
166 Duck Bay Road
Tay (Rural Tay), ON L0K 2C0
- 3Bedrooms
- 2Bathrooms
- 3Garage
- 1500–2000Sq Ft
- $4,134Tax
- 81×529 ftLot Size
- Estimated Value:$714,537See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 166 Duck Bay Road, Tay, Rural Tay
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-12-19 | 2026-06-01 | Login to See Prices | Expired | s12642578 |
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About 166 Duck Bay Road, Tay, Rural Tay
Summarized Description
- Waterfront home on Georgian Bay with stunning views.
- Expansive 80 x 529 ft lot for privacy.
- Cozy 3-bedroom, 2-bathroom layout ideal for families.
- Large deck for outdoor relaxation and entertainment.
- Triple garage for ample storage of vehicles and gear.
- Great for boating, fishing, and winter sports.
- Conveniently located near Hwy 400 for easy access.
- Perfect for year-round enjoyment or weekend escapes.
Welcome to your own slice of Georgian Bay. This inviting 3-bedroom, 2-bathroom waterfront home/cottage sits on an expansive 80 x 529 ft lot, offering privacy, space, and lovely water views in every season. With 1,502 sq ft of comfortable living space and a charming 1-1/2 storey design, this property is ideal for family gatherings, weekend escapes, or year-round enjoyment. Cozy up indoors or step outside to the large deck, perfect spots to relax, entertain, and soak in the peaceful surroundings. Outdoor enthusiasts will love the excellent boating and fishing, while winter brings easy access to snowmobile trails, making this a true four-season retreat. A triple garage provides plenty of room for vehicles, water toys, and cottage gear. Tucked away yet conveniently close to a Hwy 400, this cottage offers the perfect balance of seclusion and accessibility. Whether you're dreaming of summer days on the water or cozy winter weekends by the bay, this Georgian Bay home/cottage is ready to be enjoyed.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,134
- Land Transfer Tax Fee
- $13,465
Rental Items
- Rental Equipment
- Propane Tank
- Under Contract
- Propane Tank
- Basement Type
- Walk-Out, Full, Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- On Demand Water Heater, Propane Tank, Sump Pump, Workbench, Auto Garage Door Remote
- Fireplace/Stove
- Yes
- Fireplace Features
- Propane
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 80.92 ft
- Lot Depth
- 529.00 ft
Inclusions
- Inclusions
- Fridge x 2, Stove, Washer, Dryer, Garage remotes, Water Softener, Iron Remover, Window Coverings, 14 ft aluminum boat (no motor), Docks, Paddle Boat, 2 water slides, 2 sump pumps, Gas Generator w/Genlink, Shed
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 3
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Heat Pump
- Air Conditioning
- Wall Unit(s)
- Water
- Well
- Sewers
- Septic
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Kitchen—Main level
- Living Room—Main level
- Dining Room—Main level
- Foyer—Main level
- Powder Room—Main level, 2 Pc Bath
- Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Bathroom—Second level, 4 Pc Bath
Washrooms
- 2-piece
- 4-piece
- Municipality
- Tay
- Neighbourhood
- Rural Tay
- Main cross streets
- Duck Bay and Quarry Rd
- Zoning
- RS
- Directions
- Hwy 400 to west on Quarry Rd to right on Duck Bay Rd
- Waterfront
- Direct
- MLS® number
- S12642578
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-01
- Listed on
- 2025-12-19
- Days on market
- 164 days
- Possession date
- 2026-02-27
- Possession type
- 60-89 days
- Co-op commission
- 2% plus HST
- Seller
- Listed by
- Royal LePage In Touch Realty
Home Market Value
Current home valuation for 166 Duck Bay Road, Tay, Rural Tay, Tay, ON. Listed for $849,500
HOMEH Estimate
$714,537
Estimated Sales Range
$428,722 - $1,000,352
HOMEH Estimate for 166 Duck Bay Road, Tay, Rural Tay
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $349,500 over $500K
$59,950
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $31,567 | $23,701 | $20,218 | $0 |
=Total mortgage | $820,752 | $788,251 | $742,293 | $679,600 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,007monthly | $3,849monthly | $3,624monthly | $3,318monthly |
Land Transfer Tax
$13,465
$13,465
Around this home
No schools found nearby
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