
Mortgage Rates
Fixed rates are moving in one direction — and it doesn't favour borrowers
Robert McLister: If you’re planning to lock in a mortgage, today is better than tomorrow
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Last updated Oct 14, 2026 · 6:15 AM ET
166 stories · Mortgage Rates

Mortgage Rates
Robert McLister: If you’re planning to lock in a mortgage, today is better than tomorrow

Mortgage Rates
The Bank of Canada is likely to raise interest rates at its next two meetings as the Middle East conflict creates the risk of broader price pressures, a senior macro strategist at Manulife said.
Mortgage Rates
Stalled growth, higher rates and uncontrolled public debt an explosive combination
Mortgage Rates
FP Answers: The key is cash flow and whether he can comfortably repay the loan while paying off other debt such as a mortgage

Mortgage Rates
Canadian households may not acknowledge it publicly, but they’re falling behind. Bank of Canada (BoC) research shows incomes beat inflation from 2020 to 2025. But the researcher warns there’s a catch, as the average ofte...

Mortgage Rates
Alternative lenders say today’s borrowers are more likely to be self-employed and asset-rich than credit-bruised, with many no longer viewing alt lending as a temporary stop on the way to a major bank.

Mortgage Rates
TD's deputy chief economist told brokers markets may be overestimating how closely the Bank of Canada will follow the Fed, while the housing market has likely found its bottom, though recovery will take longer than hoped...
Mortgage Rates
Despite widespread perception of risk, younger Canadians are more likely to consider alternative mortgage lending, calling it flexible and innovative TORONTO — Homeownership is a goal for many Canadians, but even as pric...

Garry Marr
Locking in long-term at lower rates looks like a steal, until you decide to move

Mortgage Rates
Households are on a borrowing spree, but mortgages are no longer the weapon of choice. Statistics Canada (StatCan) data shows household credit hit a new high in July. Mortgages continue to represent the lion’s share of d...

Mortgage Rates
Bank of Canada Governor Tiff Macklem said policymakers don’t want to be late to hike interest rates should inflationary pressures prove to be stubborn.

Mortgage Rates
Mortgage delinquencies remain relatively contained nationally, but Ontario and B.C. continue to show more pronounced stress as first-time buyers increasingly rely on joint mortgages.
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Mortgage Rates
Canada auctioned long-term bonds at the highest yield in 19 years, as upside inflation risks create higher borrowing costs for governments around the world.

Mortgage Rates
Robert McLister: Despite all the interest rate-hike talk, roughly half of borrowers are still choosing variable rates

Mortgage Rates
Robert McLister: If an interest rate hiking cycle does arrive, don't expect our central bank to stop at one. It never has

Mortgage Rates
Canada’s real estate recovery has barely begun but it already faces headwinds. Rising inflation and credit demand has the market now expecting 5 rate hikes. This morning, BMO Capital Markets told investors that 5 hikes s...

Mortgage Rates
The Bank of Canada’s governing council warned that it may need to hike interest rates, saying the longer gasoline prices remain elevated, the more likely that would pass through to other goods and services.

Mortgage Rates
The Federal Reserve raised interest rates by a quarter percentage point and pencilled in an additional hike later this year, steps aimed at containing inflation that will test Chairman Kevin Warsh’s relationship with Pre...

Mortgage Rates
Higher bond yields have already pushed fixed mortgage rates up and renewed expectations of a possible Bank of Canada rate hike

Mortgage Rates
Central banks from much of the Group of Seven face a pivotal week as mounting inflation risks heap pressure on them to raise interest rates.

Mortgage Rates
Canadian inflation didn’t get worse—unless you live in the majority of provinces. Statistics Canada (StatCan) data shows inflation stalled in August, with slowing gas prices helping to calm growth. While national growth...

This Week’s Top Stories
Time for your cheat sheet on this week’s top stories. Canadian Real Estate Canadian Mortgage Rates Set To Rise As Lender Margins Collapse Canadian fixed-rate mortgages are set to surge as bond yields continue to rise. Th...

Mortgage Rates
Major lenders have raised fixed rates, while some borrowers may face larger increases as discretionary discounts disappear.
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