Sold for:Sold May 6, 2026
$647,900

395 Henry Street

Cobourg, ON K9A 3Z1

Detached House SoldNot available

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 395 Henry Street, Cobourg

2026-04-22
2026-05-06
Sold
Price
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MLS#
x13030600

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About 395 Henry Street, Cobourg

Summarized Description

  • Charming property with unique character and charm.
  • Spacious living areas with seamless flow.
  • Functional kitchen with breakfast nook.
  • Main floor primary bedroom for convenience.
  • Bonus room ideal for office or yoga.
  • Fully insulated basement offers customization.
  • Short walk to local amenities and beach.
  • Potential for future use with separate entrance.

Full of unique charm, timeless character and ready for your personal touch. Perfectly positioned in a prime central location in the heart of Cobourg. A spacious living room flows seamlessly into the dining area, creating a well-planned layout. The kitchen offers great functionality complete with a bay window breakfast nook and access to the rear deck. A main floor primary bedroom, convenient laundry and a 4pc bathroom add to everyday ease, while a comfortable family room with a gas fireplace completes the main level. Upstairs you will find two additional bedrooms, charming window nooks, generous storage and a 3-piece bathroom. An adjoining bonus room off the second bedroom, offers an ideal setting for morning yoga, a home office, dressing area or expanded closet. A fully insulated basement presents an excellent opportunity to be customized to your lifestyle, with a separate walk up entrance to the backyard adding great potential for future use. Enjoy being just a short walk to cafés, restaurants, boutique shopping and the famous Cobourg beach, boardwalk, waterfront trail & marina.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,294
Land Transfer Tax Fee
$9,433

Rental Items

Under Contract
None

Basement Type
Full, Unfinished, Walk-Up

Interior Features

Laundry Level
Main Level
Interior Extras
Primary Bedroom - Main Floor, Water Heater Owned
Fireplace/Stove
Yes
Fireplace Features
Family Room, Living Room, Natural Gas, Wood
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch
Pool
None
Property Features
Beach, Hospital, Marina, Park, Rec./Commun.Centre, School
Accessibility Features
Bath Grab Bars, Multiple Entrances
Other Structures
Fence - Partial

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
85.00 ft
Lot Depth
113.00 ft
Lot Size
0.222
Lot Shape
Rectangular

Inclusions

Inclusions
Refrigerator, Stove, Dishwasher, Stackable Washer/Dryer, All Window Blinds, Curtain Rods only in Living Room & Dining Room, Pine Cabinet/Shelving in FamilyRoom, Shed (as is) Flag Pole in Back Yard, Fire Hydrant in Back Yard (decorative only, not connected).

Exclusions

Exclusions
Stagers Items & Accessories, including Curtains.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
6
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Yes

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level, Brick Fireplace
  • Dining Room—
    Main level
  • Kitchen—
    Main level, Eat-in Kitchen, W/O To Deck
  • Family Room—
    Main level, Gas Fireplace
  • Primary Bedroom—
    Main level
  • Bedroom 2—
    Second level, Walk-In Closet(s)
  • Bedroom 3—
    Second level
  • Breakfast—
    Main level, Combined w/Kitchen
  • Other—
    Second level, Combined w/Br

Washrooms

  • 4-piece, Main
  • 3-piece, Second

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
University Ave & Henry Street
Directions
University Avenue East to Henry Street

MLS® number
X13030600
Data source
Toronto Regional Real Estate Board
Status change
2026-05-06
Listed on
2026-04-22
Days on market
14 days
Possession type
Immediate
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE PROALLIANCE REALTY

Home Market Value

Current home valuation for 395 Henry Street, Cobourg, Cobourg, ON. Listed for $647,900

HOMEH Estimate

?

$734,740

Estimated Sales Range

?

$514,318 - $955,162

HOMEH Estimate for 395 Henry Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$734,740Low confidence
Based on 15 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:6.1%

5% on first $500K + 10% on $147,900 over $500K

Minimum down payment

$39,790

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,309$18,076$15,420$0
=Total mortgage
$632,039$601,186$566,135$518,320
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,086monthly$2,935monthly$2,764monthly$2,531monthly
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Land Transfer Tax

Provincial

$9,433

Total Land Transfer Tax

$9,433

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