Listed for:Listed 1 day ago
$450,000

5 George Street S

Waterloo (Beechwood/University), ON N1S 2N3

Semi-Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 5 George Street S, Waterloo, Beechwood/University

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 5 George Street S, Waterloo, Beechwood/University

Summarized Description

  • Charming semi-detached century home with historic charm.
  • Offers 4 bedrooms and 2 bathrooms.
  • Spacious rooms with high ceilings and natural light.
  • Located in a highly walkable neighborhood.
  • 9.7/10 Walk Score with nearby amenities.
  • Flexible layout for rental income opportunities.
  • Exceptional investment potential in Cambridge.
  • Character-filled home in a desirable location.

Welcome to 5 George Street South, Cambridge. A charming semi-detached century home with two units, offering an outstanding opportunity for investors, multi-generational families, or buyers looking to offset their mortgage with rental income. Featuring 4 bedrooms, 2 bathrooms and 1,348 sq ft of living space on a 31.01 x 119 ft lot. The striking stone exterior immediately sets this home apart, while inside you'll find spacious principal rooms, high ceilings, abundant natural light, beautiful original wood trim that highlights the home's historic charm. Large windows fill the living spaces with natural light, creating warm and inviting interiors full of character. Situated in one of Cambridge's most walkable neighbourhoods, this property boasts an impressive 9.7/10 Walk Score, placing parks, cafés, restaurants, shopping and everyday amenities just steps from your front door. Enjoy the convenience of downtown living with easy access to the vibrant Gaslight District, scenic Grand River trails, transit and local attractions. Whether you're looking to expand your investment portfolio, accommodate extended family, or live in one unit while generating rental income from the other, this offers flexibility and long-term value in a highly desirable location. Opportunities to own a character-filled home in the heart of Cambridge are rare. Don't miss your chance to own a versatile property with exceptional lifestyle appeal and outstanding investment potential.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,979
Land Transfer Tax Fee
$5,475

Basement Type
Full

Interior Features

Interior Extras
Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Semi-Detached
Building Style
2-Storey

Construction

Exterior Finish
Stone
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Other

Lot

Lot Front
31.01 ft
Lot Depth
119.00 ft

Inclusions

Inclusions
2 Refrigerator, 2 stoves

Parking & Garages

Garage Type
Other
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Other
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
2
Kitchens
1

Room sizes

  • Bedroom—
    Main level
  • Bedroom—
    Second level
  • Living Room—
    Second level
  • Living Room—
    Main level
  • Bedroom—
    Main level
  • Bathroom—
    Main level
  • Kitchen—
    Main level
  • Bathroom—
    Second level
  • Bedroom—
    Second level
  • Kitchen—
    Second level

Washrooms

  • 3-piece, Main
  • 3-piece, Second

Municipality
Waterloo
Neighbourhood
Beechwood/University
Main cross streets
George st east, Salisbury Ave South
Directions
George st east, Salisbury Ave South

MLS® number
X14083532
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-15
Updated on
2026-10-16
Days on market
1 day
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
eXp Realty

Home Market Value

Current home valuation for 5 George Street S, Waterloo, Beechwood/University, Waterloo, ON. Listed for $450,000

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 5 George Street S, Waterloo, Beechwood/University

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Waterloo, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$22,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$17,100$12,555$10,710$0
=Total mortgage
$444,600$417,555$393,210$360,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,171monthly$2,039monthly$1,920monthly$1,758monthly
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Land Transfer Tax

Provincial

$5,475

Total Land Transfer Tax

$5,475

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