Sold for:Sold Aug 16, 2025
$549,900

4 Cayuga Street

St. Catharines (Haig), ON L2R 1E5

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 4 Cayuga Street, St. Catharines, Haig

2025-08-05
2025-08-17
Sold
Price
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MLS#
x12325469
2025-07-25
2025-08-05
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 4 Cayuga Street, St. Catharines, Haig

Discover endless possibilities in this well-maintained 3-bedroom, 2-bathroom bungalow situated on a desirable large corner lot. This versatile property offers tremendous potential for upgrades and the unique opportunity to create two separate dwelling units, making it perfect for investors, multi-generational families, or those seeking additional income. The main floor showcases a cozy living room highlighted by a stunning large bay window that floods the space with natural light. The living area flows seamlessly into a dedicated dining room, creating the perfect setting for family gatherings and entertaining. The kitchen, updated in 2023, offers excellent bones with significant potential for expansion and further customization to suit your culinary dreams. The main floor is completed by two generously sized bedrooms and a recently renovated 3-piece bathroom (2024). The partially finished basement presents exciting possibilities with its separate exterior entrance from the backyard, and could easily be transformed into an in-law suite, rental unit, or entertainment area. Featuring a convenient kitchenette and 3-piece bathroom, laundry and utility room, and additional space perfect for a bedroom, home office, or storage. The backyard features a patio area ideal for outdoor dining and relaxation. A practical shed with roll-up door provides excellent storage solutions, while the large attached single-car garage features a separate rear entrance and offers additional storage space or workshop potential. Two separate driveways ensure effortless parking for multiple vehicles, making this property ideal for large families or rental situations. Numerous recent upgrades including new roof shingles (2018), new front and back doors (2023), updated eavestroughs and downspouts (2022), fresh back sidewalk concrete (2021), back driveway resurfaced (2023). This exceptional property combines comfortable living with outstanding investment potential.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,274
Land Transfer Tax Fee
$7,473

Rental Items

Rental Equipment
HWT

Basement Type
Partially Finished

Interior Features

Interior Extras
Other
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Other

Lot

Lot Front
87.00 ft
Lot Depth
111.58 ft

Inclusions

Inclusions
Fridge, stove, washer, dryer

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 1
Washrooms
2
Kitchens
2
Family / bonus room
Yes

Washrooms

  • 3-piece

Municipality
St. Catharines
Neighbourhood
Haig
Main cross streets
HAIG ST - CARLTON ST
Directions
CARLTON ST - HAIG ST - CAYUGA ST

MLS® number
X12325469
Data source
Toronto Regional Real Estate Board
Status change
2025-08-17
Listed on
2025-08-05
Days on market
12 days
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
RE/MAX NIAGARA REALTY LTD, BROKERAGE

Home Market Value

Current home valuation for 4 Cayuga Street, St. Catharines, Haig, St. Catharines, ON. Listed for $549,900

HOMEH Estimate

?

$462,311

Estimated Sales Range

?

$365,226 - $559,396

HOMEH Estimate for 4 Cayuga Street, St. Catharines, Haig

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$462,311Medium confidence
Based on 2 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $49,900 over $500K

Minimum down payment

$29,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,786$15,342$13,088$0
=Total mortgage
$540,441$510,252$480,503$439,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,639monthly$2,491monthly$2,346monthly$2,148monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,473

Total Land Transfer Tax

$7,473

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4/100Almost All Errands Require a Car
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