Listed for:Listed Sep 10, 2026
$1,175,000

89 Smith's Bay Avenue

Prince Edward County (North Marysburg Ward), ON K0K 2T0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 89 Smith's Bay Avenue, Prince Edward County, North Marysburg Ward

No listing history available

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About 89 Smith's Bay Avenue, Prince Edward County, North Marysburg Ward

Summarized Description

  • Spectacular waterfront bungalow on Smith's Bay.
  • Magnificent great room with vaulted ceilings.
  • Custom kitchen complements the great room.
  • Flexible layout ideal for generational living.
  • Beautifully landscaped grounds with large deck.
  • Potential for a private dock on the bay.
  • Updated features including a steel shingled roof.
  • Perfect for entertaining and relaxing by the water.

Waterfront living at its finest in Prince Edward County! Welcome to this spectacular 3-bedroom, 3-bathroom bungalow set directly on Smith's Bay, opening into Lake Ontario. The truly magnificent great room is the showpiece of the home, featuring soaring vaulted ceilings, dramatic skylights and an abundance of natural light. Spacious and impressive, it offers a wonderful setting for entertaining, gathering with family or simply enjoying the beauty of this exceptional home. The custom kitchen complements the great room perfectly, while a separate family room provides a more relaxed space for everyday living. A versatile office/den with direct access to the outdoors offers an ideal work-from-home space, private retreat or additional flexibility for family and guests. The thoughtful layout also provides excellent potential for generational living. The home has seen many updates throughout, including a durable steel shingled roof, fully encapsulated crawl space and heated water line. An extra-wide garage provides ample room for vehicles, recreational equipment and storage. Outside, enjoy the beautifully landscaped grounds, large deck and waterfront pergola, the perfect place to sit and unwind while taking in the peaceful views across Smith's Bay. Situated directly on the bay, this property offers an exceptional waterfront lifestyle, from kayaking and boating to relaxing and entertaining by the water. The generous waterfront setting also presents exciting potential to add a private dock into Smith's Bay, subject to the necessary approvals, creating an even greater connection to the water and Lake Ontario beyond. A rare opportunity to own a beautifully updated waterfront home with exceptional living space, flexible accommodations and the potential to create your own private waterfront retreat in Prince Edward County. Come see 89 Smiths Bay Avenue today, fall in love and you too can call the County Home!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,529
Land Transfer Tax Fee
$19,975

Rental Items

Rental Equipment
Propane Tanks
Under Contract
Propane Tank, Security System

Basement Type
Full, Crawl Space

Interior Features

Laundry Level
Main Level
Interior Extras
Auto Garage Door Remote, Countertop Range, Built-In Oven, Generator - Full, In-Law Capability, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater Owned, Workbench, Wheelchair Access, Water Purifier, Water Treatment
View
Garden, Water, Lake, Park/Greenbelt
Security Features
Alarm System, Carbon Monoxide Detectors, Smoke Detector, Monitored
Fireplace/Stove
Yes
Fireplace Features
Propane
Elevator
No

Exterior Features

Exterior Extras
Hot Tub, Landscaped, Year Round Living, Patio
Pool
None
Property Features
Clear View, Cul de Sac/Dead End, Greenbelt/Conservation, Lake/Pond, Waterfront, Wooded/Treed
Accessibility Features
Hallway Width 42 Inches or More, Ramped Entrance, Wheelchair Access, Level Within Dwelling, Level Entrance, Hard/Low Nap Floors, Bath Grab Bars, Accessible Public Transit Nearby
Other Structures
Garden Shed, Gazebo, Other

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
31-50

Construction

Exterior Finish
Brick
Roof
Shingles, Metal
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
101.72 ft
Lot Depth
352.41 ft
Lot Size
0.815

Inclusions

Inclusions
Fridge, Cook Top, Built in Oven, Washer, Dryer, Dishwasher, Hot Tub, Custom Window Coverings

Exclusions

Exclusions
Primary Bedroom Ensuite Light Fixture (to be replaced prior to closing)

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
6
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic

Bedrooms
3
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Primary Bedroom—
    Main level, 3 Pc Ensuite, Walk-In Closet(s)
  • Sunroom—
    Main level, Walk-Out
  • Family Room—
    Main level, Fireplace
  • Laundry—
    Main level
  • Great Room—
    Main level, Fireplace
  • Den—
    Main level
  • Bedroom 2—
    Main level
  • Room—
    Main level, Walk-Out
  • Kitchen—
    Main level
  • Bedroom 3—
    Main level

Washrooms

  • 2-piece, Main
  • 3-piece, Main

Municipality
Prince Edward County
Neighbourhood
North Marysburg Ward
Main cross streets
Smith's Bay and County Road 8
Directions
Smith's Bay and County Road 8
Waterfront
Direct

MLS® number
X13765706
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-10
Updated on
2026-10-01
Days on market
35 days
Possession type
60-89 days
Co-op commission
2.5%
Seller
Listed by
KELLER WILLIAMS ENERGY REAL ESTATE

Home Market Value

Current home valuation for 89 Smith's Bay Avenue, Prince Edward County, North Marysburg Ward, Prince Edward County, ON. Listed for $1,175,000

HOMEH Estimate

?

$1,410,000

Estimated Sales Range

?

$846,000 - $1,974,000

HOMEH Estimate for 89 Smith's Bay Avenue, Prince Edward County, North Marysburg Ward

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,410,000Low confidence
Based on 13 comparable properties
− $235,000 (17%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Prince Edward County, ON
Minimum Down Payment Required:7.9%

5% on first $500K + 10% on $675,000 over $500K

Minimum down payment

$92,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$43,287$32,783$27,965$0
=Total mortgage
$1,125,462$1,090,283$1,026,715$940,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,495monthly$5,323monthly$5,013monthly$4,590monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$19,975

Total Land Transfer Tax

$19,975

Around this home

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