22 Elm Street
St. Catharines (Oakdale), ON L2P 2B7
- 2+2Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $5,829Tax
- 29×132 ftLot Size
Estimated Value:$628,016See Free Estimate Report
Sale & Price History for 22 Elm Street, St. Catharines, Oakdale
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 22 Elm Street, St. Catharines, Oakdale
Summarized Description
- Beautiful 2018-built semi-detached bungalow.
- Finished basement with separate entrance.
- Includes a 2-bedroom in-law suite.
- Modern construction in a desirable neighborhood.
- Flexible layout ideal for families or investors.
- Approximately 1,268 sq. ft. of living space.
- Excellent potential for additional income.
- Outstanding value in a sought-after location.
Beautiful 2018-Built Semi-Detached Bungalow with a Finished Basement & Separate Side Entrance! Welcome to this beautifully maintained 2-bedroom semi-detached bungalow offering approximately 1,268 sq. ft. of living space in one of St. Catharines' most desirable neighbourhoods! Built in 2018, this home combines modern construction, functional design, and exceptional versatility, making it an ideal opportunity for first-time homebuyers, growing families, or savvy investors. The professionally finished basement features a separate side entrance and a 2-bedroom in-law/nanny suite, offering excellent potential for extended family living or additional income opportunities, subject to applicable municipal requirements. With its flexible layout and added living space, this property offers outstanding value and versatility. Whether you're looking to enter the real estate market, accommodate extended family, or expand your investment portfolio, this home presents an excellent opportunity in a sought-after St. Catharines location. Don't miss your chance to own this fantastic property with incredible potential! A must-see home offering comfort, flexibility, and investment appeal!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,829
- Land Transfer Tax Fee
- $7,455
Rental Items
- Rental Equipment
- HOT WATER TANK.
- Basement Type
- Apartment, Separate Entrance
Interior Features
- Interior Extras
- Accessory Apartment, Primary Bedroom - Main Floor
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Beach, Golf, Hospital, Library, Public Transit
Building
- Building Type
- Semi-Detached
- Building Style
- Bungalow
- Approx Age
- 6-15
Construction
- Exterior Finish
- Brick, Aluminum Siding
- Roof
- Asphalt Rolled, Shingles
- Foundation Details
- Unknown
- Special Designation
- Unknown
Lot
- Lot Front
- 29.29 ft
- Lot Depth
- 132.05 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- All Electrical light fixtures, Gas Stove/S/S FRIDGE, BASEMENT APPLIANCES in AS IS WHERE IS CONDITIONS.
Exclusions
- Exclusions
- NONE.
Parking & Garages
- Garage Type
- Built-In
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 2
- Washrooms
- 2
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level, Stainless Steel Appl
- Bedroom 3—Basement level, Vinyl Floor
- Bedroom 2—Main level, Closet
- Family Room—Basement level, Vinyl Floor
- Dining Room—Main level, Combined w/Kitchen
- Room—
- Family Room—Main level, Combined w/Dining
- Bedroom 4—Basement level, Vinyl Floor
- Kitchen—Basement level
- Primary Bedroom—Main level, Walk-In Closet(s)
Washrooms
- 4-piece, Main
- 4-piece, Second
- Municipality
- St. Catharines
- Neighbourhood
- Oakdale
- Main cross streets
- Elm St/Merritt St
- Zoning
- R2
- Directions
- Elm St/Merritt St
- MLS® number
- X14108118
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-10-22
- Updated on
- 2026-10-22
- Days on market
- 2 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + HST + THANKS
- Seller
- Listed by
- RE/MAX REALTY SPECIALISTS INC.
Home Market Value
Current home valuation for 22 Elm Street, St. Catharines, Oakdale, St. Catharines, ON. Listed for $549,000
HOMEH Estimate
$628,016
Estimated Sales Range
$376,810 - $879,222
HOMEH Estimate for 22 Elm Street, St. Catharines, Oakdale
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $49,000 over $500K
$29,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,752 | $15,317 | $13,066 | $0 |
=Total mortgage | $539,557 | $509,417 | $479,716 | $439,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,634monthly | $2,487monthly | $2,342monthly | $2,144monthly |
Land Transfer Tax
$7,455
$7,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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