Was listed for:Expired Jun 1, 2026
$849,500

166 Duck Bay Road

Tay (Rural Tay), ON L0K 2C0

Detached House ExpiredNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 166 Duck Bay Road, Tay, Rural Tay

2025-12-19
2026-06-01
Expired
Price
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MLS#
s12642578

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 166 Duck Bay Road, Tay, Rural Tay

Summarized Description

  • Waterfront home on Georgian Bay with stunning views.
  • Expansive 80 x 529 ft lot for privacy.
  • Cozy 3-bedroom, 2-bathroom layout ideal for families.
  • Large deck for outdoor relaxation and entertainment.
  • Triple garage for ample storage of vehicles and gear.
  • Great for boating, fishing, and winter sports.
  • Conveniently located near Hwy 400 for easy access.
  • Perfect for year-round enjoyment or weekend escapes.

Welcome to your own slice of Georgian Bay. This inviting 3-bedroom, 2-bathroom waterfront home/cottage sits on an expansive 80 x 529 ft lot, offering privacy, space, and lovely water views in every season. With 1,502 sq ft of comfortable living space and a charming 1-1/2 storey design, this property is ideal for family gatherings, weekend escapes, or year-round enjoyment. Cozy up indoors or step outside to the large deck, perfect spots to relax, entertain, and soak in the peaceful surroundings. Outdoor enthusiasts will love the excellent boating and fishing, while winter brings easy access to snowmobile trails, making this a true four-season retreat. A triple garage provides plenty of room for vehicles, water toys, and cottage gear. Tucked away yet conveniently close to a Hwy 400, this cottage offers the perfect balance of seclusion and accessibility. Whether you're dreaming of summer days on the water or cozy winter weekends by the bay, this Georgian Bay home/cottage is ready to be enjoyed.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,134
Land Transfer Tax Fee
$13,465

Rental Items

Rental Equipment
Propane Tank
Under Contract
Propane Tank

Basement Type
Walk-Out, Full, Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
On Demand Water Heater, Propane Tank, Sump Pump, Workbench, Auto Garage Door Remote
Fireplace/Stove
Yes
Fireplace Features
Propane
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
80.92 ft
Lot Depth
529.00 ft

Inclusions

Inclusions
Fridge x 2, Stove, Washer, Dryer, Garage remotes, Water Softener, Iron Remover, Window Coverings, 14 ft aluminum boat (no motor), Docks, Paddle Boat, 2 water slides, 2 sump pumps, Gas Generator w/Genlink, Shed

Parking & Garages

Garage Type
Detached
Garage Spaces
3
Parking Spaces
3
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Electric
Heat Type
Heat Pump
Air Conditioning
Wall Unit(s)
Water
Well
Sewers
Septic

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Foyer—
    Main level
  • Powder Room—
    Main level, 2 Pc Bath
  • Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath

Washrooms

  • 2-piece
  • 4-piece

Municipality
Tay
Neighbourhood
Rural Tay
Main cross streets
Duck Bay and Quarry Rd
Zoning
RS
Directions
Hwy 400 to west on Quarry Rd to right on Duck Bay Rd
Waterfront
Direct

MLS® number
S12642578
Data source
Toronto Regional Real Estate Board
Status change
2026-06-01
Listed on
2025-12-19
Days on market
164 days
Possession date
2026-02-27
Possession type
60-89 days
Co-op commission
2% plus HST
Seller
Listed by
Royal LePage In Touch Realty

Home Market Value

Current home valuation for 166 Duck Bay Road, Tay, Rural Tay, Tay, ON. Listed for $849,500

HOMEH Estimate

?

$714,537

Estimated Sales Range

?

$428,722 - $1,000,352

HOMEH Estimate for 166 Duck Bay Road, Tay, Rural Tay

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$714,537Low confidence
Based on 5 comparable properties
+ $134,963 (19%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Tay, ON
Minimum Down Payment Required:7.1%

5% on first $500K + 10% on $349,500 over $500K

Minimum down payment

$59,950

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
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+CMHC insurance
$31,567$23,701$20,218$0
=Total mortgage
$820,752$788,251$742,293$679,600
Amortization
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Payment frequency
=Mortgage payment
$4,007monthly$3,849monthly$3,624monthly$3,318monthly
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Land Transfer Tax

Provincial

$13,465

Total Land Transfer Tax

$13,465

Around this home

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