Listed for:Listed Jun 18, 2026
$549,000

85 Simpson Avenue

Northern Bruce Peninsula, ON N0H 2R0

Detached House For Sale
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Sale & Price History for 85 Simpson Avenue, Northern Bruce Peninsula

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 85 Simpson Avenue, Northern Bruce Peninsula

Summarized Description

  • Waterfront cottage near Tobermory village.
  • Stunning shoreline views from living room.
  • Vaulted ceilings with exposed log beams.
  • Finished bunkie adds extra space.
  • Recent upgrades exceeding $100k.
  • Close to amenities and recreational activities.
  • Furnished and move-in ready.

WATERFRONT COTTAGE MINUTES TO THE VILLAGE OF TOBERMORY! 1025 SqFt Living Space. Close To All Amenities, Recreation, Shops And The Ferry. Stunning Shoreline Views From The Perfect Living Room!! The Sunroom Makes You Feel Like You're Right On The Water, Perfect spot For Family Game Nights, & Dining. Located On A Protected Channel - Perfect For Boats, Canoeing And Kayaking! This Cute Place Is A True "Rustic" Cottage. Both The Kitchen And Living Room Feature A Vaulted Ceiling With The Exposed Log Beams! Huge Primary Bedroom With Large Closet. Two Additional Bedrooms Featuring High Vaulted Ceilings Giving A Large Feel To Them! 3pc Bathroom, With Shower, Cottage Comes Furnished! There Is Even A Finished Bunkie, 14' By 12'. Metal Roof On Cottage! Great Spot For Kids' Not to Mention The Very Large Storage Shed/Workshop, 16' By 10'. More Than 100k Spent In Recent Upgrades. Neck Flooring, Kitchen... Too Many Items To List. Option To Purchase With Exisiting Furniture.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,471
Land Transfer Tax Fee
$7,455

Rental Items

Rental Equipment
None.

Basement Type
None

Interior Features

Laundry Level
Main Level
Interior Extras
Carpet Free, Storage, Water Heater Owned, Workbench
View
Water
Security Features
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Seasonal Living
Pool
None
Property Features
Lake/Pond, Waterfront
Other Structures
Garden Shed, Workshop

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Aluminum Siding
Roof
Metal
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
69.77 ft
Lot Depth
234.19 ft

Inclusions

Inclusions
Hot Water Tank Owned, Range Hood, Refrigerator, Stove, Window Coverings.

Exclusions

Exclusions
Bed Linens.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Window Unit(s)
Water
Other
Sewers
Septic

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Living Room—
    Main level, Laminate, Overlook Water, Large Window
  • Kitchen—
    Main level, Laminate, Stainless Steel Appl
  • Sunroom—
    Main level, Laminate, Overlook Water
  • Primary Bedroom—
    Main level, Laminate, Large Window
  • Bedroom 2—
    Main level, Laminate, Window
  • Bedroom 3—
    Main level, Laminate, Window
  • Bathroom—
    Main level

Washrooms

  • 3-piece, Main

Municipality
Northern Bruce Peninsula
Neighbourhood
Northern Bruce Peninsula
Main cross streets
Haybay Road & Simpson Avenue
Zoning
R2
Directions
Haybay Road & Simpson Avenue
Waterfront
Direct

MLS® number
X13462878
Data source
Toronto Regional Real Estate Board
Listed on
2026-06-18
Updated on
2026-07-13
Days on market
131 days
Possession type
Immediate
Co-op commission
2.25%
Seller
Listed by
ROYAL STAR REALTY INC.

Home Market Value

Current home valuation for 85 Simpson Avenue, Northern Bruce Peninsula, Northern Bruce Peninsula, ON. Listed for $549,000

HOMEH Estimate

?

$447,720

Estimated Sales Range

?

$353,699 - $541,741

HOMEH Estimate for 85 Simpson Avenue, Northern Bruce Peninsula

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$447,720Medium confidence
Based on 14 comparable properties
+ $101,280 (23%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Northern Bruce Peninsula, ON
Minimum Down Payment Required:5.4%

5% on first $500K + 10% on $49,000 over $500K

Minimum down payment

$29,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,752$15,317$13,066$0
=Total mortgage
$539,557$509,417$479,716$439,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,634monthly$2,487monthly$2,342monthly$2,144monthly
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Land Transfer Tax

Provincial

$7,455

Total Land Transfer Tax

$7,455

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