 2—
    Main level
  • Sunroom—
    Main level, Walk-Out
  • Family Room—
    Main level, Fireplace
  • Laundry—
    Main level

Washrooms

  • 2-piece, Main
  • 3-piece, Main

Municipality
Prince Edward County
Neighbourhood
North Marysburg Ward
Main cross streets
Smith's Bay and County Road 8
Zoning
HR / EP
Directions
LT 12 PL 102 NORTH MARYSBURGH; PRINCE EDWARD
Waterfront
Direct

MLS® number
X14101286
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-21
Updated on
2026-10-21
Days on market
4 days
Possession type
60-89 days
Co-op commission
2.5% + HST
Seller
Listed by
KELLER WILLIAMS ENERGY REAL ESTATE

Home Market Value

Current home valuation for 89 Smith's Bay Avenue, Prince Edward County, North Marysburg Ward, Prince Edward County, ON. Listed for $1,075,000

HOMEH Estimate

?

$1,290,000

Estimated Sales Range

?

$774,000 - $1,806,000

HOMEH Estimate for 89 Smith's Bay Avenue, Prince Edward County, North Marysburg Ward

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,290,000Low confidence
Based on 13 comparable properties
− $215,000 (17%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Prince Edward County, ON
Minimum Down Payment Required:7.7%

5% on first $500K + 10% on $575,000 over $500K

Minimum down payment

$82,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$39,689$29,993$25,585$0
=Total mortgage
$1,031,914$997,493$939,335$860,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,038monthly$4,870monthly$4,586monthly$4,199monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$17,975

Total Land Transfer Tax

$17,975

Around this home

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